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Cost of Living: Amsterdam vs Warsaw (2026)

Netherlands vs Poland — relocation comparison

Your passport:
69
Livability Score
🇳🇱 Amsterdam
Netherlands
Full profile
74
Livability Score
🇵🇱 Warsaw
Poland
Full profile
Amsterdam
Warsaw
$2602/mo
Rent
$1224/mo
69/100
Livability
74/100
89/100
Safety
81/100
86/100
Healthcare
73/100
5 yr
PR path
5 yr
122 Mbps
Internet
109 Mbps
Freelance setup
ZZP'er
  • VAT-free under €20k
  • 5.3% social
  • €1200/yr accountant
WiseStripe
JDG
  • VAT-free under €47k
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRWarsaw is 53% cheaper on rent ($1224/mo vs $2602/mo). Amsterdam scores 9.0 vs 7.4 on democracy. You can get by in English in both — your Duolingo streak can wait.
Warsaw edges ahead 74 to 69. Amsterdam isn't far behind — it depends what matters to you.
Household
Amsterdam
Metric
Warsaw
$2602/mo
🏠
Rent (1BR centre)
$1224/mo
$937/mo
🛒
Living costs (no rent)
$681/mo
$10,705
🧳
Cost to land
$4,950
0.7 / 100k
🔒
Homicides
0.7 / 100k
26 / 100
🚨
Crime perception
lower is better
25 / 100
20°C
☀️
Summer high
23°C
1°C
❄️
Winter low
-4°C
122 Mbps
Internet speed
109 Mbps
11.2 μg/m³
🌬️
Air quality (PM2.5)
22.3 μg/m³
9.0 / 10
🗳️
Democracy
7.4 / 10
100/100
🗣️
Street English
100/100
$86k
💼
GDP per capita
$51k
3.3% · Boringly steady
📈
Inflation
3.8% · Boringly steady
69 / 100
🏅
Livability Score
74 / 100
94/100 — Reliable
Grid reliability
65/100 — Patchy
97/100
🗽
Freedom House
82/100
5 years
📋
Time to PR
5 years
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Warsaw
$1378/mo cheaper on rent alone
🗳️
Democracy
Amsterdam
9.0/10 EIU index
☀️
Weather
20°C vs 23°C summers
🗣️
English
Amsterdam
higher proficiency score

Sun

How much sky you actually get

44% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
44% clear
Win
Spr
Sum
Fall
7.7h
Shortest day
Dec
7.7h
16.8h
Longest day
Jun
16.8h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
improving
improving
Inflation trend
improving
fintechlogisticssemiconductorsagri-food-tech
Industries
software-itfinancegame-devbpo
hub
Startup ecosystem
active
94/100
Grid reliability
65/100
5 yrs
Time to PR
5 yrs
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Moderate
Easy
UA visa
Easy
Partner can work immediately
Spouse works
Partner can work immediately
Recognized
geregistreerd partnerschap / samenwonend
Partner pathway
Not recognized
konkubinat (informal — no legal recognition)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
Life-threatening only
24 wk
Gestational limit

On request up to 24 weeks. 5-day reflection period removed in 2023.

Near-total ban since 2021. Only permitted for life/health threat or rape/incest. One of Europe's most restrictive.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

59/100
Rainbow Index
18/100
Legal
Marriage
Not recognized
Joint adoption
Adoption
Not allowed
Yes
Job protection
Yes
Yes
Hate crime law
No

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 53% cheaper in Warsaw ($1224/mo vs $2602/mo for a 1BR city centre).
  • Summers are slightly warmer in Warsaw (23°C vs 20°C).
  • Amsterdam scores higher on democracy (9.0 vs 7.4 / 10 EIU).

Amsterdam vs Warsaw — Common Questions

Is Amsterdam cheaper than Warsaw?

Warsaw is cheaper. A 1-bedroom apartment in city centre costs around $1224/month in Warsaw vs $2602/month in the other city (Numbeo data).

Which is safer, Amsterdam or Warsaw?

Warsaw is statistically safer based on UNODC homicide data. Amsterdam has a rate of 0.73 per 100,000 and Warsaw has 0.68 per 100,000.

Should I move to Amsterdam or Warsaw?

Warsaw edges ahead 74 to 69. Amsterdam isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Amsterdam or Warsaw?

Amsterdam: Netherlands Highly Skilled Migrant (complex process, Up to 5 years). Warsaw: Poland Temporary Residence (moderate requirements, Up to 3 years). See each city's profile page for full requirements.

Which has better weather, Amsterdam or Warsaw?

Warsaw is warmer in summer (23°C vs 20°C). Amsterdam has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Amsterdam vs Warsaw?

A 1-bedroom in the centre: $1224/month in Warsaw, $2602/month in Amsterdam (Numbeo). That's 53% cheaper rent in Warsaw.

Is Amsterdam or Warsaw better for democracy and rule of law?

Amsterdam scores 9.0/10 on the EIU Democracy Index vs 7.4/10 for Warsaw. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Amsterdam or Warsaw?

Amsterdam scores higher on our composite healthcare index (86/100 vs 73/100 for Warsaw). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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