Cost of Living: Bilbao vs Rome (2026)
Spain vs Italy — relocation comparison
Your passport:
Bilbao
Rome
$1,259/mo
Rent
1BR centre
$1,355/mo
$4k/yr
Take-home savings
At each city's local median pay
−$10k/yr
5 yr
PR path
5 yr
Beckham Law (Régimen Especial), Startups Law — Entrepreneur & Remote-Worker Route into Beckham (Limited)
Tax breaks
Open incentive regimes for newcomers
Impatriati Regime, Regime Forfettario, New Residents Flat Tax, 7% Retiree Flat Tax
Freelance setup
Autónomo
- No VAT exemption
- €1800/yr accountant
WiseStripe
Regime Forfettario
- VAT-free under €85k
- 26% social
- €1000/yr accountant
WiseStripe
Sourced from Numbeo · Updated April 2026
TL;DREnglish is much more widely spoken in Bilbao. Both are solid options for settling down — the spreadsheet won't save you from this one.
Too close to call — 73 vs 70. Bilbao has a slight edge, but Rome might suit you better depending on your priorities.
How the livability score breaks down
Bilbao
Rome
16.7/25
💰 Affordability
15.8/25
14.3/15
🔒 Violent Crime
14.5/15
5.1/10
🛡️ Perceived Safety
5.3/10
5.3/15
⚡ Internet
5.6/15
12.2/15
🗳️ Democracy
11.4/15
6.3/10
🗣️ English
5.4/10
9.9/10
☀️ Climate
7.7/10
7.2/10
📊 Stability
9/10
9.7/10
🚗 Road Safety
8.8/10
7.7/10
🕊️ Geopolitical Safety
7.4/10
Verdict delivered. Your move.
Household
Bilbao
Metric
Rome
✓$578/mo
🛒
Living costs (no rent)
lower is better
$635/mo
✓$6,395
🧳
Cost to land
lower is better
$7,957
84 / 100
🛡️
Settler safety
higher is better
81 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.5 / 100k✓
✓3.5 / 100k
🚗
Road deaths
lower is better
5.0 / 100k
51 / 100
🚨
Safety Index
higher is better
53 / 100
77°F
☀️
Summer high
personal taste
86°F
43°F
❄️
Winter low
personal taste
37°F
—
⚡
Internet speed
higher is better
75 Mbps
✓10.1 μg/m³
🌬️
Air quality (PM2.5)
lower is better
12.7 μg/m³
✓87 / 100
🏥
Healthcare
higher is better
82 / 100
✓8.1 / 10
🗳️
Democracy
higher is better
7.6 / 10
✓7.4 / 9
🤝
Migrant acceptance
higher is better
6.5 / 9
✓76 / 100
🏳️🌈
Rainbow Index
higher is better
25 / 100
✓38/100
🗣️
Street English
higher is better
29/100
$58k
💼
GDP per capita (PPP)
higher is better
$62k✓
2.8% · Boringly steady
📈
Inflation
lower is better
1.0% · Practically frozen✓
—
⚡
Grid reliability
higher is better
89/100 — Mostly stable
90/100
🗽
Freedom House
higher is better
87/100
A median Software Engineer in Bilbao takes home $3,350/mo under Standard employee. In Rome: $2,342/mo under Standard employee.
$1,008/mo more in Bilbao
🎯 Bilbao's Beckham Law (Régimen Especial) isn't modelled above — if you qualify, take-home would be $3,470/mo instead.
🎯 Rome's Impatriati Regime isn't modelled above — if you qualify, take-home would be $2,950/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$60k
💰
Gross income
$45k
−$16k
🏛️
Income tax
Standard employee
−$13k
−$4k
🛡️
Social contributions
−$4k
✓$40k/yr
$3k/mo
💵
Take-home pay
$28k/yr
$2k/mo
−$36k
🏠
Cost of living
−$38k
✓$4k/yr
🐖
Annual savings
−$10k/yr
Swap the local medians for your actual number
Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026
💰
Cost of Living
Bilbao
$95/mo cheaper on rent alone
🗳️
Democracy
Bilbao
8.1/10 EIU index
☀️
Weather
—
77°F vs 86°F summers