City Report Cards — Grades for Affordability, Safety & More
Every city gets graded. Affordability, safety, weather, internet — the full GPA. No extra credit for vibes.
Panama City
Panama · Academic Year 2026
Data not available
12.5/100k — elevated risk
29°C summer · 24°C winter low · 25% sunshine
31 Mbps — manageable with patience
$41k GDP/cap · 8.4% unemployment · 0.7% inflation
Democracy index 6.8 — works, mostly
EF score 491 — moderate, learn some local phrases
Principal's Comments
“Panama City has moments of brilliance and then fumbles the second half. Mixed bag. We've seen worse graduation speeches.”
Grades based on data from Numbeo, UNODC, EIU, World Bank, EF EPI & Ookla Speedtest.
Frequently Asked Questions
How is the city grade calculated?▼
Each grade (A–F) comes from real data: Affordability from Numbeo rent, Safety from UNODC homicide rates, Internet from Ookla Speedtest, Democracy from EIU, Economy from World Bank/IMF, English from EF EPI. An A means top-tier globally for that metric.
Which city gets straight As?▼
No city scores an A in every category — there are always trade-offs. Singapore scores A for safety and internet but C or D for affordability. Chiang Mai scores A for affordability but C for democracy. The report card helps you spot which trade-offs matter least to you.
Which is the safest city in the world to live in?▼
Tokyo, Singapore, Vienna, and Amsterdam earn A grades for safety. Safety grades are based on homicide rates per 100,000 residents (UNODC data) — the most consistent cross-country crime measure.
Which city is most affordable for expats?▼
Southeast Asian cities (Chiang Mai, Bangkok, Kuala Lumpur) and Eastern European cities (Tbilisi, Belgrade, Krakow) earn A or B for affordability. Based on city-centre rent from Numbeo — a strong proxy for overall cost of living.
What does a D or F grade mean?▼
Below global average for that metric — not unlivable. A D in affordability (like Zurich or New York) still means a world-class city, just expensive. Use the full report card to understand which trade-offs you're making.