Townleap

Cost of Living: Bali vs Chiang Mai (2026)

Indonesia vs Thailand — relocation comparison

Your passport:
Bali
Chiang Mai
$1,082/mo
Rent

1BR centre

$463/mo
−$15k/yr
Take-home savings

At each city's local median pay

$12k/yr
5 yr
PR path
3 yr
Freelance setup
UMKM
  • VAT-free under €275k
  • €200/yr accountant
No freelance status for foreigners
  • VAT-free under €46k
  • €350/yr accountant
Stripe

Sourced from Numbeo · Updated April 2026

TL;DRChiang Mai is 57% cheaper on rent ($463/mo vs $1,082/mo). Thailand gets you to permanent residency 2 years faster (3 vs 5 years). Neither city will test your commitment to owning a coat.
Too close to call — 66 vs 63. Chiang Mai has a slight edge, but Bali might suit you better depending on your priorities.
Household
Bali
Metric
Chiang Mai
$268/mo
🛒
Living costs (no rent)
lower is better
$278/mo
$2,914
🧳
Cost to land
lower is better
$2,140
70 / 100
🛡️
Settler safety
higher is better
54 / 100
0.3 / 100k
🔒
Homicides
lower is better
4.8 / 100k
11.3 / 100k
🚗
Road deaths
lower is better
25.4 / 100k
49 / 100
🚨
Safety Index
higher is better
78 / 100
84°F
☀️
Summer high
personal taste
88°F
77°F
❄️
Winter low
personal taste
61°F
36 Mbps
Internet speed
higher is better
143 Mbps
20 μg/m³
🌬️
Air quality (PM2.5)
lower is better
23.1 μg/m³
52 / 100
🏥
Healthcare
higher is better
73 / 100
6.4 / 10
🗳️
Democracy
higher is better
6.3 / 10
12 / 100
🏳️‍🌈
Rainbow Index
higher is better
65 / 100
25/100
🗣️
Street English
higher is better
7/100
$16k
💼
GDP per capita
higher is better
$25k
2.2% · Boringly steady
📈
Inflation
lower is better
1.4% · Boringly steady
60/100 — Patchy
Grid reliability
higher is better
68/100 — Patchy
56/100
🗽
Freedom House
higher is better
34/100
A median Software Engineer in Bali takes home $962/mo under Standard employee. In Chiang Mai: $2,383/mo under Standard employee.
$1,420/mo more in Chiang Mai
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$13k
💰
Gross income
$32k
−$1k
🏛️
Income tax
Standard employee
−$3k
−$525
🛡️
Social contributions
−$311
$12k/yr
$962/mo
💵
Take-home pay
$29k/yr
$2k/mo
−$27k
🏠
Cost of living
−$16k
−$15k/yr
🐖
Annual savings
$12k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Chiang Mai
$618/mo cheaper on rent alone
🔒
Safety
Bali
0.3 homicides per 100k
☀️
Weather
84°F vs 88°F summers
🗣️
English
Bali
higher proficiency score
📋
Residency
Chiang Mai
PR in 3 years

Sun

How much sky you actually get

29% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
39% clear
Win
Spr
Sum
Fall
12.6h
Shortest day
Dec
11.0h
11.6h
Longest day
Jun
13.3h

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
stable
Inflation trend
declining
tourismhospitalitydigital-nomadsurfing-culture
Industries
tourismdigital-nomad-servicescraftsagriculture
nascent
Startup ecosystem
nascent
Easy
🇺🇸 Your visa
Moderate
Easy
EU visa
Moderate
Easy
RU visa
Moderate
Easy
UA visa
Moderate
Partner cannot work on this visa
Spouse works
Partner cannot work on this visa
Retiree visa
$3,333/mo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Life-threatening only
Abortion access
On request
14 wk
Gestational limit
12 wk

Only for life-threatening emergencies or rape victims (up to 14 weeks). Highly restricted otherwise.

On request up to 12 weeks since 2021. Between 12-20 weeks with counseling.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Not recognized
Marriage
Legal
Not allowed
Adoption
Joint adoption
No
Job protection
Yes
No
Hate crime law
No

Bali vs Chiang Mai — Common Questions

Is Bali cheaper than Chiang Mai?

Chiang Mai is cheaper. A 1-bedroom apartment in city centre costs around $463/month there vs $1082/month in the other city (Numbeo data).

Which is safer, Bali or Chiang Mai?

Bali is statistically safer based on UNODC homicide data. Bali has a rate of 0.31 per 100,000 and Chiang Mai has 4.79 per 100,000.

Should I move to Bali or Chiang Mai?

Too close to call — 66 vs 63. Chiang Mai has a slight edge, but Bali might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Bali or Chiang Mai?

Bali: Indonesia Second Home Visa (complex process, 5 or 10 years). Chiang Mai: Thailand LTR Visa (complex process, 10 years). See each city's profile page for full requirements.

Which has better weather, Bali or Chiang Mai?

Chiang Mai is warmer in summer (88°F vs 84°F). Bali has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Bali or Chiang Mai without speaking the local language?

Bali is easier for street-level English (25/100) than Chiang Mai (7/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Bali vs Chiang Mai?

A 1-bedroom in the centre: $463/month in Chiang Mai, $1082/month in Bali (Numbeo). That's 57% cheaper rent in Chiang Mai.

Is healthcare better in Bali or Chiang Mai?

Chiang Mai scores higher on our composite healthcare index (73/100 vs 52/100 for Bali). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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