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Visas / Costa Rica Rentista Visa

🇨🇷 Costa Rica Rentista Visa

Prove you have money arriving every month — don't explain where from

DifficultyModerate
Duration2 years (renewable indefinitely)
SpouseNeeds a separate work permit

The Rentista ('income earner') visa is Costa Rica's path for non-retirees who have stable income but not from a pension. You need $2,500/month in guaranteed income for at least 2 years — deposited into a Costa Rican bank as a 2-year CD, or proven through regular monthly transfers. It's popular with younger remote workers, investors, and FIRE people who have passive income streams but aren't old enough for a pension. Same benefits as Pensionado: CAJA healthcare, 4-month residency requirement, path to permanence after 3 years. The key difference: higher income threshold and the money must demonstrably flow through a Costa Rican bank.

Who actually qualifies

  • Guaranteed income of at least $2,500/month from non-pension sources (investments, rental income, business income from abroad)
  • Income must be provable for at least 24 months (via bank deposits or lump-sum CD)
  • Option: deposit $60,000 (24 × $2,500) into a Costa Rican bank as a certificate of deposit
  • Must enroll in CAJA (universal healthcare)
  • Must reside in Costa Rica for at least 4 months per year
  • Clean criminal record from country of origin

The paperwork pile

  • 📄Proof of income: bank statements showing $2,500/month for 12+ months, or CD confirmation from Costa Rican bank
  • 📄Valid passport (6+ months)
  • 📄Police clearance (apostilled + translated to Spanish)
  • 📄Birth certificate (apostilled + translated)
  • 📄Marriage certificate if applicable (apostilled + translated)
  • 📄Consular registration
  • 📄Fingerprints (taken at DGME)
  • 📄Photos

What it'll cost you

DGME application fee$250
DIMEX card$50
CAJA enrollment (monthly)~$100–$200
CD deposit (if using lump-sum option)$60,000 (returned after 2 years)
Immigration lawyer$1,500–$3,000

The waiting game

Processing time

6–12 months at DGME. Provisional permit while waiting.

Path to permanent residency

3 years of temporary residency → permanent residence.

Path to citizenship

7 years of legal residence. Dual citizenship allowed.

The tax situation

Same territorial system as Pensionado — only Costa Rica-source income is taxed. Foreign investment income, rental income from abroad, and remote work for foreign clients are all tax-free. The $2,500/month flowing through your Costa Rican bank is not taxed unless it's from a Costa Rican source.

Bringing your person

⚠️Spouse work rights: Needs a separate work permit

Dependents receive residence but cannot work without a separate permit. Must enroll in CAJA. 4-month residency minimum applies to all.

Sources

Frequently Asked Questions

How long does the Costa Rica Rentista Visa take to process?

6–12 months at DGME. Provisional permit while waiting.

Can the Costa Rica Rentista Visa lead to permanent residency?

3 years of temporary residency → permanent residence.

How long until citizenship in Costa Rica?

7 years of legal residence. Dual citizenship allowed.

What are the tax implications of the Costa Rica Rentista Visa?

Same territorial system as Pensionado — only Costa Rica-source income is taxed. Foreign investment income, rental income from abroad, and remote work for foreign clients are all tax-free. The $2,500/month flowing through your Costa Rican bank is not taxed unless it's from a Costa Rican source.

Can my spouse work on the Costa Rica Rentista Visa?

Dependents receive residence but cannot work without a separate permit. Must enroll in CAJA. 4-month residency minimum applies to all.

Immigration rules change frequently. Always verify with official government sources.