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Cost of Living: New York vs San Francisco (2026)

United States vs United States — relocation comparison

TL;DRSan Francisco is 20% cheaper on rent ($3413/mo vs $4281/mo). New York is safer — homicide rate 3.9 vs 4.4 per 100k. You can get by in English in both — your Duolingo streak can wait.
58
Livability Score
🇺🇸 New York
United States
Full profile
58
Livability Score
🇺🇸 San Francisco
United States
Full profile
New York and San Francisco are almost suspiciously well-matched. Flip a coin.
New York
San Francisco
$4281/mo
Rent
$3413/mo
7.8/10
Democracy
7.8/10
3.9/100k
Safety
4.4/100k
100/100
English
100/100
10 yr
Time to PR
10 yr
💰
Cost of Living
San Francisco
$867/mo cheaper on rent alone
🔒
Safety
New York
3.9 homicides per 100k
☀️
Weather
28°C vs 21°C summers
New York
Metric
San Francisco
$4281/mo
🏠
Rent (1BR centre)
$3413/mo
$997/mo
🛒
Living costs (no rent)
$909/mo
$13,582
🧳
Cost to land
$12,582
3.9 / 100k
🔒
Homicides
4.4 / 100k
51 / 100
🚨
Crime perception
lower is better
61 / 100
28°C
☀️
Summer high
21°C
-1°C
❄️
Winter low
8°C
162 Mbps
Internet speed
181 Mbps
13.2 μg/m³
🌬️
Air quality (PM2.5)
13.1 μg/m³
7.8 / 10
🗳️
Democracy
7.8 / 10
100/100
🗣️
Street English
100/100
$86k
💼
GDP per capita
$86k
2.9% · Boringly steady
📈
Inflation
2.9% · Boringly steady
58 / 100
🏅
Livability Score
58 / 100
83/100 — Mostly stable
Grid reliability
83/100 — Mostly stable
80/100
🗽
Freedom House
80/100
10 years
📋
Time to PR
10 years

Settler Essentials

stable
Democracy trend
stable
financemediatechfashion
Industries
techaifintechbiotech
hub
Startup ecosystem
hub
83/100
Grid reliability
83/100
10 yrs
Time to PR
10 yrs
Moderate
EU visa
Moderate
Suspended
RU visa
Suspended
Moderate
UA visa
Moderate
⚠️ Partner work rights are very limited
Spouse works
⚠️ Partner work rights are very limited

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 20% cheaper in San Francisco ($3413/mo vs $4281/mo for a 1BR city centre).
  • Summers are noticeably warmer in New York (28°C vs 21°C).
  • New York is safer by homicide rate (3.9 vs 4.4 per 100k).

New York vs San Francisco — Common Questions

Is New York cheaper than San Francisco?

San Francisco is cheaper. A 1-bedroom apartment in city centre costs around $3413/month in San Francisco vs $4281/month in the other city (Numbeo data).

Which is safer, New York or San Francisco?

New York is statistically safer based on UNODC homicide data. New York has a rate of 3.90 per 100,000 and San Francisco has 4.40 per 100,000.

Should I move to New York or San Francisco?

New York and San Francisco are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in New York or San Francisco?

New York: US Employment-Based Green Card (complex process, Permanent residence). San Francisco: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

Which has better weather, New York or San Francisco?

New York is warmer in summer (28°C vs 21°C). San Francisco has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Don't agree? Take the quiz and see what fits you.

Factor in your salary, family size, weather preferences, and deal-breakers.