Cost of Living: London vs Split (2026)
United Kingdom vs Croatia — relocation comparison
Your passport:
London
Split
$3,000/mo
Rent
1BR centre
$1,077/mo
$15k/yr
Take-home savings
At each city's local median pay
−$9k/yr
5 yr
PR path
—
4-year FIG regime (Foreign Income and Gains)
Tax breaks
Open incentive regimes for newcomers
—
Freelance setup
Sole Trader
- VAT-free under €105k
- 9% social
- €600/yr accountant
WiseStripe
Obrt
- VAT-free under €40k
- 37% social
- €450/yr accountant
WiseStripe
Sourced from Numbeo · Updated April 2026
TL;DRSplit is 64% cheaper on rent ($1,077/mo vs $3,000/mo). London scores 8.3 vs 6.5 on democracy. Both are solid options for settling down — the spreadsheet won't save you from this one.
Split edges ahead 70 to 61. London isn't far behind — it depends what matters to you.
Verdict delivered. Your move.
Household
London
Metric
Split
$1159/mo
🛒
Living costs (no rent)
lower is better
$670/mo✓
$9,238
🧳
Cost to land
lower is better
$5,244✓
82 / 100
🛡️
Settler safety
higher is better
78 / 100
1.1 / 100k
🔒
Homicides
lower is better
0.8 / 100k✓
✓2.4 / 100k
🚗
Road deaths
lower is better
8.1 / 100k
45 / 100
🚨
Safety Index
higher is better
70 / 100✓
72°F
☀️
Summer high
personal taste
86°F
39°F
❄️
Winter low
personal taste
39°F
87 Mbps
⚡
Internet speed
higher is better
—
9.5 μg/m³
🌬️
Air quality (PM2.5)
lower is better
8.9 μg/m³✓
✓82 / 100
🏥
Healthcare
higher is better
77 / 100
✓8.3 / 10
🗳️
Democracy
higher is better
6.5 / 10
✓6.6 / 9
🤝
Migrant acceptance
higher is better
1.8 / 9
52 / 100
🏳️🌈
Rainbow Index
higher is better
50 / 100
✓100/100