Townleap

Cost of Living: Panama City vs Seattle (2026)

Panama vs United States — relocation comparison

Your passport:
Panama City
Seattle
$1059/mo
Rent
$2442/mo
57/100
Livability
60/100
48/100
Settler safety
52/100
68/100
Healthcare
80/100
0 yr
PR path
10 yr
31 Mbps
Internet
185 Mbps
Freelance setup
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRPanama City is 57% cheaper on rent ($1059/mo vs $2442/mo). Panama gets you to permanent residency 10 years faster (0 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Too close to call — 60 vs 57. Seattle has a slight edge, but Panama City might suit you better depending on your priorities.
Household
Panama City
Metric
Seattle
$1059/mo
🏠
Rent (1BR centre)
lower is better
$2442/mo
$277/mo
🛒
Living costs (no rent)
lower is better
$986/mo
🧳
Cost to land
lower is better
$9,703
48 / 100
🛡️
Settler safety
higher is better
52 / 100
12.5 / 100k
🔒
Homicides
lower is better
6.8 / 100k
7.3 / 100k
🚗
Road deaths
lower is better
14.2 / 100k
🚨
Safety Index
higher is better
45 / 100
29°C
☀️
Summer high
personal taste
24°C
24°C
❄️
Winter low
personal taste
3°C
31 Mbps
Internet speed
higher is better
185 Mbps
14 μg/m³
🌬️
Air quality (PM2.5)
lower is better
9.8 μg/m³
6.8 / 10
🗳️
Democracy
higher is better
7.8 / 10
32/100
🗣️
Street English
higher is better
100/100
$41k
💼
GDP per capita
higher is better
$86k
0.7% · Practically frozen
📈
Inflation
lower is better
2.9% · Boringly steady
57 / 100
🏅
Livability Score
higher is better
60 / 100
Grid reliability
higher is better
83/100 — Mostly stable
🗽
Freedom House
higher is better
80/100
0 years
📋
Time to PR
lower is better
10 years
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Panama City
$1383/mo cheaper on rent alone
🔒
Safety
Seattle
6.8 homicides per 100k
🗳️
Democracy
Seattle
7.8/10 EIU index
☀️
Weather
29°C vs 24°C summers
🗣️
English
Seattle
higher proficiency score
📋
Residency
Panama City
PR in 0 years

Sun

How much sky you actually get

25% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
45% clear
Win
Spr
Sum
Fall
11.6h
Shortest day
Dec
8.4h
12.6h
Longest day
Jun
16.0h

Sun clocks out early in Seattle's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
declining
Inflation trend
improving
Industries
cloud-techaerospacee-commercebiotech
Startup ecosystem
hub
Grid reliability
83/100
0 yrs
Time to PR
10 yrs
Easy
🇺🇸 Your visa
Easy
Easy
EU visa
Moderate
Easy
RU visa
Suspended
Easy
UA visa
Moderate
⚠️ Needs a separate work permit
Spouse works
⚠️ Partner work rights are very limited
Partner pathway
Not recognized
$1,000/mo
Retiree visa

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Life-threatening only
Abortion access
On request

Permitted only to save the woman's life. Criminalized in all other circumstances.

Post-Dobbs (2022): varies dramatically by state. Fully banned in ~14 states, protected in ~20 states.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

25/100
Rainbow Index
67/100
Not recognized
Marriage
Legal
Not allowed
Adoption
Joint adoption
No
Job protection
Yes
No
Hate crime law
Yes

Rainbow Index source: ILGA-Europe Rainbow Map (European cities) / Equaldex Equality Index (elsewhere) — two distinct scales

The Short Version

  • Rent is 57% cheaper in Panama City ($1059/mo vs $2442/mo for a 1BR city centre).
  • Summers are noticeably warmer in Panama City (29°C vs 24°C).
  • Seattle is safer by homicide rate (6.8 vs 12.5 per 100k).
  • Seattle scores higher on democracy (7.8 vs 6.8 / 10 EIU).
  • Street-level English is easier in Seattle (100/100 vs 32/100).

Panama City vs Seattle — Common Questions

Is Panama City cheaper than Seattle?

Panama City is cheaper. A 1-bedroom apartment in city centre costs around $1059/month in Panama City vs $2442/month in the other city (Numbeo data).

Which is safer, Panama City or Seattle?

Seattle is statistically safer based on UNODC homicide data. Panama City has a rate of 12.47 per 100,000 and Seattle has 6.80 per 100,000.

Should I move to Panama City or Seattle?

Too close to call — 60 vs 57. Seattle has a slight edge, but Panama City might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Panama City or Seattle?

Panama City: Panama Pensionado Visa (easy to get, Permanent (renewable every 2 years)). Seattle: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

Which has better weather, Panama City or Seattle?

Panama City is warmer in summer (29°C vs 24°C). Seattle has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Panama City or Seattle without speaking the local language?

Seattle is easier for street-level English (100/100) than Panama City (32/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Panama City vs Seattle?

A 1-bedroom in the centre: $1059/month in Panama City, $2442/month in Seattle (Numbeo). That's 57% cheaper rent in Panama City.

Is Panama City or Seattle better for democracy and rule of law?

Seattle scores 7.8/10 on the EIU Democracy Index vs 6.8/10 for Panama City. Both are functional democracies, though the gap matters if you're planning to stay long enough to care about local politics.

Is healthcare better in Panama City or Seattle?

Seattle scores higher on our composite healthcare index (80/100 vs 68/100 for Panama City). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

Quiz →