Townleap

Cost of Living: Graz vs Warsaw (2026)

Austria vs Poland — relocation comparison

Your passport:
Graz
Warsaw
$772/mo
Rent

1BR centre

$1,224/mo
$11k/yr
Take-home savings

At each city's local median pay

$27k/yr
5 yr
PR path
5 yr
Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)
Tax breaks

Open incentive regimes for newcomers

Freelance setup
EPU
  • VAT-free under €42k
  • 27% social
  • €1400/yr accountant
WiseStripe
JDG
  • VAT-free under €47k
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRGraz is 37% cheaper on rent ($772/mo vs $1,224/mo). Both cities require a personal relationship with your winter coat.
Graz edges ahead 80 to 74. Warsaw isn't far behind — it depends what matters to you.
How the livability score breaks down
Graz
Warsaw
21.4/25
💰 Affordability
17.1/25
14.1/15
🔒 Violent Crime
14.3/15
7.3/10
🛡️ Perceived Safety
7.5/10
5.3/15
Internet
8.2/15
12.4/15
🗳️ Democracy
11.1/15
8.9/10
🗣️ English
8.3/10
9.9/10
☀️ Climate
9/10
7.1/10
📊 Stability
6.2/10
9.1/10
🚗 Road Safety
7.9/10
8.8/10
🕊️ Geopolitical Safety
7.1/10
Household
Graz
Metric
Warsaw
$909/mo
🛒
Living costs (no rent)
lower is better
$681/mo
$4,786
🧳
Cost to land
lower is better
$4,950
87 / 100
🛡️
Settler safety
higher is better
81 / 100
0.9 / 100k
🔒
Homicides
lower is better
0.7 / 100k
4.6 / 100k
🚗
Road deaths
lower is better
6.5 / 100k
73 / 100
🚨
Safety Index
higher is better
75 / 100
77°F
☀️
Summer high
personal taste
73°F
27°F
❄️
Winter low
personal taste
25°F
Internet speed
higher is better
109 Mbps
15.1 μg/m³
🌬️
Air quality (PM2.5)
lower is better
22.3 μg/m³
85 / 100
🏥
Healthcare
higher is better
73 / 100
8.3 / 10
🗳️
Democracy
higher is better
7.4 / 10
6.1 / 9
🤝
Migrant acceptance
higher is better
4.2 / 9
50 / 100
🏳️‍🌈
Rainbow Index
higher is better
18 / 100
74/100
🗣️
Street English
higher is better
68/100
$74k
💼
GDP per capita (PPP)
higher is better
$51k
2.9% · Boringly steady
📈
Inflation
lower is better
3.8% · Boringly steady
Grid reliability
higher is better
65/100 — Patchy
93/100
🗽
Freedom House
higher is better
82/100
A median Software Engineer in Graz takes home $3,610/mo under Standard employee. In Warsaw: $5,190/mo under Standard employee.
$1,580/mo more in Warsaw
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$82k
💰
Gross income
$108k
−$24k
🏛️
Income tax
Standard employee
−$23k
−$15k
🛡️
Social contributions
−$23k
$43k/yr
$4k/mo
💵
Take-home pay
$62k/yr
$5k/mo
−$32k
🏠
Cost of living
−$35k
$11k/yr
🐖
Annual savings
$27k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Graz
$453/mo cheaper on rent alone
🗳️
Democracy
Graz
8.3/10 EIU index
☀️
Weather
77°F vs 73°F summers
🗣️
English
Graz
higher proficiency score

Sun

How much sky you actually get

40% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
44% clear
Win
Spr
Sum
Fall
8.6h
Shortest day
Dec
7.7h
15.8h
Longest day
Jun
16.8h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
improving
stable
Inflation trend
improving
Industries
software-itfinancegame-devbpo
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Moderate
RU visa
Moderate
Moderate
UA visa
Easy
Partner can work immediately
Spouse works
Partner can work immediately
Not recognized
eingetragene Partnerschaft
Partner pathway
Not recognized
konkubinat (informal — no legal recognition)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
Life-threatening only
14 wk
Gestational limit

Legal within first trimester. Counseling required.

Near-total ban since 2021. Only permitted for life/health threat or rape/incest. One of Europe's most restrictive.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Not recognized
Joint adoption
Adoption
Not allowed
Yes
Job protection
Yes
Yes
Hate crime law
No

Graz vs Warsaw — Common Questions

Is Graz cheaper than Warsaw?

Graz is cheaper. A 1-bedroom apartment in city centre costs around $772/month there vs $1224/month in the other city (Numbeo data).

Which is safer, Graz or Warsaw?

Warsaw is statistically safer based on UNODC homicide data. Graz has a rate of 0.88 per 100,000 and Warsaw has 0.68 per 100,000.

Should I move to Graz or Warsaw?

Graz edges ahead 80 to 74. Warsaw isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Graz or Warsaw?

Graz: EU Blue Card (Austria) (complex process, Up to 4 years). Warsaw: Poland Temporary Residence (moderate requirements, Up to 3 years). See each city's profile page for full requirements.

Which has better weather, Graz or Warsaw?

Graz is warmer in summer (77°F vs 73°F). Warsaw has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Graz or Warsaw without speaking the local language?

Graz is easier for street-level English (74/100) than Warsaw (68/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Graz vs Warsaw?

A 1-bedroom in the centre: $772/month in Graz, $1224/month in Warsaw (Numbeo). That's 37% cheaper rent in Graz.

Is Graz or Warsaw better for democracy and rule of law?

Graz scores 8.3/10 on the EIU Democracy Index vs 7.4/10 for Warsaw. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Graz or Warsaw?

Graz scores higher on our composite healthcare index (85/100 vs 73/100 for Warsaw). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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