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Cost of Living: Amsterdam vs Tenerife (2026)

Netherlands vs Spain — relocation comparison

Your passport:
Amsterdam
Tenerife
$2,602/mo
Rent

1BR centre

$1,217/mo
$15k/yr
Take-home savings

At each city's local median pay

$5k/yr
5 yr
PR path
5 yr
30% Ruling (expatriateregeling)
Tax breaks

Open incentive regimes for newcomers

Beckham Law (Régimen Especial)
Freelance setup
ZZP'er
  • VAT-free under €20k
  • 5.3% social
  • €1200/yr accountant
WiseStripe
Autónomo
  • No VAT exemption
  • €1800/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRTenerife is 53% cheaper on rent ($1,217/mo vs $2,602/mo). Tenerife summers average 81°F vs 68°F. Both countries will let you complain about the government in public — and mean it.
Too close to call — 72 vs 69. Tenerife has a slight edge, but Amsterdam might suit you better depending on your priorities.
Household
Amsterdam
Metric
Tenerife
$937/mo
🛒
Living costs (no rent)
lower is better
$575/mo
$10,705
🧳
Cost to land
lower is better
$5,941
89 / 100
🛡️
Settler safety
higher is better
89 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.9 / 100k
3.4 / 100k
🚗
Road deaths
lower is better
3.5 / 100k
74 / 100
🚨
Safety Index
higher is better
68°F
☀️
Summer high
personal taste
81°F
34°F
❄️
Winter low
personal taste
59°F
122 Mbps
Internet speed
higher is better
11.2 μg/m³
🌬️
Air quality (PM2.5)
lower is better
8.1 μg/m³
86 / 100
🏥
Healthcare
higher is better
79 / 100
9.0 / 10
🗳️
Democracy
higher is better
8.1 / 10
7.5 / 9
🤝
Migrant acceptance
higher is better
7.4 / 9
59 / 100
🏳️‍🌈
Rainbow Index
higher is better
76 / 100
76/100
🗣️
Street English
higher is better
38/100
$86k
💼
GDP per capita (PPP)
higher is better
$58k
3.3% · Boringly steady
📈
Inflation
lower is better
2.8% · Boringly steady
94/100 — Reliable
Grid reliability
higher is better
97/100
🗽
Freedom House
higher is better
90/100
A median Software Engineer in Amsterdam takes home $6,417/mo under Standard employee. In Tenerife: $3,344/mo under Standard employee.
$3,073/mo more in Amsterdam
🎯 Amsterdam's 30% Ruling (expatriateregeling) isn't modelled above — if you qualify, take-home would be $8,212/mo instead.
🎯 Tenerife's Beckham Law (Régimen Especial) isn't modelled above — if you qualify, take-home would be $3,470/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$128k
💰
Gross income
$60k
−$39k
🏛️
Income tax
Standard employee
−$16k
−$12k
🛡️
Social contributions
−$4k
$77k/yr
$6k/mo
💵
Take-home pay
$40k/yr
$3k/mo
−$62k
🏠
Cost of living
−$36k
$15k/yr
🐖
Annual savings
$5k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Tenerife
$1,386/mo cheaper on rent alone
🗳️
Democracy
Amsterdam
9.0/10 EIU index
☀️
Weather
68°F vs 81°F summers
🗣️
English
Amsterdam
higher proficiency score

Sun

How much sky you actually get

44% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
73% clear
Win
Spr
Sum
Fall
7.7h
Shortest day
Dec
10.3h
16.8h
Longest day
Jun
13.9h

Sun clocks out early in Amsterdam's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechlogisticssemiconductorsagri-food-tech
Industries
hub
Startup ecosystem
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Easy
UA visa
Moderate
Partner can work immediately
Spouse works
Partner can work immediately
Recognized
geregistreerd partnerschap / samenwonend
Partner pathway
Conditional (1+ yr)
pareja de hecho
Retiree visa
2,400/mo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
24 wk
Gestational limit
14 wk

On request up to 24 weeks. 5-day reflection period removed in 2023.

On request up to 14 weeks. 2023 reform removed mandatory waiting period.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Amsterdam vs Tenerife — Common Questions

Is Amsterdam cheaper than Tenerife?

Tenerife is cheaper. A 1-bedroom apartment in city centre costs around $1217/month there vs $2602/month in the other city (Numbeo data).

Which is safer, Amsterdam or Tenerife?

Amsterdam is statistically safer based on UNODC homicide data. Amsterdam has a rate of 0.73 per 100,000 and Tenerife has 0.95 per 100,000.

Should I move to Amsterdam or Tenerife?

Too close to call — 72 vs 69. Tenerife has a slight edge, but Amsterdam might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Amsterdam or Tenerife?

Amsterdam: Netherlands Highly Skilled Migrant (complex process, Up to 5 years). Tenerife: Spain Digital Nomad Visa (moderate requirements, 1 year (renewable to 5)). See each city's profile page for full requirements.

Which has better weather, Amsterdam or Tenerife?

Tenerife is warmer in summer (81°F vs 68°F). Amsterdam has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Amsterdam or Tenerife without speaking the local language?

Amsterdam is easier for street-level English (76/100) than Tenerife (38/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Amsterdam vs Tenerife?

A 1-bedroom in the centre: $1217/month in Tenerife, $2602/month in Amsterdam (Numbeo). That's 53% cheaper rent in Tenerife.

Is Amsterdam or Tenerife better for democracy and rule of law?

Amsterdam scores 9.0/10 on the EIU Democracy Index vs 8.1/10 for Tenerife. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Amsterdam or Tenerife?

Amsterdam scores higher on our composite healthcare index (86/100 vs 79/100 for Tenerife). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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