Townleap

Cost of Living: Bern vs Funchal (2026)

Switzerland vs Portugal — relocation comparison

TL;DRFunchal is 20% cheaper on rent ($1568/mo vs $1960/mo). Bern scores 9.3 vs 8.1 on democracy. Both countries will let you complain about the government in public — and mean it.
69
Livability Score
🇨🇭 Bern
Switzerland
Full profile
68
Livability Score
🇵🇹 Funchal
Portugal
Full profile
Bern and Funchal are almost suspiciously well-matched. Flip a coin.
Bern
Funchal
$1960/mo
Rent
$1568/mo
9.3/10
Democracy
8.1/10
0.6/100k
Safety
0.7/100k
51/100
English
72/100
💰
Cost of Living
Funchal
$392/mo cheaper on rent alone
🗳️
Democracy
Bern
9.3/10 EIU index
🗣️
English
Funchal
higher proficiency score
Bern
Metric
Funchal
$1960/mo
🏠
Rent (1BR centre)
$1568/mo
$1059/mo
🛒
Living costs (no rent)
$487/mo
0.6 / 100k
🔒
Homicides
0.7 / 100k
24°C
☀️
Summer high
24°C
-2°C
❄️
Winter low
13°C
9.2 μg/m³
🌬️
Air quality (PM2.5)
4.9 μg/m³
9.3 / 10
🗳️
Democracy
8.1 / 10
51/100
🗣️
Street English
72/100
$96k
💼
GDP per capita
$52k
1.1% · Boringly steady
📈
Inflation
2.4% · Boringly steady
69 / 100
🏅
Livability Score
68 / 100

The Short Version

  • Rent is 20% cheaper in Funchal ($1568/mo vs $1960/mo for a 1BR city centre).
  • Summers are slightly warmer in Funchal (24°C vs 24°C).
  • Bern scores higher on democracy (9.3 vs 8.1 / 10 EIU).
  • Street-level English is easier in Funchal (72/100 vs 51/100).

Bern vs Funchal — Common Questions

Is Bern cheaper than Funchal?

Funchal is cheaper. A 1-bedroom apartment in city centre costs around $1568/month in Funchal vs $1960/month in the other city (Numbeo data).

Which is safer, Bern or Funchal?

Bern is statistically safer based on UNODC homicide data. Bern has a rate of 0.60 per 100,000 and Funchal has 0.72 per 100,000.

Should I move to Bern or Funchal?

Bern and Funchal are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Can I live in Bern or Funchal without speaking the local language?

Funchal is easier for street-level English (72/100) than Bern (51/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

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