Townleap

Cost of Living: Funchal vs Stuttgart (2026)

Portugal vs Germany — relocation comparison

Your passport:
Funchal
Stuttgart
$1568/mo
Rent
$1157/mo
71/100
Livability
84/100
85/100
Safety
92/100
84/100
Healthcare
85/100
5 yr
PR path
5 yr
Internet
224 Mbps
Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Freiberufler
  • VAT-free under €25k
  • €1200/yr accountant
WiseStripe

Sourced from Numbeo · Updated June 2026

TL;DRStuttgart is 26% cheaper on rent ($1157/mo vs $1568/mo). Funchal has milder winters (13°C vs 0°C lows). Both countries will let you complain about the government in public — and mean it.
Stuttgart scores 84 to Funchal's 71 on livability — the gap is real. Funchal has its charms, but the numbers favor Stuttgart.
Household
Funchal
Metric
Stuttgart
$1568/mo
🏠
Rent (1BR centre)
$1157/mo
$487/mo
🛒
Living costs (no rent)
$829/mo
$7,039
🧳
Cost to land
0.7 / 100k
🔒
Homicides
0.3 / 100k
24°C
☀️
Summer high
24°C
13°C
❄️
Winter low
0°C
Internet speed
224 Mbps
4.9 μg/m³
🌬️
Air quality (PM2.5)
9.2 μg/m³
8.1 / 10
🗳️
Democracy
8.7 / 10
100/100
🗣️
Street English
100/100
$52k
💼
GDP per capita
$74k
2.4% · Boringly steady
📈
Inflation
2.3% · Boringly steady
71 / 100
🏅
Livability Score
84 / 100
Grid reliability
98/100 — Reliable
5 years
📋
Time to PR
5 years
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated June 2026

💰
Cost of Living
Stuttgart
$411/mo cheaper on rent alone
🔒
Safety
Stuttgart
0.3 homicides per 100k
🗳️
Democracy
Stuttgart
8.7/10 EIU index

Sun

How much sky you actually get

45% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
37% clear
Win
Spr
Sum
Fall
10.0h
Shortest day
Dec
8.3h
14.3h
Longest day
Jun
16.1h

Sun clocks out early in Stuttgart's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

declining
Inflation trend
Grid reliability
98/100
5 yrs
Time to PR
5 yrs
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
Recognized (2+ yr)
união de facto
Partner pathway
Not recognized
eingetragene Lebenspartnerschaft (now: Ehe)
920/mo
Retiree visa

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
10 wk
Gestational limit
12 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

Not punishable within 12 weeks with mandatory counseling and 3-day waiting period.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

67/100
Rainbow Index
66/100
Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 26% cheaper in Stuttgart ($1157/mo vs $1568/mo for a 1BR city centre).
  • Summers are slightly warmer in Stuttgart (24°C vs 24°C).
  • Stuttgart scores higher on democracy (8.7 vs 8.1 / 10 EIU).

Funchal vs Stuttgart — Common Questions

Is Funchal cheaper than Stuttgart?

Stuttgart is cheaper. A 1-bedroom apartment in city centre costs around $1157/month in Stuttgart vs $1568/month in the other city (Numbeo data).

Which is safer, Funchal or Stuttgart?

Stuttgart is statistically safer based on UNODC homicide data. Funchal has a rate of 0.72 per 100,000 and Stuttgart has 0.33 per 100,000.

Should I move to Funchal or Stuttgart?

Stuttgart scores 84 to Funchal's 71 on livability — the gap is real. Funchal has its charms, but the numbers favor Stuttgart. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Funchal or Stuttgart?

Funchal: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). Stuttgart: no specific remote work visa. See each city's profile page for full requirements.

What's the cost of rent in Funchal vs Stuttgart?

A 1-bedroom in the centre: $1157/month in Stuttgart, $1568/month in Funchal (Numbeo). That's 26% cheaper rent in Stuttgart.

Is Funchal or Stuttgart better for democracy and rule of law?

Stuttgart scores 8.7/10 on the EIU Democracy Index vs 8.1/10 for Funchal. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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