Townleap

Cost of Living: Montreal vs Seattle (2026)

Canada vs United States — relocation comparison

Your passport:
Montreal
Seattle
$1,309/mo
Rent

1BR centre

$2,442/mo
$22k/yr
Take-home savings

At each city's local median pay

$81k/yr
3 yr
PR path
10 yr
Freelance setup
Sole Proprietorship
  • VAT-free under €20k
  • 12% social
  • €800/yr accountant
WiseStripe
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRMontreal is 46% cheaper on rent ($1,309/mo vs $2,442/mo). Canada gets you to permanent residency 7 years faster (3 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Montreal scores 78 to Seattle's 60 on livability — the gap is real. Seattle has its charms, but the numbers favor Montreal.
Household
Montreal
Metric
Seattle
$616/mo
🛒
Living costs (no rent)
lower is better
$986/mo
$4,288
🧳
Cost to land
lower is better
$9,703
83 / 100
🛡️
Settler safety
higher is better
52 / 100
2.3 / 100k
🔒
Homicides
lower is better
6.8 / 100k
4.7 / 100k
🚗
Road deaths
lower is better
14.2 / 100k
67 / 100
🚨
Safety Index
higher is better
45 / 100
77°F
☀️
Summer high
personal taste
75°F
14°F
❄️
Winter low
personal taste
37°F
112 Mbps
Internet speed
higher is better
185 Mbps
11 μg/m³
🌬️
Air quality (PM2.5)
lower is better
9.8 μg/m³
85 / 100
🏥
Healthcare
higher is better
80 / 100
8.7 / 10
🗳️
Democracy
higher is better
7.8 / 10
8.5 / 9
🤝
Migrant acceptance
higher is better
8.0 / 9
78 / 100
🏳️‍🌈
Rainbow Index
higher is better
67 / 100
100/100
🗣️
Street English
higher is better
100/100
$65k
💼
GDP per capita (PPP)
higher is better
$86k
2.4% · Boringly steady
📈
Inflation
lower is better
2.9% · Boringly steady
92/100 — Reliable
Grid reliability
higher is better
83/100 — Mostly stable
97/100
🗽
Freedom House
higher is better
80/100
A median Software Engineer in Montreal takes home $4,922/mo under Standard employee. In Seattle: $11,851/mo under Standard employee.
$6,930/mo more in Seattle
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$98k
💰
Gross income
$191k
−$35k
🏛️
Income tax
Standard employee
−$35k
−$3k
🛡️
Social contributions
−$14k
$59k/yr
$5k/mo
💵
Take-home pay
$142k/yr
$12k/mo
−$37k
🏠
Cost of living
−$61k
$22k/yr
🐖
Annual savings
$81k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Montreal
$1,133/mo cheaper on rent alone
🔒
Safety
Montreal
2.3 homicides per 100k
🗳️
Democracy
Montreal
8.7/10 EIU index
📋
Residency
Montreal
PR in 3 years

Sun

How much sky you actually get

47% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
45% clear
Win
Spr
Sum
Fall
8.7h
Shortest day
Dec
8.4h
15.7h
Longest day
Jun
16.0h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

declining
Democracy trend
stable
improving
Inflation trend
improving
aigamingaerospacepharma
Industries
cloud-techaerospacee-commercebiotech
hub
Startup ecosystem
hub
Easy
🇺🇸 Your visa
Easy
Moderate
EU visa
Moderate
Complex
RU visa
Suspended
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
⚠️ Partner work rights are very limited
Recognized (1+ yr)
common-law partner / conjoint de fait
Partner pathway
Not recognized

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
Gestational limit
24 wk

No legal gestational limit. Fully decriminalized since 1988.

Long-standing statutory protection (1991 referendum), shield-law state.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Montreal vs Seattle — Common Questions

Is Montreal cheaper than Seattle?

Montreal is cheaper. A 1-bedroom apartment in city centre costs around $1309/month there vs $2442/month in the other city (Numbeo data).

Which is safer, Montreal or Seattle?

Montreal is statistically safer based on UNODC homicide data. Montreal has a rate of 2.27 per 100,000 and Seattle has 6.80 per 100,000.

Should I move to Montreal or Seattle?

Montreal scores 78 to Seattle's 60 on livability — the gap is real. Seattle has its charms, but the numbers favor Montreal. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Montreal or Seattle?

Montreal: Canada Express Entry (complex process, Permanent residence). Seattle: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

What's the cost of rent in Montreal vs Seattle?

A 1-bedroom in the centre: $1309/month in Montreal, $2442/month in Seattle (Numbeo). That's 46% cheaper rent in Montreal.

Is Montreal or Seattle better for democracy and rule of law?

Montreal scores 8.7/10 on the EIU Democracy Index vs 7.8/10 for Seattle. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Montreal or Seattle?

Montreal scores higher on our composite healthcare index (85/100 vs 80/100 for Seattle). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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