Townleap

Cost of Living: Ajijic vs Montreal (2026)

Mexico vs Canada — relocation comparison

Your passport:
Ajijic
Montreal
$879/mo
Rent
$1309/mo
49/100
Livability
78/100
30/100
Settler safety
83/100
62/100
Healthcare
85/100
4 yr
PR path
3 yr
Internet
112 Mbps
Freelance setup
RESICO
  • No VAT exemption
  • €350/yr accountant
Stripe
Sole Proprietorship
  • VAT-free under €20k
  • 12% social
  • €800/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRAjijic is 33% cheaper on rent ($879/mo vs $1309/mo). Canada gets you to permanent residency a year faster (3 vs 4 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Montreal scores 78 to Ajijic's 49 on livability — the gap is real. Ajijic has its charms, but the numbers favor Montreal.
Household
Ajijic
Metric
Montreal
$879/mo
🏠
Rent (1BR centre)
lower is better
$1309/mo
$247/mo
🛒
Living costs (no rent)
lower is better
$616/mo
$3,387
🧳
Cost to land
lower is better
$4,288
30 / 100
🛡️
Settler safety
higher is better
83 / 100
24.9 / 100k
🔒
Homicides
lower is better
2.3 / 100k
12.0 / 100k
🚗
Road deaths
lower is better
4.7 / 100k
🚨
Safety Index
higher is better
67 / 100
26°C
☀️
Summer high
personal taste
25°C
12°C
❄️
Winter low
personal taste
-10°C
Internet speed
higher is better
112 Mbps
🌬️
Air quality (PM2.5)
lower is better
11 μg/m³
5.3 / 10
🗳️
Democracy
higher is better
8.7 / 10
20/100
🗣️
Street English
higher is better
100/100
$26k
💼
GDP per capita
higher is better
$65k
4.7% · Boringly steady
📈
Inflation
lower is better
2.4% · Boringly steady
49 / 100
🏅
Livability Score
higher is better
78 / 100
Grid reliability
higher is better
92/100 — Reliable
🗽
Freedom House
higher is better
97/100
4 years
📋
Time to PR
lower is better
3 years
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Ajijic
$430/mo cheaper on rent alone
🔒
Safety
Montreal
2.3 homicides per 100k
🗳️
Democracy
Montreal
8.7/10 EIU index
🗣️
English
Montreal
higher proficiency score
📋
Residency
Montreal
PR in 3 years

Sun

How much sky you actually get

52% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
47% clear
Win
Spr
Sum
Fall
10.9h
Shortest day
Dec
8.7h
13.3h
Longest day
Jun
15.7h

Sun clocks out early in Montreal's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
declining
stable
Inflation trend
improving
Industries
aigamingaerospacepharma
Startup ecosystem
hub
Grid reliability
92/100
4 yrs
Time to PR
3 yrs
Moderate
🇺🇸 Your visa
Easy
Moderate
EU visa
Moderate
Moderate
RU visa
Complex
Moderate
UA visa
Moderate
⚠️ Needs a separate work permit
Spouse works
Partner can work immediately
Partner pathway
Recognized (1+ yr)
common-law partner / conjoint de fait
$4,400/mo
Retiree visa

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
12 wk
Gestational limit

Decriminalized nationwide by Supreme Court in 2023. Access varies by state.

No legal gestational limit. Fully decriminalized since 1988.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

71/100
Rainbow Index
78/100
Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Rainbow Index source: ILGA-Europe Rainbow Map (European cities) / Equaldex Equality Index (elsewhere) — two distinct scales

The Short Version

  • Rent is 33% cheaper in Ajijic ($879/mo vs $1309/mo for a 1BR city centre).
  • Summers are slightly warmer in Ajijic (26°C vs 25°C).
  • Montreal is safer by homicide rate (2.3 vs 24.9 per 100k).
  • Montreal scores higher on democracy (8.7 vs 5.3 / 10 EIU).
  • Street-level English is easier in Montreal (100/100 vs 20/100).

Ajijic vs Montreal — Common Questions

Is Ajijic cheaper than Montreal?

Ajijic is cheaper. A 1-bedroom apartment in city centre costs around $879/month in Ajijic vs $1309/month in the other city (Numbeo data).

Which is safer, Ajijic or Montreal?

Montreal is statistically safer based on UNODC homicide data. Ajijic has a rate of 24.86 per 100,000 and Montreal has 2.27 per 100,000.

Should I move to Ajijic or Montreal?

Montreal scores 78 to Ajijic's 49 on livability — the gap is real. Ajijic has its charms, but the numbers favor Montreal. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Ajijic or Montreal?

Ajijic: Mexico Temporary Resident Visa (moderate requirements, 1–4 years). Montreal: Canada Express Entry (complex process, Permanent residence). See each city's profile page for full requirements.

Can I live in Ajijic or Montreal without speaking the local language?

Montreal is easier for street-level English (100/100) than Ajijic (20/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Ajijic vs Montreal?

A 1-bedroom in the centre: $879/month in Ajijic, $1309/month in Montreal (Numbeo). That's 33% cheaper rent in Ajijic.

Is Ajijic or Montreal better for democracy and rule of law?

Montreal scores 8.7/10 on the EIU Democracy Index vs 5.3/10 for Ajijic. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Ajijic or Montreal?

Montreal scores higher on our composite healthcare index (85/100 vs 62/100 for Ajijic). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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