Townleap

Cost of Living: Amsterdam vs Split (2026)

Netherlands vs Croatia — relocation comparison

Your passport:
69
Livability Score
🇳🇱 Amsterdam
Netherlands
Full profile
68
Livability Score
🇭🇷 Split
Croatia
Full profile
Amsterdam
Split
$2602/mo
Rent
$1077/mo
69/100
Livability
68/100
89/100
Safety
79/100
86/100
Healthcare
77/100
5 yr
PR path
122 Mbps
Internet
Freelance setup
ZZP'er
  • VAT-free under €20k
  • 5.3% social
  • €1200/yr accountant
WiseStripe
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRSplit is 59% cheaper on rent ($1077/mo vs $2602/mo). Amsterdam scores 9.0 vs 6.5 on democracy. You can get by in English in both — your Duolingo streak can wait.
Amsterdam and Split are almost suspiciously well-matched. Flip a coin.
Household
Amsterdam
Metric
Split
$2602/mo
🏠
Rent (1BR centre)
$1077/mo
$937/mo
🛒
Living costs (no rent)
$670/mo
$10,705
🧳
Cost to land
$5,244
0.7 / 100k
🔒
Homicides
0.8 / 100k
26 / 100
🚨
Crime perception
lower is better
20°C
☀️
Summer high
30°C
1°C
❄️
Winter low
4°C
122 Mbps
Internet speed
11.2 μg/m³
🌬️
Air quality (PM2.5)
8.9 μg/m³
9.0 / 10
🗳️
Democracy
6.5 / 10
100/100
🗣️
Street English
100/100
$86k
💼
GDP per capita
$50k
3.3% · Boringly steady
📈
Inflation
3.0% · Boringly steady
69 / 100
🏅
Livability Score
68 / 100
94/100 — Reliable
Grid reliability
97/100
🗽
Freedom House
5 years
📋
Time to PR
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Split
$1526/mo cheaper on rent alone
🗳️
Democracy
Amsterdam
9.0/10 EIU index
☀️
Weather
20°C vs 30°C summers
🗣️
English
Amsterdam
higher proficiency score

Sun

How much sky you actually get

44% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
7.7h
Shortest day
Dec
8.9h
16.8h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechlogisticssemiconductorsagri-food-tech
Industries
hub
Startup ecosystem
94/100
Grid reliability
5 yrs
Time to PR
Moderate
🇺🇸 Your visa
Easy
EU visa
Complex
RU visa
Easy
UA visa
Partner can work immediately
Spouse works
Recognized
geregistreerd partnerschap / samenwonend
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
24 wk
Gestational limit
10 wk

On request up to 24 weeks. 5-day reflection period removed in 2023.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

59/100
Rainbow Index
50/100
Legal
Marriage
Civil union
Joint adoption
Adoption
Step-child only
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 59% cheaper in Split ($1077/mo vs $2602/mo for a 1BR city centre).
  • Summers are dramatically warmer in Split (30°C vs 20°C).
  • Amsterdam scores higher on democracy (9.0 vs 6.5 / 10 EIU).

Amsterdam vs Split — Common Questions

Is Amsterdam cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month in Split vs $2602/month in the other city (Numbeo data).

Which is safer, Amsterdam or Split?

Amsterdam is statistically safer based on UNODC homicide data. Amsterdam has a rate of 0.73 per 100,000 and Split has 0.77 per 100,000.

Should I move to Amsterdam or Split?

Amsterdam and Split are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Amsterdam or Split?

Amsterdam: Netherlands Highly Skilled Migrant (complex process, Up to 5 years). Split: no specific remote work visa. See each city's profile page for full requirements.

Which has better weather, Amsterdam or Split?

Split is warmer in summer (30°C vs 20°C). Amsterdam has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Amsterdam vs Split?

A 1-bedroom in the centre: $1077/month in Split, $2602/month in Amsterdam (Numbeo). That's 59% cheaper rent in Split.

Is Amsterdam or Split better for democracy and rule of law?

Amsterdam scores 9.0/10 on the EIU Democracy Index vs 6.5/10 for Split. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Amsterdam or Split?

Amsterdam scores higher on our composite healthcare index (86/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

Quiz →