Townleap

Cost of Living: London vs Rotterdam (2026)

United Kingdom vs Netherlands — relocation comparison

Your passport:
London
Rotterdam
$3,000/mo
Rent

1BR centre

$1,805/mo
$15k/yr
Take-home savings

At each city's local median pay

$28k/yr
5 yr
PR path
5 yr
4-year FIG regime (Foreign Income and Gains)
Tax breaks

Open incentive regimes for newcomers

30% Ruling (expatriateregeling)
Freelance setup
Sole Trader
  • VAT-free under €105k
  • 9% social
  • €600/yr accountant
WiseStripe
ZZP'er
  • VAT-free under €20k
  • 5.3% social
  • €1200/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRRotterdam is 40% cheaper on rent ($1,805/mo vs $3,000/mo). Both countries will let you complain about the government in public — and mean it.
Rotterdam scores 76 to London's 61 on livability — the gap is real. London has its charms, but the numbers favor Rotterdam.
Household
London
Metric
Rotterdam
$1159/mo
🛒
Living costs (no rent)
lower is better
$888/mo
$9,238
🧳
Cost to land
lower is better
$7,746
82 / 100
🛡️
Settler safety
higher is better
89 / 100
1.1 / 100k
🔒
Homicides
lower is better
0.7 / 100k
2.4 / 100k
🚗
Road deaths
lower is better
3.4 / 100k
45 / 100
🚨
Safety Index
higher is better
74 / 100
72°F
☀️
Summer high
personal taste
70°F
39°F
❄️
Winter low
personal taste
34°F
87 Mbps
Internet speed
higher is better
141 Mbps
9.5 μg/m³
🌬️
Air quality (PM2.5)
lower is better
11.4 μg/m³
82 / 100
🏥
Healthcare
higher is better
87 / 100
8.3 / 10
🗳️
Democracy
higher is better
9.0 / 10
6.6 / 9
🤝
Migrant acceptance
higher is better
7.5 / 9
52 / 100
🏳️‍🌈
Rainbow Index
higher is better
59 / 100
100/100
🗣️
Street English
higher is better
76/100
$62k
💼
GDP per capita (PPP)
higher is better
$86k
3.3% · Boringly steady
📈
Inflation
lower is better
3.3% · Boringly steady
92/100 — Reliable
Grid reliability
higher is better
94/100 — Reliable
92/100
🗽
Freedom House
higher is better
97/100
A median Software Engineer in London takes home $7,241/mo under Standard employee. In Rotterdam: $6,417/mo under Standard employee.
$823/mo more in London
🎯 London's 4-year FIG regime (Foreign Income and Gains) isn't modelled above — if you qualify, take-home would be $6,826/mo instead.
🎯 Rotterdam's 30% Ruling (expatriateregeling) isn't modelled above — if you qualify, take-home would be $8,212/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$117k
💰
Gross income
$128k
−$26k
🏛️
Income tax
Standard employee
−$39k
−$5k
🛡️
Social contributions
−$12k
$87k/yr
$7k/mo
💵
Take-home pay
$77k/yr
$6k/mo
−$72k
🏠
Cost of living
−$49k
$15k/yr
🐖
Annual savings
$28k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Rotterdam
$1,196/mo cheaper on rent alone
🔒
Safety
Rotterdam
0.7 homicides per 100k
🗳️
Democracy
Rotterdam
9.0/10 EIU index

Sun

How much sky you actually get

42% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
45% clear
Win
Spr
Sum
Fall
7.8h
Shortest day
Dec
7.8h
16.6h
Longest day
Jun
16.7h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechaibiotechcreative-tech
Industries
logisticspetrochemicalsmaritimecleantech
hub
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Moderate
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Easy
Partner can work immediately
Spouse works
Partner can work immediately
Recognized (2+ yr)
unmarried partner / civil partnership
Partner pathway
Recognized
geregistreerd partnerschap / samenwonend

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Broad social grounds
Abortion access
On request
24 wk
Gestational limit
24 wk

Requires two doctors' approval under Abortion Act 1967, but broadly available up to 24 weeks.

On request up to 24 weeks. 5-day reflection period removed in 2023.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

London vs Rotterdam — Common Questions

Is London cheaper than Rotterdam?

Rotterdam is cheaper. A 1-bedroom apartment in city centre costs around $1805/month there vs $3000/month in the other city (Numbeo data).

Which is safer, London or Rotterdam?

Rotterdam is statistically safer based on UNODC homicide data. London has a rate of 1.07 per 100,000 and Rotterdam has 0.73 per 100,000.

Should I move to London or Rotterdam?

Rotterdam scores 76 to London's 61 on livability — the gap is real. London has its charms, but the numbers favor Rotterdam. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in London or Rotterdam?

London: UK Skilled Worker Visa (complex process, Up to 5 years). Rotterdam: Netherlands Highly Skilled Migrant (complex process, Up to 5 years). See each city's profile page for full requirements.

Can I live in London or Rotterdam without speaking the local language?

London is easier for street-level English (100/100) than Rotterdam (76/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in London vs Rotterdam?

A 1-bedroom in the centre: $1805/month in Rotterdam, $3000/month in London (Numbeo). That's 40% cheaper rent in Rotterdam.

Is London or Rotterdam better for democracy and rule of law?

Rotterdam scores 9.0/10 on the EIU Democracy Index vs 8.3/10 for London. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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