Cost of Living: Frankfurt vs Graz (2026)

Germany vs Austria — relocation comparison

Your passport:

Livability Score

Frankfurt

Graz

$1,358/mo

Rent

1BR centre

$772/mo

$24k/yr

Take-home savings

At each city's local median pay

$11k/yr

5 yr

PR path

5 yr

—

Tax breaks

Open incentive regimes for newcomers

Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)

Freelance setup

Freiberufler

VAT-free under €25k
€1200/yr accountant

WiseStripe

EPU

VAT-free under €42k
27% social
€1400/yr accountant

WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRGraz is 43% cheaper on rent ($772/mo vs $1,358/mo). Graz is safer — homicide rate 0.9 vs 2.7 per 100k. Both countries will let you complain about the government in public — and mean it.

Graz edges ahead 80 to 74. Frankfurt isn't far behind — it depends what matters to you.

How the livability score breaks down

Frankfurt

Graz

15.8/25

💰 Affordability

21.4/25

12.3/15

🔒 Violent Crime

14.1/15

5.5/10

🛡️ Perceived Safety

7.3/10

5.3/15

⚡ Internet

5.3/15

13.1/15

🗳️ Democracy

12.4/15

8.8/10

🗣️ English

8.9/10

9.7/10

☀️ Climate

9.9/10

7.7/10

📊 Stability

7.1/10

9.8/10

🚗 Road Safety

9.1/10

7.9/10

🕊️ Geopolitical Safety

8.8/10

Verdict delivered. Your move.

The winner's file

🇦🇹 Graz

Full profile. Verify before you pack.

Due diligence

🇩🇪 Frankfurt

Every verdict deserves an appeal.

Plot twist

Berlin vs Frankfurt

Someone else's dilemma, equally unsolvable.

Household

Frankfurt

Metric

Graz

$943/mo

🛒

Living costs (no rent)

lower is better

$909/mo

$8,049

🧳

Cost to land

lower is better

$4,786✓

82 / 100

🛡️

Settler safety

higher is better

87 / 100✓

2.7 / 100k

🔒

Homicides

lower is better

0.9 / 100k✓

✓3.3 / 100k

🚗

Road deaths

lower is better

4.6 / 100k

55 / 100

🚨

Safety Index

higher is better

73 / 100✓

79°F

☀️

Summer high

personal taste

77°F

34°F

❄️

Winter low

personal taste

27°F

✓9.7 μg/m³

🌬️

Air quality (PM2.5)

lower is better

15.1 μg/m³

85 / 100

🏥

Healthcare

higher is better

85 / 100

✓8.7 / 10

🗳️

Democracy

higher is better

8.3 / 10

✓7.1 / 9

🤝

Migrant acceptance

higher is better

6.1 / 9

✓66 / 100

🏳️‍🌈

Rainbow Index

higher is better

50 / 100

73/100

🗣️

Street English

higher is better

74/100

$74k

💼

GDP per capita (PPP)

higher is better

$74k

✓2.3% · Boringly steady

📈

Inflation

lower is better

2.9% · Boringly steady

95/100

🗽

Freedom House

higher is better

93/100

A median Software Engineer in Frankfurt takes home $5,531/mo under Standard employee. In Graz: $3,610/mo under Standard employee.

$1,921/mo more in Frankfurt

Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.

$122k

💰

Gross income

$82k

−$35k

🏛️

Income tax

Standard employee

−$24k

−$20k

🛡️

Social contributions

−$15k

✓$66k/yr

$6k/mo

💵

Take-home pay

$43k/yr

$4k/mo

−$43k

🏠

Cost of living

−$32k

✓$24k/yr

🐖

Annual savings

$11k/yr

Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated May 2026

💰

Cost of Living

Graz

$587/mo cheaper on rent alone

🔒

Safety

Graz

0.9 homicides per 100k

🗳️

Democracy

Frankfurt

8.7/10 EIU index

Sun

How much sky you actually get

36% clear

Win

Spr

Sum

Fall

Sky clear

avg daytime

40% clear

Win

Spr

Sum

Fall

8.1h

Shortest day

Dec

8.6h

16.3h

Longest day

Jun

15.8h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend

declining ↓

Inflation trend

stable →

Moderate

🇺🇸 Your visa

Moderate

Easy

EU visa

Easy

Complex

RU visa

Moderate

UA visa

Moderate

✅ Partner can work immediately

Spouse works

✅ Partner can work immediately

Not recognized

eingetragene Lebenspartnerschaft (now: Ehe)

Partner pathway

Not recognized

eingetragene Partnerschaft

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request

Abortion access

On request

12 wk

Gestational limit

14 wk

Not punishable within 12 weeks with mandatory counseling and 3-day waiting period.

Legal within first trimester. Counseling required.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal

Marriage

Legal

Joint adoption

Adoption

Joint adoption

Yes

Job protection

Yes

Hate crime law

Yes

Frankfurt vs Graz — Common Questions

Is Frankfurt cheaper than Graz?▾

Graz is cheaper. A 1-bedroom apartment in city centre costs around $772/month there vs $1358/month in the other city (Numbeo data).

Which is safer, Frankfurt or Graz?▾

Graz is statistically safer based on UNODC homicide data. Frankfurt has a rate of 2.67 per 100,000 and Graz has 0.88 per 100,000.

Should I move to Frankfurt or Graz?▾

Graz edges ahead 80 to 74. Frankfurt isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Frankfurt or Graz?▾

Frankfurt: EU Blue Card (Germany) (complex process, Up to 4 years). Graz: EU Blue Card (Austria) (complex process, Up to 4 years). See each city's profile page for full requirements.

What's the cost of rent in Frankfurt vs Graz?▾

A 1-bedroom in the centre: $772/month in Graz, $1358/month in Frankfurt (Numbeo). That's 43% cheaper rent in Graz.