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Cost of Living: Montreal vs Toronto (2026)

Canada vs Canada — relocation comparison

TL;DRMontreal is 21% cheaper on rent ($1309/mo vs $1659/mo). Both cities require a personal relationship with your winter coat.
77
Livability Score
🇨🇦 Montreal
Canada
Full profile
73
Livability Score
🇨🇦 Toronto
Canada
Full profile
Too close to call — 77 vs 73. Montreal has a slight edge, but Toronto might suit you better depending on your priorities.
Montreal
Toronto
$1309/mo
Rent
$1659/mo
8.7/10
Democracy
8.7/10
2.3/100k
Safety
2.3/100k
100/100
English
100/100
3 yr
Time to PR
3 yr
💰
Cost of Living
Montreal
$350/mo cheaper on rent alone
Montreal
Metric
Toronto
$1309/mo
🏠
Rent (1BR centre)
$1659/mo
$616/mo
🛒
Living costs (no rent)
$722/mo
$4,288
🧳
Cost to land
$5,350
2.3 / 100k
🔒
Homicides
2.3 / 100k
33 / 100
🚨
Crime perception
lower is better
44 / 100
25°C
☀️
Summer high
24°C
-10°C
❄️
Winter low
-6°C
112 Mbps
Internet speed
125 Mbps
11 μg/m³
🌬️
Air quality (PM2.5)
10.6 μg/m³
8.7 / 10
🗳️
Democracy
8.7 / 10
100/100
🗣️
Street English
100/100
$65k
💼
GDP per capita
$65k
2.4% · Boringly steady
📈
Inflation
2.4% · Boringly steady
77 / 100
🏅
Livability Score
73 / 100
92/100 — Reliable
Grid reliability
92/100 — Reliable
97/100
🗽
Freedom House
97/100
3 years
📋
Time to PR
3 years

Settler Essentials

declining
Democracy trend
declining
aigamingaerospacepharma
Industries
fintechaihealthcaremedia
hub
Startup ecosystem
hub
92/100
Grid reliability
92/100
3 yrs
Time to PR
3 yrs
Moderate
EU visa
Moderate
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
Partner can work immediately

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 21% cheaper in Montreal ($1309/mo vs $1659/mo for a 1BR city centre).
  • Summers are slightly warmer in Montreal (25°C vs 24°C).

Montreal vs Toronto — Common Questions

Is Montreal cheaper than Toronto?

Montreal is cheaper. A 1-bedroom apartment in city centre costs around $1309/month in Montreal vs $1659/month in the other city (Numbeo data).

Which is safer, Montreal or Toronto?

Toronto is statistically safer based on UNODC homicide data. Montreal has a rate of 2.27 per 100,000 and Toronto has 2.27 per 100,000.

Should I move to Montreal or Toronto?

Too close to call — 77 vs 73. Montreal has a slight edge, but Toronto might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Montreal or Toronto?

Montreal: Canada Express Entry (complex process, Permanent residence). Toronto: Canada Express Entry (complex process, Permanent residence). See each city's profile page for full requirements.

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