Townleap

Graz: genuinely affordable and very safe, real winters

TL;DRGraz in one sentence

The Alps are an easy drive away — Graz gives you mountains without the altitude headache. On the ground: English works fine, rent runs ~$772/mo.

Considering relocating to Graz? Expect rent from $772/month, one of the safer cities in its region, English is widely spoken. This page covers cost of living, safety, weather, residency options, and everything else settlers want to know before signing a lease.

🇦🇹 Graz, Austria

Compare
0.3M people37% cheaper than SalzburgLivability 77/100 · #7Safety 89/100 · #11

Safety ranks higher because it ignores cost and climate. Livability penalizes expensive or less-connected cities. Compare both rankings

Just you against the world. And the rent.

Expenses = rent + food + transport + utilities · Rent alone: $772/mo

Show score breakdown
Affordability
21.4/25Numbeo
Violent Crime
14.1/15UNODC
Perceived Safety
~4.6/10est.
Internet
~5.3/15est.
Democracy
12.4/15EIU
English
8.9/10EF EPI
Climate
9.9/10Numbeo
Stability
7.1/10World Bank
Geopolitical Safety
8.8/10IEP GPI

~ = estimated (global median, no city-specific data)

Total: 92.5/120 raw pts → normalized to 77/100 · Full methodology

Data: Numbeo · UNODC · EIU · EF EPI · Ookla · How is this calculated?

Is Graz a Good Place to Live?

Is graz a good place to live? Short answer: yes. Graz checks the boxes that matter for people who plan to actually stay — not just pass through. Here's what the numbers say about settling in Graz, Austria.

  • Full democracy: Democracy index 8.3/10 — solidly democratic — your vote counts and so does everyone else's.
  • Cost of living: A 1-bedroom in the center runs ~$772/mo — affordable by any Western benchmark.
  • Safety: Homicide rate 0.9 per 100k — statistically safer than most places you've already lived.
  • German + English: English proficiency: very high — most locals speak English well enough to argue with you in it.
  • Climate: Summers peak around 25°C, winters dip to -3°C.

Life in Graz

What It Actually Costs

Beer $5.9 · Cheap meal $18

What It Actually Costs

One day in Graz

$44.74/day

Beer, coffee, two meals, a metro ride.

Beer, 0.5L$5.87
Cappuccino$4.63
Cheap meal$17.62
Fast food$12.92
Metro ticket$3.70

Monthly

Gym$48
Internet$38

Numbeo

What Paychecks Look Like

Junior $49k · Mid $82k · Senior $101k

What Paychecks Look Like

Annual gross in USD — with what Austria actually lets you keep

Levels.fyi · as of May 2026

Software Engineer$82k
$3,610/mo net(47% tax)
$68k$101k
Product Manager$122k
$5,209/mo net(49% tax)
$86k$145k
Data Analyst$55k
$2,721/mo net(41% tax)
$48k$71k
Designer$73k
$3,348/mo net(45% tax)
$69k$102k
QA Engineer$63k
$2,984/mo net(43% tax)
$46k$65k
Finance Manager$80k
$3,559/mo net(47% tax)

Junior ~ $49k · Mid ~ $82k · Senior ~ $101k — see breakdown

Software Engineer by level
Junior$49k
$2,506/mo net(39% tax)
$46k$65k
Mid$82k
$3,610/mo net(47% tax)
$68k$101k
Senior$101k
$4,281/mo net(49% tax)
$88k$118k

Net = employee rate, your settings

Punch in your actual salary for a personalized breakdown →

Cost to Land

1-bed centre: $772/mo

Tax on Savings

Capital gains 27.5% · Dividends 27.5% · No wealth tax

Tax on Savings

What Austria takes from your investments, not your paycheck

Capital gains
27.5%
Dividend tax
27.5%
Wealth tax
None

Source: PwC / Tax Foundation · 2025 rates · tax-resident individuals

Freelance Setup in Austria

Neue Selbständige / freies Gewerbe · €160.81/mo in years 1-2 under SVS new-founder rates

Freelance Setup

What it takes to get legal and stay legal in Graz

Best-fit path

Neue Selbständige / freies Gewerbe

Neue Selbständige for liberal work; free trade if the activity needs a Gewerbe

Admin friction

Setup timeSame day with GISA Express; up to 3 months if a regulated trade needs review
One-off cost€0 state fee
Social floor€160.81/mo in years 1-2 under SVS new-founder rates
Accountant€80-150/mo

Gewerbeanmeldung is free, but it creates mandatory WKO membership and SVS coverage. Regulated trades can add delay.

Freelancing in Graz

Living Here as a Freelancer

What it takes to invoice clients from Graz without an employer holding your hand

How the government sees you

Tax categoryEin-Personen-Unternehmen / Neue Selbständige
EPU
VAT registration threshold
€42,000/yr
Social securitySVS ~27% (health + pension + accident insurance). Minimum ~€200/mo
~27%

Getting paid

Wise local IBANavailable
Stripe payoutssupported
Payoneersupported

Cost of doing business

Health insurance

Mandatory through SVS — no opting out

Accountant (annual filing)
~€1,400/yr

Source: WKO · SVS · rates as of 2025–2026

Is Graz a Good Place to Live in 2026?

4 pros · 2 cons

Is Graz a Good Place to Live in 2026?

Derived from cost, safety, weather, democracy, and internet data

For

  • +Graz's $772/mo rent means you get to save money. Imagine.
  • +Safety in Graz: 0.9/100k rate. Focus on other things.
  • +Real mountain access from Graz. Not just scenery.
  • +English covers the office and the bar in Graz. Career won't stall.

Against

  • -3°C winter lows in Graz. Heavier coat incoming.
  • German at the bank and the doctor in Graz isn't optional. Work English won't save you there.

Is Graz Safe?

Homicide rate: 0.9 per 100k

Is Graz Safe?

89/100 safety scoreHow is this calculated?
0.9homicides per 100kAustria avg
1.3peace index#4 of 163

Safe. Normal big-city wariness applies — nothing that should keep you up at night.

Heads up: The homicide rate shown is the Austria national average, not Graz-specific data. UNODC only publishes country-level figures. City-to-city comparisons within Austria won't reflect local differences.

Countries where we only have country-level data: AE, AR, AU, BR, CA, CH, CO, CR, DK, EE, EG, GB, GE, GR, HR, HU, ID, IE, IL, IN, IT, JP, KZ, MA, MX, NL, PA, PT, RS, RU, SE, SG, TH, UZ, VN, ZA

Homicide: UNODC

data resolution: country-average

Peace index: IEP Global Peace Index

world avg ~5.8 per 100k

Neighborhood breakdown

We don't have an official neighborhood-level crime feed wired for Graz yet. The figures above are still citywide or regional.

Settling the family in Graz

PISA 486 · Daycare $547/mo

Settling the family in Graz

Schools, daycare, healthcare, and spouse work rights on one page

Schools

PISA 486

Public schools run in .

International options: 1 school

Kindergarten / Daycare

$547/mo

Private full-day preschool: $547/mo.

Public-availability rules and waitlist length are not tracked in the current city dataset yet, so treat this as the private-price floor, not the full childcare story.

Family Healthcare

Spouse / Dependent Rules

Townleap does not have dependent work-rights data for this city yet.

Child benefits, family allowances, and parental-leave entitlements are not part of the structured city dataset yet, so check the country-level residency rules before assuming those offsets are in your budget.

Sources: oecd_pisa, Numbeo

Crossing the Street

4.6 road deaths/100k

Crossing the Street

Road traffic deaths — country-level data; city-specific rates not available

4.6deaths per 100k/yr2× Sweden's rate

Road safety is decent — roughly average for a developed country. You're 5× more likely to die crossing the street than being murdered here.

Who dies on the road

Car44%
Pedestrians17%
Motorcycle22%
Cyclists11%
Other6%

Data year: 2016

Pedestrian deaths5.2 per million

Deaths rate: WHO Road Safety

data resolution: country-level

reference year: 2021

Will You Survive Getting Sick?

Will You Survive Getting Sick?

Healthcare quality, access, and what settlers actually face

85
/100 healthcare scoreStrong
What goes into this score
88OutcomesIs the system actually good?
84AccessCan you actually get treated?
77PerceptionWill you pull your hair out at the doctor?

Score = 50% outcomes + 30% access + 20% perception. Missing components are re-weighted.

Month 1 — Before Residency

EHIC: ✓ Accepted

World-class healthcare. The kind of place where you stop Googling symptoms because you trust the doctors more than the internet.

Sources: IHME GBD 2019, WHO UHC Index, Numbeo

For the Kids

1 international school · PISA 486

For the Kids

Schools, childcare costs, and whether your children can actually enroll

486
PISA score (country avg)Average
International schools1
Public school language
Daycare (private, full-day)per kid — multiply at will
$547/mo
Russian-language schoolingNo verified Russian-language school source yet. Treat this as unresearched, not as 'none exist.'
No data

1 international school · Basically none. Hope your kids like immersion.

Schools are middling. Your kids won't flunk out, but expat parents lean on international schools for a reason. Check the list below.

Sources: oecd_pisa, wikipedia_intl_schools, Numbeo

What You're Breathing

PM2.5 15.1 μg/m³ · 3× WHO limit

What You're Breathing

Invisible particles in every breath

3×
what doctors say is fineunhealthy for sensitive
PM2.5 annual mean15.1 μg/m³
0WHO limit55+
NO₂ annual mean24.3 μg/m³
Data year2021

Sources: WHO Air Quality Database V6.1, OpenAQ

Weather in Graz

Summer 25°C · 15.8h daylight (Jun) · Winter -3°C · 8.6h daylight (Dec)

Weather in Graz

Spring

15°C

39% sunny

Summer

25°C

48% sunny

15.8h daylight

Fall

15°C

39% sunny

Winter

5°C

33% sunny

8.6h daylight

Daylight contrast

Winter 8.6h (Dec) vs summer 15.8h (Jun)

+7.2h

Winter8.6h
Summer15.8h

Best: Summer. Avoid: Winter if you dislike extremes.

Source: open-meteo

Will You Have a Thursday Night?

Will You Have Friends in Austria?

Will You Have Friends in Austria?

Expat community and post-Soviet diaspora

Post-Soviet community in Austria

Country-level — city data unavailable for Austria.

Russian
~18k2025
Ukrainian
~83k2025
Belarusian
~4k2025

Source: Diaspora Data

Statistik Austria / UNHCR — country-level figures

How Much Nature You'll Actually See

77% canopy · 139 m²/person · 937 parks

How Much Nature You’ll Actually See

Trees, parks, and whether you can reach one on foot

77%
tree canopyLeafy
How much of the city is tree, not concrete.
Parks per capitaWHO says you need 9. Your city may disagree.
139 m²WHO approved
300 m park accessCan you reach a park without getting in a car?
94%
Parks937
Vegetation index (NDVI)0.66

Austria, the Country

Can You Actually Live Here?

What You Can Actually Do Here

Who's Running the Show

Democracy index: 8.3/10

Who's Running the Show

Politics, freedom, and press independence

Peace index1.3 #4 of 163

What Will Break 6 Months In

!
Bureaucracy

The system works. It just works on its own schedule. Government offices close early, queues are real, and patience is mandatory.

LGBTQ+ Rights & Reproductive Access

Rainbow 50/100 · Marriage legal

The Fine Print on Being Yourself

LGBTQ+ protections, reproductive rights, and who the law actually covers

50/100
Rainbow Index

Moderate protections

Same-sex marriageLegal (2019)
Employment protectionYes
Hate crime lawYes
AdoptionJoint adoption

Reproductive Health Access

Abortion accessOn request
Gestational limit14 weeks

Legal within first trimester. Counseling required.

Source: ILGA-Europe / Equaldex

Reproductive: Center for Reproductive Rights

How Rainbow Index works: ILGA-Europe's Rainbow Europe index (0–100) weights recent legal changes heavily — countries that passed rights early but haven't added new protections since score lower than countries still actively legislating. This is why Amsterdam (59) scores below Madrid (76): the Netherlands did everything first but Rainbow Europe rewards momentum, not just outcomes.

English in Graz

Very High

English in Graz

89
/100 country-level baselineVery High level (EF EPI)

Primary language is German.

English at work89/100 · Strong

International offices and client work can usually stay in English.

English on the street74/100 · Workable

English gets you through many daily tasks, but admin friction shows up fast.

Office English follows EF EPI. Street English is stricter because landlords, clinics, and bureaucracy usually lag behind workplace English.

Language distance: Slavic: manageable · Romance: manageable · Germanic: easy

Source: EF English Proficiency Index

Will the Lights Stay On?

Moving Within the EU to Graz

EHIC/S1 healthcare, tax residency triggers & expat communities for EU passport holders

Healthcare PortabilityEHIC zone

What your EU health card actually covers here — and when it stops working

EHIC — European Health Insurance Card

EHIC covers medically necessary care during temporary stays. Once you register residence and start employment, you're automatically enrolled in statutory insurance (ÖGK for employees, SVS for self-employed). Quality is excellent with minimal waits. A Wahlarzt (private doctor) option exists for those wanting faster specialist access.

S1 Form — Porting Your Coverage

Pensioners from another EU country get access to Austrian statutory insurance via S1. Posted workers use the A1 certificate (up to 24 months). Austria's system auto-enrolls employed residents — no separate application needed.

Register atMeldeamt / Gemeindeamt (Meldezettel)
Deadlinewithin 3 days of moving in

Source: EU Regulation 883/2004 (coordination of social security), EU/EEA bilateral agreements

Tax Residency TriggersKnow before you move

When Austria starts taxing you — and how your old country might not let go

You're tax-resident in Austria if you have a Wohnsitz (domicile) or maintain your habitual abode there for more than 6 months. The 183-day rule applies as a secondary test. Austrian income tax rates are progressive (0–55%, one of the EU's highest top rates). No special expat tax regime exists — what you see is what you pay.

⚠ Freelancer PE risk

Austrian Finanzamt (tax office) can claim PE if you maintain a fixed office in Austria while nominally being a resident elsewhere. Self-employed residents must register with SVS and pay both income tax and social insurance contributions from day one.

Source: Austria national tax authority, EU ATAD directive, OECD Model Tax Convention

Graz — FAQ

7 questions answered

Graz — Things You'll Want to Know

How safe is Graz, really?

Homicide rate: 0.9 per 100,000 (UNODC). World average is 5.8, so Graz is very safe by global standards. Learn the neighborhoods before signing a lease — every city has blocks you'll love and blocks you won't.

What's the real cost of living in Graz?

A 1-bed in the centre runs about $772/month (Numbeo). Day-to-day: a cheap restaurant meal: $17.62, monthly transit pass: $76. All in — rent, food, getting around, keeping the lights on — budget $1172–$1572/month depending on whether you cook or eat out. That's the settler number, not the tourist number.

What's the weather actually like in Graz?

Graz: Summers reach around 25°C with about 15.8 hours of daylight in Jun, winters drop to around -3°C and 8.6 hours of daylight in Dec. Comfortable summers — the kind where you argue about whether to open the window or not.

Can you get by in Graz without the local language?

Very High English proficiency (EF EPI). But that one word hides two very different realities: office English 89/100 (can you work in English?) and street English 74/100 (can you argue with your landlord in English?). The office is usually easier. The landlord is the real test.

Is Graz actually worth settling in long-term?

Austria scores 8.3/10 on the EIU Democracy Index. Strong institutions, functional courts, free press — the kind of place where criticizing politicians is entertainment, not a risk. Rent from $772/month.

What's the job market really like in Graz?

Unemployment: 5.6%. Translation: competitive but not hopeless — the right skills open doors. If you're planning to job-hunt locally, research your industry before booking a one-way ticket. If you work remotely, this number matters less — but your visa type might not let you.

Is Graz any good for expats?

Depends what kind of expat you are. Key facts: rent from $772/month; English is widely spoken, reducing the language barrier significantly. The numbers above — livability score, safety, cost of living — tell you whether the city works on paper. Whether it works for you depends on what you're optimizing for. Take the quiz if you want a more honest answer than "it's great for expats."

🛂

Can you actually move to Austria?

Check real visa paths based on your passport, profession, and savings. Not the tourist visa — the one that lets you stay.

Check visa options for Austria →
Show full data table

🇦🇹 Graz

Very safeCheap rentMountains nearby
Total expenses

$2,706/ mo

Rent: $772 · Rest: $1934

🎵 That's 226 Spotify subs/mo

Healthcare

85/100

Peace

4th

Summer

🌞 25°C

Winter

🥶 -3°C

Austria

Economics · World Bank / IMF

GDP per capita (PPP)2024

$73,911

GDP Growth2024

-0.7%

Inflation2024

2.9%

Boringly steady

Unemployment2025

5.6%

Gini Index2023

31.2

Population2022

292,630

Politics · EIU / Freedom House

Democracy Index

8.318th

Regime

Full democracy

Safety · UNODC / Numbeo

Homicide per 100K

0.9

Language · EF EPI

Languages

German (II)

English Proficiency

Very High3th

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