Townleap

Cost of Living: Graz vs Split (2026)

Austria vs Croatia — relocation comparison

Your passport:
Graz
Split
$772/mo
Rent
$1077/mo
78/100
Livability
68/100
90/100
Safety
79/100
85/100
Healthcare
77/100
5 yr
PR path
Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)
Tax breaks

Open incentive regimes for newcomers

Freelance setup
EPU
  • VAT-free under €42k
  • 27% social
  • €1400/yr accountant
WiseStripe
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRGraz is 28% cheaper on rent ($772/mo vs $1077/mo). Graz scores 8.3 vs 6.5 on democracy. You can get by in English in both — your Duolingo streak can wait.
Graz scores 78 to Split's 68 on livability — the gap is real. Split has its charms, but the numbers favor Graz.
Household
Graz
Metric
Split
$772/mo
🏠
Rent (1BR centre)
$1077/mo
$909/mo
🛒
Living costs (no rent)
$670/mo
$4,786
🧳
Cost to land
$5,244
0.9 / 100k
🔒
Homicides
0.8 / 100k
25°C
☀️
Summer high
30°C
-3°C
❄️
Winter low
4°C
15.1 μg/m³
🌬️
Air quality (PM2.5)
8.9 μg/m³
8.3 / 10
🗳️
Democracy
6.5 / 10
100/100
🗣️
Street English
100/100
$74k
💼
GDP per capita
$50k
2.9% · Boringly steady
📈
Inflation
3.0% · Boringly steady
78 / 100
🏅
Livability Score
68 / 100
5 years
📋
Time to PR
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Graz
$305/mo cheaper on rent alone
🗳️
Democracy
Graz
8.3/10 EIU index
☀️
Weather
25°C vs 30°C summers

Sun

How much sky you actually get

40% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
8.6h
Shortest day
Dec
8.9h
15.8h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
stable
Inflation trend
improving
5 yrs
Time to PR
Moderate
🇺🇸 Your visa
Easy
EU visa
Moderate
RU visa
Moderate
UA visa
Partner can work immediately
Spouse works
Not recognized
eingetragene Partnerschaft
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)
Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)
Tax breaks

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
14 wk
Gestational limit
10 wk

Legal within first trimester. Counseling required.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

50/100
Rainbow Index
50/100
Legal
Marriage
Civil union
Joint adoption
Adoption
Step-child only
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 28% cheaper in Graz ($772/mo vs $1077/mo for a 1BR city centre).
  • Summers are noticeably warmer in Split (30°C vs 25°C).
  • Graz scores higher on democracy (8.3 vs 6.5 / 10 EIU).

Graz vs Split — Common Questions

Is Graz cheaper than Split?

Graz is cheaper. A 1-bedroom apartment in city centre costs around $772/month in Graz vs $1077/month in the other city (Numbeo data).

Which is safer, Graz or Split?

Split is statistically safer based on UNODC homicide data. Graz has a rate of 0.88 per 100,000 and Split has 0.77 per 100,000.

Should I move to Graz or Split?

Graz scores 78 to Split's 68 on livability — the gap is real. Split has its charms, but the numbers favor Graz. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Graz or Split?

Graz: EU Blue Card (Austria) (complex process, Up to 4 years). Split: no specific remote work visa. See each city's profile page for full requirements.

Which has better weather, Graz or Split?

Split is warmer in summer (30°C vs 25°C). Graz has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Graz vs Split?

A 1-bedroom in the centre: $772/month in Graz, $1077/month in Split (Numbeo). That's 28% cheaper rent in Graz.

Is Graz or Split better for democracy and rule of law?

Graz scores 8.3/10 on the EIU Democracy Index vs 6.5/10 for Split. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Graz or Split?

Graz scores higher on our composite healthcare index (85/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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