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Visas / Costa Rica / Costa Rica Rentista Visa

🇨🇷 Costa Rica Rentista Visa

Prove you have money arriving every month — don't explain where from

DifficultyModerate
Duration2 years (renewable indefinitely)
SpouseNeeds a separate work permit

The Rentista ('income earner') visa is Costa Rica's path for non-retirees who have stable income but not from a pension. You need $2,500/month in guaranteed income for at least 2 years — deposited into a Costa Rican bank as a 2-year CD, or proven through regular monthly transfers. It's popular with younger remote workers, investors, and FIRE people who have passive income streams but aren't old enough for a pension. Same benefits as Pensionado: CAJA healthcare, 4-month residency requirement, path to permanence after 3 years. The key difference: higher income threshold and the money must demonstrably flow through a Costa Rican bank.

Who actually qualifies

  • ✓Guaranteed income of at least $2,500/month from non-pension sources (investments, rental income, business income from abroad)
  • ✓Income must be provable for at least 24 months (via bank deposits or lump-sum CD)
  • ✓Option: deposit $60,000 (24 × $2,500) into a Costa Rican bank as a certificate of deposit
  • ✓Must enroll in CAJA (universal healthcare)
  • ✓Must reside in Costa Rica for at least 4 months per year
  • ✓Clean criminal record from country of origin

The paperwork pile

  • 📄Proof of income: bank statements showing $2,500/month for 12+ months, or CD confirmation from Costa Rican bank
  • 📄Valid passport (6+ months)
  • 📄Police clearance (apostilled + translated to Spanish)
  • 📄Birth certificate (apostilled + translated)
  • 📄Marriage certificate if applicable (apostilled + translated)
  • 📄Consular registration
  • 📄Fingerprints (taken at DGME)
  • 📄Photos

What it'll cost you

DGME application fee$250
DIMEX card$50
CAJA enrollment (monthly)~$100–$200
CD deposit (if using lump-sum option)$60,000 (returned after 2 years)
Immigration lawyer$1,500–$3,000

The waiting game

Processing time

6–12 months at DGME. Provisional permit while waiting.

Path to permanent residency

3 years of temporary residency → permanent residence.

Path to citizenship

7 years of legal residence. Dual citizenship allowed.

The tax situation

Same territorial system as Pensionado — only Costa Rica-source income is taxed. Foreign investment income, rental income from abroad, and remote work for foreign clients are all tax-free. The $2,500/month flowing through your Costa Rican bank is not taxed unless it's from a Costa Rican source.

Bringing your person

⚠️Spouse work rights: Needs a separate work permit

Dependents receive residence but cannot work without a separate permit. Must enroll in CAJA. 4-month residency minimum applies to all.

Sources

Frequently Asked Questions

How long does the Costa Rica Rentista Visa take to process?▼

6–12 months at DGME. Provisional permit while waiting.

Can the Costa Rica Rentista Visa lead to permanent residency?▼

3 years of temporary residency → permanent residence.

How long until citizenship in Costa Rica?▼

7 years of legal residence. Dual citizenship allowed.

What are the tax implications of the Costa Rica Rentista Visa?▼

Same territorial system as Pensionado — only Costa Rica-source income is taxed. Foreign investment income, rental income from abroad, and remote work for foreign clients are all tax-free. The $2,500/month flowing through your Costa Rican bank is not taxed unless it's from a Costa Rican source.

Can my spouse work on the Costa Rica Rentista Visa?▼

Dependents receive residence but cannot work without a separate permit. Must enroll in CAJA. 4-month residency minimum applies to all.

Immigration rules change frequently. Always verify with official government sources.