Townleap

Cost of Living: Lisbon vs Madrid (2026)

Portugal vs Spain — relocation comparison

Your passport:
Lisbon
Madrid
$1,616/mo
Rent

1BR centre

$1,498/mo
−$3k/yr
Take-home savings

At each city's local median pay

$9k/yr
5 yr
PR path
5 yr
IFICI (NHR 2.0)
Tax breaks

Open incentive regimes for newcomers

Beckham Law (Régimen Especial), Startups Law — Entrepreneur & Freelancer Route into Beckham
Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Autónomo
  • No VAT exemption
  • €1800/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRLisbon has milder winters (48°F vs 34°F lows). English is much more widely spoken in Lisbon. Both countries will let you complain about the government in public — and mean it.
Lisbon edges ahead 79 to 72. Madrid isn't far behind — it depends what matters to you.
Household
Lisbon
Metric
Madrid
$567/mo
🛒
Living costs (no rent)
lower is better
$627/mo
$7,362
🧳
Cost to land
lower is better
$7,448
83 / 100
🛡️
Settler safety
higher is better
87 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.6 / 100k
7.2 / 100k
🚗
Road deaths
lower is better
3.5 / 100k
67 / 100
🚨
Safety Index
higher is better
71 / 100
81°F
☀️
Summer high
personal taste
88°F
48°F
❄️
Winter low
personal taste
34°F
238 Mbps
Internet speed
higher is better
94 Mbps
10.6 μg/m³
🌬️
Air quality (PM2.5)
lower is better
9.1 μg/m³
81 / 100
🏥
Healthcare
higher is better
86 / 100
8.1 / 10
🗳️
Democracy
higher is better
8.1 / 10
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
76 / 100
100/100
🗣️
Street English
higher is better
38/100
$52k
💼
GDP per capita
higher is better
$58k
2.4% · Boringly steady
📈
Inflation
lower is better
2.8% · Boringly steady
78/100 — Mostly stable
Grid reliability
higher is better
70/100 — Mostly stable
96/100
🗽
Freedom House
higher is better
90/100
A median Software Engineer in Lisbon takes home $3,150/mo under Standard employee. In Madrid: $4,068/mo under Standard employee.
$918/mo more in Madrid
🎯 Lisbon's IFICI (NHR 2.0) isn't modelled above — if you qualify, take-home would be $3,691/mo instead.
🎯 Madrid's Beckham Law (Régimen Especial) isn't modelled above — if you qualify, take-home would be $4,280/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$64k
💰
Gross income
$73k
−$19k
🏛️
Income tax
Standard employee
−$20k
−$7k
🛡️
Social contributions
−$4k
$38k/yr
$3k/mo
💵
Take-home pay
$49k/yr
$4k/mo
−$40k
🏠
Cost of living
−$40k
−$3k/yr
🐖
Annual savings
$9k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Madrid
$118/mo cheaper on rent alone
☀️
Weather
81°F vs 88°F summers
🗣️
English
Lisbon
higher proficiency score

Sun

How much sky you actually get

65% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
62% clear
Win
Spr
Sum
Fall
9.5h
Shortest day
Dec
9.3h
14.9h
Longest day
Jun
15.1h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechhealthtechgreentechai
Industries
financeconsultingtechmedia
active
Startup ecosystem
hub
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
Partner can work immediately
Recognized (2+ yr)
união de facto
Partner pathway
Conditional (1+ yr)
pareja de hecho
920/mo
Retiree visa
2,400/mo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
10 wk
Gestational limit
14 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

On request up to 14 weeks. 2023 reform removed mandatory waiting period.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Lisbon vs Madrid — Common Questions

Is Lisbon cheaper than Madrid?

Madrid is cheaper. A 1-bedroom apartment in city centre costs around $1498/month there vs $1616/month in the other city (Numbeo data).

Which is safer, Lisbon or Madrid?

Madrid is statistically safer based on UNODC homicide data. Lisbon has a rate of 0.69 per 100,000 and Madrid has 0.61 per 100,000.

Should I move to Lisbon or Madrid?

Lisbon edges ahead 79 to 72. Madrid isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Lisbon or Madrid?

Lisbon: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). Madrid: Spain Digital Nomad Visa (moderate requirements, 1 year (renewable to 5)). See each city's profile page for full requirements.

Which has better weather, Lisbon or Madrid?

Madrid is warmer in summer (88°F vs 81°F). Lisbon has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Lisbon or Madrid without speaking the local language?

Lisbon is easier for street-level English (100/100) than Madrid (38/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Lisbon vs Madrid?

A 1-bedroom in the centre: $1498/month in Madrid, $1616/month in Lisbon (Numbeo). That's 7% cheaper rent in Madrid.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

Quiz →