Townleap

Cost of Living: New York vs Lisbon (2026)

United States vs Portugal — relocation comparison

Your passport:
New York
Lisbon
$4,281/mo
Rent

1BR centre

$1,616/mo
$40k/yr
Take-home savings

At each city's local median pay

−$3k/yr
10 yr
PR path
5 yr
Tax breaks

Open incentive regimes for newcomers

IFICI (NHR 2.0) (Limited)
Freelance setup
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRLisbon is 62% cheaper on rent ($1,616/mo vs $4,281/mo). Portugal gets you to permanent residency 5 years faster (5 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Lisbon scores 79 to New York's 56 on livability — the gap is real. New York has its charms, but the numbers favor Lisbon.
How the livability score breaks down
New York
Lisbon
0/25
💰 Affordability
13.3/25
11.1/15
🔒 Violent Crime
14.3/15
4.9/10
🛡️ Perceived Safety
6.7/10
12.1/15
Internet
15/15
11.8/15
🗳️ Democracy
12.1/15
10/10
🗣️ English
8.7/10
8.7/10
☀️ Climate
8.8/10
7.1/10
📊 Stability
7.6/10
3.4/10
🚗 Road Safety
7.5/10
4.2/10
🕊️ Geopolitical Safety
8.5/10
Household
New York
Metric
Lisbon
$997/mo
🛒
Living costs (no rent)
lower is better
$567/mo
$13,582
🧳
Cost to land
lower is better
$7,362
58 / 100
🛡️
Settler safety
higher is better
83 / 100
3.9 / 100k
🔒
Homicides
lower is better
0.7 / 100k
14.2 / 100k
🚗
Road deaths
lower is better
7.2 / 100k
49 / 100
🚨
Safety Index
higher is better
67 / 100
82°F
☀️
Summer high
personal taste
81°F
30°F
❄️
Winter low
personal taste
48°F
162 Mbps
Internet speed
higher is better
238 Mbps
13.2 μg/m³
🌬️
Air quality (PM2.5)
lower is better
10.6 μg/m³
79 / 100
🏥
Healthcare
higher is better
81 / 100
7.8 / 10
🗳️
Democracy
higher is better
8.1 / 10
8.0 / 9
🤝
Migrant acceptance
higher is better
6.7 / 9
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
67 / 100
100/100
🗣️
Street English
higher is better
72/100
$86k
💼
GDP per capita (PPP)
higher is better
$52k
2.9% · Boringly steady
📈
Inflation
lower is better
2.4% · Boringly steady
83/100 — Mostly stable
Grid reliability
higher is better
78/100 — Mostly stable
80/100
🗽
Freedom House
higher is better
96/100
A median Software Engineer in New York takes home $10,945/mo under Standard employee. In Lisbon: $3,150/mo under Standard employee.
$7,795/mo more in New York
🎯 Lisbon's IFICI (NHR 2.0) isn't modelled above — if you qualify, take-home would be $3,691/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$191k
💰
Gross income
$64k
−$45k
🏛️
Income tax
Standard employee
−$19k
−$14k
🛡️
Social contributions
−$7k
$131k/yr
$11k/mo
💵
Take-home pay
$38k/yr
$3k/mo
−$91k
🏠
Cost of living
−$40k
$40k/yr
🐖
Annual savings
−$3k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Lisbon
$2,664/mo cheaper on rent alone
🔒
Safety
Lisbon
0.7 homicides per 100k
📋
Residency
Lisbon
PR in 5 years

Sun

How much sky you actually get

54% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
65% clear
Win
Spr
Sum
Fall
9.3h
Shortest day
Dec
9.5h
15.1h
Longest day
Jun
14.9h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
financemediatechfashion
Industries
fintechhealthtechgreentechai
hub
Startup ecosystem
active
Easy
🇺🇸 Your visa
Moderate
Moderate
EU visa
Easy
Suspended
RU visa
Complex
Moderate
UA visa
Moderate
⚠️ Partner work rights are very limited
Spouse works
Partner can work immediately
Not recognized
Partner pathway
Recognized (2+ yr)
união de facto
Retiree visa
920/mo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
24 wk
Gestational limit
10 wk

Statutory 24-week-or-viability standard.

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

New York vs Lisbon — Common Questions

Is New York cheaper than Lisbon?

Lisbon is cheaper. A 1-bedroom apartment in city centre costs around $1616/month there vs $4281/month in the other city (Numbeo data).

Which is safer, New York or Lisbon?

Lisbon is statistically safer based on UNODC homicide data. New York has a rate of 3.90 per 100,000 and Lisbon has 0.69 per 100,000.

Should I move to New York or Lisbon?

Lisbon scores 79 to New York's 56 on livability — the gap is real. New York has its charms, but the numbers favor Lisbon. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in New York or Lisbon?

New York: US Employment-Based Green Card (complex process, Permanent residence). Lisbon: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). See each city's profile page for full requirements.

Can I live in New York or Lisbon without speaking the local language?

New York is easier for street-level English (100/100) than Lisbon (72/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in New York vs Lisbon?

A 1-bedroom in the centre: $1616/month in Lisbon, $4281/month in New York (Numbeo). That's 62% cheaper rent in Lisbon.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

Quiz →