Townleap

Cost of Living: Budapest vs Graz (2026)

Hungary vs Austria — relocation comparison

Your passport:
Budapest
Graz
$918/mo
Rent

1BR centre

$772/mo
$14k/yr
Take-home savings

At each city's local median pay

$11k/yr
3 yr
PR path
5 yr
Tax breaks

Open incentive regimes for newcomers

Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)
Freelance setup
Egyéni vállalkozó
  • VAT-free under €30k
  • 32% social
  • €350/yr accountant
WiseStripe
EPU
  • VAT-free under €42k
  • 27% social
  • €1400/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRGraz is 16% cheaper on rent ($772/mo vs $918/mo). Hungary gets you to permanent residency 2 years faster (3 vs 5 years). Both cities require a personal relationship with your winter coat.
Graz edges ahead 80 to 74. Budapest isn't far behind — it depends what matters to you.
How the livability score breaks down
Budapest
Graz
20/25
💰 Affordability
21.4/25
14.3/15
🔒 Violent Crime
14.1/15
6.6/10
🛡️ Perceived Safety
7.3/10
6/15
Internet
5.3/15
9.8/15
🗳️ Democracy
12.4/15
8/10
🗣️ English
8.9/10
9.5/10
☀️ Climate
9.9/10
6.3/10
📊 Stability
7.1/10
7.4/10
🚗 Road Safety
9.1/10
8/10
🕊️ Geopolitical Safety
8.8/10
Household
Budapest
Metric
Graz
$494/mo
🛒
Living costs (no rent)
lower is better
$909/mo
$4,642
🧳
Cost to land
lower is better
$4,786
78 / 100
🛡️
Settler safety
higher is better
87 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.9 / 100k
7.4 / 100k
🚗
Road deaths
lower is better
4.6 / 100k
66 / 100
🚨
Safety Index
higher is better
73 / 100
79°F
☀️
Summer high
personal taste
77°F
28°F
❄️
Winter low
personal taste
27°F
80 Mbps
Internet speed
higher is better
14.1 μg/m³
🌬️
Air quality (PM2.5)
lower is better
15.1 μg/m³
72 / 100
🏥
Healthcare
higher is better
85 / 100
6.5 / 10
🗳️
Democracy
higher is better
8.3 / 10
1.6 / 9
🤝
Migrant acceptance
higher is better
6.1 / 9
33 / 100
🏳️‍🌈
Rainbow Index
higher is better
50 / 100
60/100
🗣️
Street English
higher is better
74/100
$49k
💼
GDP per capita (PPP)
higher is better
$74k
3.7% · Boringly steady
📈
Inflation
lower is better
2.9% · Boringly steady
68/100 — Patchy
Grid reliability
higher is better
65/100
🗽
Freedom House
higher is better
93/100
A median Software Engineer in Budapest takes home $3,592/mo under Standard employee. In Graz: $3,610/mo under Standard employee.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$65k
💰
Gross income
$82k
−$10k
🏛️
Income tax
Standard employee
−$24k
−$12k
🛡️
Social contributions
−$15k
$43k/yr
$4k/mo
💵
Take-home pay
$43k/yr
$4k/mo
−$29k
🏠
Cost of living
−$32k
$14k/yr
🐖
Annual savings
$11k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Graz
$146/mo cheaper on rent alone
🗳️
Democracy
Graz
8.3/10 EIU index
🗣️
English
Graz
higher proficiency score
📋
Residency
Budapest
PR in 3 years

Sun

How much sky you actually get

50% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
40% clear
Win
Spr
Sum
Fall
8.4h
Shortest day
Dec
8.6h
16.0h
Longest day
Jun
15.8h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

improving
Democracy trend
improving
Inflation trend
stable
aifintechlife-sciencessaas
Industries
active
Startup ecosystem
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Easy
RU visa
Moderate
Easy
UA visa
Moderate
Partner cannot work on this visa
Spouse works
Partner can work immediately
Not recognized
bejegyzett élettársi kapcsolat
Partner pathway
Not recognized
eingetragene Partnerschaft

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Broad social grounds
Abortion access
On request
12 wk
Gestational limit
14 wk

Available up to 12 weeks for women in a 'crisis situation.' Since 2022, must listen to fetal heartbeat before procedure.

Legal within first trimester. Counseling required.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Civil union
Marriage
Legal
Not allowed
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Budapest vs Graz — Common Questions

Is Budapest cheaper than Graz?

Graz is cheaper. A 1-bedroom apartment in city centre costs around $772/month there vs $918/month in the other city (Numbeo data).

Which is safer, Budapest or Graz?

Budapest is statistically safer based on UNODC homicide data. Budapest has a rate of 0.72 per 100,000 and Graz has 0.88 per 100,000.

Should I move to Budapest or Graz?

Graz edges ahead 80 to 74. Budapest isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Budapest or Graz?

Budapest: Hungary White Card (moderate requirements, 1 year, extendable once (max 2 years)). Graz: EU Blue Card (Austria) (complex process, Up to 4 years). See each city's profile page for full requirements.

Can I live in Budapest or Graz without speaking the local language?

Graz is easier for street-level English (74/100) than Budapest (60/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Budapest vs Graz?

A 1-bedroom in the centre: $772/month in Graz, $918/month in Budapest (Numbeo). That's 16% cheaper rent in Graz.

Is Budapest or Graz better for democracy and rule of law?

Graz scores 8.3/10 on the EIU Democracy Index vs 6.5/10 for Budapest. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Budapest or Graz?

Graz scores higher on our composite healthcare index (85/100 vs 72/100 for Budapest). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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2 min quiz — surprisingly accurate

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