Townleap

Cost of Living: Amsterdam vs Budapest (2026)

Netherlands vs Hungary — relocation comparison

Your passport:
Amsterdam
Budapest
$2,602/mo
Rent

1BR centre

$918/mo
$15k/yr
Take-home savings

At each city's local median pay

$14k/yr
5 yr
PR path
3 yr
30% Ruling (expatriateregeling)
Tax breaks

Open incentive regimes for newcomers

Freelance setup
ZZP'er
  • VAT-free under €20k
  • 5.3% social
  • €1200/yr accountant
WiseStripe
Egyéni vállalkozó
  • VAT-free under €30k
  • 32% social
  • €350/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRBudapest is 65% cheaper on rent ($918/mo vs $2,602/mo). Hungary gets you to permanent residency 2 years faster (3 vs 5 years). You can get by in English in both — your Duolingo streak can wait.
Budapest edges ahead 74 to 69. Amsterdam isn't far behind — it depends what matters to you.
Household
Amsterdam
Metric
Budapest
$937/mo
🛒
Living costs (no rent)
lower is better
$494/mo
$10,705
🧳
Cost to land
lower is better
$4,642
89 / 100
🛡️
Settler safety
higher is better
78 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.7 / 100k
3.4 / 100k
🚗
Road deaths
lower is better
7.4 / 100k
74 / 100
🚨
Safety Index
higher is better
66 / 100
68°F
☀️
Summer high
personal taste
79°F
34°F
❄️
Winter low
personal taste
28°F
122 Mbps
Internet speed
higher is better
80 Mbps
11.2 μg/m³
🌬️
Air quality (PM2.5)
lower is better
14.1 μg/m³
86 / 100
🏥
Healthcare
higher is better
72 / 100
9.0 / 10
🗳️
Democracy
higher is better
6.5 / 10
7.5 / 9
🤝
Migrant acceptance
higher is better
1.6 / 9
59 / 100
🏳️‍🌈
Rainbow Index
higher is better
33 / 100
76/100
🗣️
Street English
higher is better
60/100
$86k
💼
GDP per capita (PPP)
higher is better
$49k
3.3% · Boringly steady
📈
Inflation
lower is better
3.7% · Boringly steady
94/100 — Reliable
Grid reliability
higher is better
68/100 — Patchy
97/100
🗽
Freedom House
higher is better
65/100
A median Software Engineer in Amsterdam takes home $6,417/mo under Standard employee. In Budapest: $3,592/mo under Standard employee.
$2,826/mo more in Amsterdam
🎯 Amsterdam's 30% Ruling (expatriateregeling) isn't modelled above — if you qualify, take-home would be $8,212/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$128k
💰
Gross income
$65k
−$39k
🏛️
Income tax
Standard employee
−$10k
−$12k
🛡️
Social contributions
−$12k
$77k/yr
$6k/mo
💵
Take-home pay
$43k/yr
$4k/mo
−$62k
🏠
Cost of living
−$29k
$15k/yr
🐖
Annual savings
$14k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Budapest
$1,684/mo cheaper on rent alone
🗳️
Democracy
Amsterdam
9.0/10 EIU index
☀️
Weather
68°F vs 79°F summers
🗣️
English
Amsterdam
higher proficiency score
📋
Residency
Budapest
PR in 3 years

Sun

How much sky you actually get

44% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
50% clear
Win
Spr
Sum
Fall
7.7h
Shortest day
Dec
8.4h
16.8h
Longest day
Jun
16.0h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
improving
improving
Inflation trend
improving
fintechlogisticssemiconductorsagri-food-tech
Industries
aifintechlife-sciencessaas
hub
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Easy
Easy
UA visa
Easy
Partner can work immediately
Spouse works
Partner cannot work on this visa
Recognized
geregistreerd partnerschap / samenwonend
Partner pathway
Not recognized
bejegyzett élettársi kapcsolat

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
Broad social grounds
24 wk
Gestational limit
12 wk

On request up to 24 weeks. 5-day reflection period removed in 2023.

Available up to 12 weeks for women in a 'crisis situation.' Since 2022, must listen to fetal heartbeat before procedure.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Civil union
Joint adoption
Adoption
Not allowed
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Amsterdam vs Budapest — Common Questions

Is Amsterdam cheaper than Budapest?

Budapest is cheaper. A 1-bedroom apartment in city centre costs around $918/month there vs $2602/month in the other city (Numbeo data).

Which is safer, Amsterdam or Budapest?

Budapest is statistically safer based on UNODC homicide data. Amsterdam has a rate of 0.73 per 100,000 and Budapest has 0.72 per 100,000.

Should I move to Amsterdam or Budapest?

Budapest edges ahead 74 to 69. Amsterdam isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Amsterdam or Budapest?

Amsterdam: Netherlands Highly Skilled Migrant (complex process, Up to 5 years). Budapest: Hungary White Card (moderate requirements, 1 year, extendable once (max 2 years)). See each city's profile page for full requirements.

Which has better weather, Amsterdam or Budapest?

Budapest is warmer in summer (79°F vs 68°F). Amsterdam has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Amsterdam or Budapest without speaking the local language?

Amsterdam is easier for street-level English (76/100) than Budapest (60/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Amsterdam vs Budapest?

A 1-bedroom in the centre: $918/month in Budapest, $2602/month in Amsterdam (Numbeo). That's 65% cheaper rent in Budapest.

Is Amsterdam or Budapest better for democracy and rule of law?

Amsterdam scores 9.0/10 on the EIU Democracy Index vs 6.5/10 for Budapest. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Amsterdam or Budapest?

Amsterdam scores higher on our composite healthcare index (86/100 vs 72/100 for Budapest). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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