Cost of Living: Bali vs Toronto (2026)
Indonesia vs Canada — relocation comparison
- VAT-free under €275k
- €200/yr accountant
- VAT-free under €20k
- 12% social
- €800/yr accountant
Sourced from Numbeo · Updated April 2026
Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026
Sun
How much sky you actually get
Sun clocks out early in Toronto's winter. Plan accordingly.
Source: WeatherSpark (clear-sky share of daytime hours)
Settler Essentials
Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo
Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals
Reproductive Rights
Because your body shouldn't need a visa too
Only for life-threatening emergencies or rape victims (up to 14 weeks). Highly restricted otherwise.
No legal gestational limit. Fully decriminalized since 1988.
Source: Center for Reproductive Rights
LGBTQ+ Rights
Can you hold hands without doing a risk assessment first
Source: Rainbow Europe (ILGA-Europe)
The Short Version
- •Rent is 35% cheaper in Bali ($1082/mo vs $1659/mo for a 1BR city centre).
- •Summers are noticeably warmer in Bali (29°C vs 24°C).
- •Bali is safer by homicide rate (0.3 vs 2.3 per 100k).
- •Toronto scores higher on democracy (8.7 vs 6.4 / 10 EIU).
- •Street-level English is easier in Toronto (100/100 vs 25/100).
Bali vs Toronto — Common Questions
Is Bali cheaper than Toronto?▾
Bali is cheaper. A 1-bedroom apartment in city centre costs around $1082/month in Bali vs $1659/month in the other city (Numbeo data).
Which is safer, Bali or Toronto?▾
Bali is statistically safer based on UNODC homicide data. Bali has a rate of 0.31 per 100,000 and Toronto has 2.27 per 100,000.
Should I move to Bali or Toronto?▾
Toronto scores 74 to Bali's 63 on livability — the gap is real. Bali has its charms, but the numbers favor Toronto. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.
Is it easier to get residency in Bali or Toronto?▾
Bali: Indonesia Second Home Visa (complex process, 5 or 10 years). Toronto: Canada Express Entry (complex process, Permanent residence). See each city's profile page for full requirements.
Which has better weather, Bali or Toronto?▾
Bali is warmer in summer (29°C vs 24°C). Toronto has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.
Can I live in Bali or Toronto without speaking the local language?▾
Toronto is easier for street-level English (100/100) than Bali (25/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.
What's the cost of rent in Bali vs Toronto?▾
A 1-bedroom in the centre: $1082/month in Bali, $1659/month in Toronto (Numbeo). That's 35% cheaper rent in Bali.
Is Bali or Toronto better for democracy and rule of law?▾
Toronto scores 8.7/10 on the EIU Democracy Index vs 6.4/10 for Bali. That puts it in 'full democracy' territory — free press, independent courts, the works.
Is healthcare better in Bali or Toronto?▾
Toronto scores higher on our composite healthcare index (88/100 vs 52/100 for Bali). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.
Plot twist: other matchups exist
Maybe the real city was the comparisons we made along the way.
Let the algorithm judge you
2 min quiz — surprisingly accurate
Related comparisons