Cost of Living: Cologne vs Graz (2026)

Germany vs Austria — relocation comparison

Your passport:

Livability Score

Cologne

Graz

$1,171/mo

Rent

1BR centre

$772/mo

$20k/yr

Take-home savings

At each city's local median pay

$11k/yr

5 yr

PR path

5 yr

—

Tax breaks

Open incentive regimes for newcomers

Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)

Freelance setup

Freiberufler

VAT-free under €25k
€1200/yr accountant

WiseStripe

EPU

VAT-free under €42k
27% social
€1400/yr accountant

WiseStripe

Sourced from Numbeo · Updated June 2026

TL;DRGraz is 34% cheaper on rent ($772/mo vs $1,171/mo). Both countries will let you complain about the government in public — and mean it.

Too close to call — 83 vs 80. Cologne has a slight edge, but Graz might suit you better depending on your priorities.

How the livability score breaks down

Cologne

Graz

17.6/25

💰 Affordability

21.4/25

14/15

🔒 Violent Crime

14.1/15

5.5/10

🛡️ Perceived Safety

7.3/10

14.2/15

⚡ Internet

5.3/15

13.1/15

🗳️ Democracy

12.4/15

8.8/10

🗣️ English

8.9/10

9.6/10

☀️ Climate

9.9/10

7.7/10

📊 Stability

7.1/10

9.8/10

🚗 Road Safety

9.1/10

7.9/10

🕊️ Geopolitical Safety

8.8/10

Verdict delivered. Your move.

The winner's file

🇩🇪 Cologne

Full profile. Verify before you pack.

Due diligence

🇦🇹 Graz

Every verdict deserves an appeal.

Plot twist

Berlin vs Cologne

Someone else's dilemma, equally unsolvable.

Household

Cologne

Metric

Graz

$868/mo

🛒

Living costs (no rent)

lower is better

$909/mo

—

🧳

Cost to land

lower is better

$4,786

85 / 100

🛡️

Settler safety

higher is better

87 / 100

1.0 / 100k

🔒

Homicides

lower is better

0.9 / 100k✓

✓3.3 / 100k

🚗

Road deaths

lower is better

4.6 / 100k

55 / 100

🚨

Safety Index

higher is better

73 / 100✓

75°F

☀️

Summer high

personal taste

77°F

36°F

❄️

Winter low

personal taste

27°F

189 Mbps

⚡

Internet speed

higher is better

—

🌬️

Air quality (PM2.5)

lower is better

15.1 μg/m³

84 / 100

🏥

Healthcare

higher is better

85 / 100

✓8.7 / 10

🗳️

Democracy

higher is better

8.3 / 10

✓7.1 / 9

🤝

Migrant acceptance

higher is better

6.1 / 9

✓66 / 100

🏳️‍🌈

Rainbow Index

higher is better

50 / 100

73/100

🗣️

Street English

higher is better

74/100

$74k

💼

GDP per capita (PPP)

higher is better

$74k

✓2.3% · Boringly steady

📈

Inflation

lower is better

2.9% · Boringly steady

98/100 — Reliable

⚡

Grid reliability

higher is better

—

95/100

🗽

Freedom House

higher is better

93/100

A median Software Engineer in Cologne takes home $4,833/mo under Standard employee. In Graz: $3,610/mo under Standard employee.

$1,223/mo more in Cologne

Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.

$106k

💰

Gross income

$82k

−$28k

🏛️

Income tax

Standard employee

−$24k

−$20k

🛡️

Social contributions

−$15k

✓$58k/yr

$5k/mo

💵

Take-home pay

$43k/yr

$4k/mo

−$38k

🏠

Cost of living

−$32k

✓$20k/yr

🐖

Annual savings

$11k/yr

Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated June 2026

💰

Cost of Living

Graz

$399/mo cheaper on rent alone

🗳️

Democracy

Cologne

8.7/10 EIU index

Sun

How much sky you actually get

34% clear

Win

Spr

Sum

Fall

Sky clear

avg daytime

40% clear

Win

Spr

Sum

Fall

8.0h

Shortest day

Dec

8.6h

16.4h

Longest day

Jun

15.8h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend

—

Inflation trend

stable →

Moderate

🇺🇸 Your visa

Moderate

Easy

EU visa

Easy

Complex

RU visa

Moderate

UA visa

Moderate

—

Spouse works

✅ Partner can work immediately

Not recognized

eingetragene Lebenspartnerschaft (now: Ehe)

Partner pathway

Not recognized

eingetragene Partnerschaft

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request

Abortion access

On request

12 wk

Gestational limit

14 wk

Not punishable within 12 weeks with mandatory counseling and 3-day waiting period.

Legal within first trimester. Counseling required.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal

Marriage

Legal

Joint adoption

Adoption

Joint adoption

Yes

Job protection

Yes

Hate crime law

Yes

Cologne vs Graz — Common Questions

Is Cologne cheaper than Graz?▾

Graz is cheaper. A 1-bedroom apartment in city centre costs around $772/month there vs $1171/month in the other city (Numbeo data).

Which is safer, Cologne or Graz?▾

Graz is statistically safer based on UNODC homicide data. Cologne has a rate of 0.98 per 100,000 and Graz has 0.88 per 100,000.

Should I move to Cologne or Graz?▾

Too close to call — 83 vs 80. Cologne has a slight edge, but Graz might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Cologne or Graz?▾

Cologne: no specific remote work visa. Graz: EU Blue Card (Austria) (complex process, Up to 4 years). See each city's profile page for full requirements.

What's the cost of rent in Cologne vs Graz?▾

A 1-bedroom in the centre: $772/month in Graz, $1171/month in Cologne (Numbeo). That's 34% cheaper rent in Graz.