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Cost of Living: London vs New York (2026)

United Kingdom vs United States — relocation comparison

Your passport:
58
Livability Score
🇬🇧 London
United Kingdom
Full profile
58
Livability Score
🇺🇸 New York
United States
Full profile
London
New York
$3000/mo
Rent
$4281/mo
58/100
Livability
58/100
77/100
Safety
64/100
70/100
Healthcare
63/100
5 yr
PR path
10 yr
87 Mbps
Internet
162 Mbps
Sole Trader
Freelance setup

Wise ✓ · Wise ✓

Self-employed / Sole Proprietor

Sourced from Numbeo · Updated April 2026

TL;DRLondon is 30% cheaper on rent ($3000/mo vs $4281/mo). United Kingdom gets you to permanent residency 5 years faster (5 vs 10 years). You can get by in English in both — your Duolingo streak can wait.
London and New York are almost suspiciously well-matched. Flip a coin.
Household
London
Metric
New York
$3000/mo
🏠
Rent (1BR centre)
$4281/mo
$1159/mo
🛒
Living costs (no rent)
$997/mo
$9,238
🧳
Cost to land
$13,582
1.1 / 100k
🔒
Homicides
3.9 / 100k
56 / 100
🚨
Crime perception
lower is better
51 / 100
22°C
☀️
Summer high
28°C
4°C
❄️
Winter low
-1°C
87 Mbps
Internet speed
162 Mbps
9.5 μg/m³
🌬️
Air quality (PM2.5)
13.2 μg/m³
8.3 / 10
🗳️
Democracy
7.8 / 10
100/100
🗣️
Street English
100/100
$62k
💼
GDP per capita
$86k
3.3% · Boringly steady
📈
Inflation
2.9% · Boringly steady
58 / 100
🏅
Livability Score
58 / 100
92/100 — Reliable
Grid reliability
83/100 — Mostly stable
92/100
🗽
Freedom House
80/100
5 years
📋
Time to PR
10 years

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
London
$1280/mo cheaper on rent alone
🔒
Safety
London
1.1 homicides per 100k
🗳️
Democracy
London
8.3/10 EIU index
☀️
Weather
22°C vs 28°C summers
🗣️
English
New York
higher proficiency score
📋
Residency
London
PR in 5 years

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fintechaibiotechcreative-tech
Industries
financemediatechfashion
hub
Startup ecosystem
hub
92/100
Grid reliability
83/100
5 yrs
Time to PR
10 yrs
Moderate
🇺🇸 Your visa
Easy
Moderate
EU visa
Moderate
Complex
RU visa
Suspended
Moderate
UA visa
Moderate
Partner can work immediately
Spouse works
⚠️ Partner work rights are very limited

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Broad social grounds
Abortion access
On request
24 wk
Gestational limit

Requires two doctors' approval under Abortion Act 1967, but broadly available up to 24 weeks.

Post-Dobbs (2022): varies dramatically by state. Fully banned in ~14 states, protected in ~20 states.

Source: Center for Reproductive Rights

The Short Version

  • Rent is 30% cheaper in London ($3000/mo vs $4281/mo for a 1BR city centre).
  • Summers are noticeably warmer in New York (28°C vs 22°C).
  • London is safer by homicide rate (1.1 vs 3.9 per 100k).

London vs New York — Common Questions

Is London cheaper than New York?

London is cheaper. A 1-bedroom apartment in city centre costs around $3000/month in London vs $4281/month in the other city (Numbeo data).

Which is safer, London or New York?

London is statistically safer based on UNODC homicide data. London has a rate of 1.07 per 100,000 and New York has 3.90 per 100,000.

Should I move to London or New York?

London and New York are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in London or New York?

London: UK Skilled Worker Visa (complex process, Up to 5 years). New York: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

Which has better weather, London or New York?

New York is warmer in summer (28°C vs 22°C). London has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in London vs New York?

A 1-bedroom in the centre: $3000/month in London, $4281/month in New York (Numbeo). That's 30% cheaper rent in London.

Is healthcare better in London or New York?

London scores higher on Numbeo's Healthcare Index (70/100 vs 63/100 for New York). That index reflects resident perception of quality, cost, and access — not just whether hospitals exist but whether people trust them.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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