Townleap

Cost of Living: Lagos vs London (2026)

Portugal vs United Kingdom — relocation comparison

Your passport:
Lagos
London
$1,233/mo
Rent

1BR centre

$3,000/mo
−$3k/yr
Take-home savings

At each city's local median pay

$15k/yr
5 yr
PR path
5 yr
Tax breaks

Open incentive regimes for newcomers

4-year FIG regime (Foreign Income and Gains)
Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Sole Trader
  • VAT-free under €105k
  • 9% social
  • €600/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRLagos is 59% cheaper on rent ($1,233/mo vs $3,000/mo). Lagos summers average 82°F vs 72°F. Both countries will let you complain about the government in public — and mean it.
Lagos scores 74 to London's 61 on livability — the gap is real. London has its charms, but the numbers favor Lagos.
How the livability score breaks down
Lagos
London
17/25
💰 Affordability
0/25
14.3/15
🔒 Violent Crime
13.9/15
6.1/10
🛡️ Perceived Safety
4.5/10
6.3/15
Internet
6.5/15
12.1/15
🗳️ Democracy
12.5/15
8.7/10
🗣️ English
10/10
8.3/10
☀️ Climate
8.3/10
7.6/10
📊 Stability
6.7/10
7.5/10
🚗 Road Safety
10/10
8.5/10
🕊️ Geopolitical Safety
7.5/10
Household
Lagos
Metric
London
$518/mo
🛒
Living costs (no rent)
lower is better
$1159/mo
$5,682
🧳
Cost to land
lower is better
$9,238
82 / 100
🛡️
Settler safety
higher is better
82 / 100
0.7 / 100k
🔒
Homicides
lower is better
1.1 / 100k
7.2 / 100k
🚗
Road deaths
lower is better
2.4 / 100k
61 / 100
🚨
Safety Index
higher is better
45 / 100
82°F
☀️
Summer high
personal taste
72°F
50°F
❄️
Winter low
personal taste
39°F
84 Mbps
Internet speed
higher is better
87 Mbps
🌬️
Air quality (PM2.5)
lower is better
9.5 μg/m³
84 / 100
🏥
Healthcare
higher is better
82 / 100
8.1 / 10
🗳️
Democracy
higher is better
8.3 / 10
6.7 / 9
🤝
Migrant acceptance
higher is better
6.6 / 9
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
52 / 100
72/100
🗣️
Street English
higher is better
100/100
$52k
💼
GDP per capita (PPP)
higher is better
$62k
2.4% · Boringly steady
📈
Inflation
lower is better
3.3% · Boringly steady
Grid reliability
higher is better
92/100 — Reliable
96/100
🗽
Freedom House
higher is better
92/100
A median Software Engineer in Lagos takes home $2,624/mo under Standard employee. In London: $7,241/mo under Standard employee.
$4,617/mo more in London
🎯 London's 4-year FIG regime (Foreign Income and Gains) isn't modelled above — if you qualify, take-home would be $6,826/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$50k
💰
Gross income
$117k
−$13k
🏛️
Income tax
Standard employee
−$26k
−$6k
🛡️
Social contributions
−$5k
$31k/yr
$3k/mo
💵
Take-home pay
$87k/yr
$7k/mo
−$34k
🏠
Cost of living
−$72k
−$3k/yr
🐖
Annual savings
$15k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Lagos
$1,768/mo cheaper on rent alone
🔒
Safety
Lagos
0.7 homicides per 100k
☀️
Weather
82°F vs 72°F summers

Sun

How much sky you actually get

62% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
42% clear
Win
Spr
Sum
Fall
9.7h
Shortest day
Dec
7.8h
14.7h
Longest day
Jun
16.6h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
declining
Inflation trend
improving
Industries
fintechaibiotechcreative-tech
Startup ecosystem
hub
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Moderate
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Spouse works
Partner can work immediately
Recognized (2+ yr)
união de facto
Partner pathway
Recognized (2+ yr)
unmarried partner / civil partnership

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
Broad social grounds
10 wk
Gestational limit
24 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

Requires two doctors' approval under Abortion Act 1967, but broadly available up to 24 weeks.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Lagos vs London — Common Questions

Is Lagos cheaper than London?

Lagos is cheaper. A 1-bedroom apartment in city centre costs around $1233/month there vs $3000/month in the other city (Numbeo data).

Which is safer, Lagos or London?

Lagos is statistically safer based on UNODC homicide data. Lagos has a rate of 0.72 per 100,000 and London has 1.07 per 100,000.

Should I move to Lagos or London?

Lagos scores 74 to London's 61 on livability — the gap is real. London has its charms, but the numbers favor Lagos. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Lagos or London?

Lagos: no specific remote work visa. London: UK Skilled Worker Visa (complex process, Up to 5 years). See each city's profile page for full requirements.

Which has better weather, Lagos or London?

Lagos is warmer in summer (82°F vs 72°F). London has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Lagos or London without speaking the local language?

London is easier for street-level English (100/100) than Lagos (72/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Lagos vs London?

A 1-bedroom in the centre: $1233/month in Lagos, $3000/month in London (Numbeo). That's 59% cheaper rent in Lagos.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

Quiz →