Townleap

Cost of Living: Hamburg vs Stockholm (2026)

Germany vs Sweden — relocation comparison

Your passport:
Hamburg
Stockholm
$1,359/mo
Rent

1BR centre

$1,816/mo
$27k/yr
Take-home savings

At each city's local median pay

−$3k/yr
5 yr
PR path
5 yr
Freelance setup
Freiberufler
  • VAT-free under €25k
  • €1200/yr accountant
WiseStripe
Enskild firma
  • VAT-free under €7k
  • 29% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRHamburg is 25% cheaper on rent ($1,359/mo vs $1,816/mo). Both cities require a personal relationship with your winter coat.
Hamburg and Stockholm are almost suspiciously well-matched. Flip a coin.
How the livability score breaks down
Hamburg
Stockholm
15.8/25
💰 Affordability
11.4/25
13.5/15
🔒 Violent Crime
13.9/15
5.9/10
🛡️ Perceived Safety
5.4/10
7.2/15
⚡ Internet
14.2/15
13.1/15
🗳️ Democracy
14.1/15
8.8/10
🗣️ English
8.6/10
8.2/10
☀️ Climate
7.7/10
7.7/10
📊 Stability
7.2/10
9.8/10
🚗 Road Safety
10/10
7.9/10
🕊️ Geopolitical Safety
7.2/10
Household
Hamburg
Metric
Stockholm
$888/mo
🛒
Living costs (no rent)
lower is better
$908/mo
$7,570
🧳
Cost to land
lower is better
$3,990✓
85 / 100
🛡️
Settler safety
higher is better
85 / 100
1.5 / 100k
🔒
Homicides
lower is better
1.1 / 100k✓
3.3 / 100k
🚗
Road deaths
lower is better
2.1 / 100k✓
✓59 / 100
🚨
Safety Index
higher is better
54 / 100
70°F
☀️
Summer high
personal taste
68°F
30°F
❄️
Winter low
personal taste
25°F
96 Mbps
⚡
Internet speed
higher is better
190 Mbps✓
10.5 μg/m³
🌬️
Air quality (PM2.5)
lower is better
4.7 μg/m³✓
85 / 100
🏥
Healthcare
higher is better
83 / 100
8.7 / 10
🗳️
Democracy
higher is better
9.4 / 10✓
7.1 / 9
🤝
Migrant acceptance
higher is better
7.9 / 9✓
66 / 100
🏳️‍🌈
Rainbow Index
higher is better
64 / 100
73/100
🗣️
Street English
higher is better
71/100
$74k
💼
GDP per capita (PPP)
higher is better
$72k
✓2.3% · Boringly steady
📈
Inflation
lower is better
2.8% · Boringly steady
97/100 — Reliable
⚡
Grid reliability
higher is better
93/100 — Reliable
95/100
🗽
Freedom House
higher is better
99/100
A median Software Engineer in Hamburg takes home $5,664/mo under Standard employee. In Stockholm: $3,882/mo under Standard employee.
$1,782/mo more in Hamburg
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$125k
💰
Gross income
$83k
−$37k
🏛️
Income tax
Standard employee
−$31k
−$20k
🛡️
Social contributions
−$6k
✓$68k/yr
$6k/mo
💵
Take-home pay
$47k/yr
$4k/mo
−$41k
🏠
Cost of living
−$50k
✓$27k/yr
🐖
Annual savings
−$3k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Hamburg
$457/mo cheaper on rent alone
🔒
Safety
Stockholm
1.1 homicides per 100k
🗳️
Democracy
Stockholm
9.4/10 EIU index
🗣️
English
Hamburg
higher proficiency score

Sun

How much sky you actually get

41% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
40% clear
Win
Spr
Sum
Fall
7.5h
Shortest day
Dec
6.1h
17.0h
Longest day
Jun
18.6h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable →
Democracy trend
stable →
improving ↑
Inflation trend
improving ↑
logisticsmediamaritimefintech
Industries
fintechgamingictlife-sciences
active
Startup ecosystem
hub
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Moderate
✅ Partner can work immediately
Spouse works
✅ Partner can work immediately
Not recognized
eingetragene Lebenspartnerschaft (now: Ehe)
Partner pathway
Recognized
sambo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
12 wk
Gestational limit
18 wk

Not punishable within 12 weeks with mandatory counseling and 3-day waiting period.

On request up to 18 weeks. Between 18-22 weeks requires board approval.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Hamburg vs Stockholm — Common Questions

Is Hamburg cheaper than Stockholm?▾

Hamburg is cheaper. A 1-bedroom apartment in city centre costs around $1359/month there vs $1816/month in the other city (Numbeo data).

Which is safer, Hamburg or Stockholm?▾

Stockholm is statistically safer based on UNODC homicide data. Hamburg has a rate of 1.53 per 100,000 and Stockholm has 1.10 per 100,000.

Should I move to Hamburg or Stockholm?▾

Hamburg and Stockholm are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Hamburg or Stockholm?▾

Hamburg: EU Blue Card (Germany) (complex process, Up to 4 years). Stockholm: Sweden Self-Employment Permit (complex process, 2 years (renewable)). See each city's profile page for full requirements.

What's the cost of rent in Hamburg vs Stockholm?▾

A 1-bedroom in the centre: $1359/month in Hamburg, $1816/month in Stockholm (Numbeo). That's 25% cheaper rent in Hamburg.

Is Hamburg or Stockholm better for democracy and rule of law?▾

Stockholm scores 9.4/10 on the EIU Democracy Index vs 8.7/10 for Hamburg. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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