Cost of Living: Split vs Toronto (2026)

Croatia vs Canada — relocation comparison

TL;DRSplit is 35% cheaper on rent ($1077/mo vs $1659/mo). Split is safer — homicide rate 0.8 vs 2.3 per 100k. You can get by in English in both — your Duolingo streak can wait.
68
Livability Score
🇭🇷 Split
Croatia
Full profile
73
Livability Score
🇨🇦 Toronto
Canada
Full profile
Toronto edges ahead 73 to 68. Split isn't far behind — it depends what matters to you.
💰
Cost of Living
Split
$583/mo cheaper on rent alone
🔒
Safety
Split
0.8 homicides per 100k
🗳️
Democracy
Toronto
8.7/10 EIU index
☀️
Weather
30°C vs 24°C summers
🗣️
English
Toronto
higher proficiency score
Split
Metric
Toronto
$1077/mo
🏠
Rent (1BR centre)
$1659/mo
$670/mo
🛒
Living costs (no rent)
$722/mo
$5,244
🧳
Cost to land
$5,350
0.8 / 100k
🔒
Homicides
2.3 / 100k
🚨
Crime perception
lower is better
44 / 100
30°C
☀️
Summer high
24°C
4°C
❄️
Winter low
-6°C
Internet speed
125 Mbps
6.5 / 10
🗳️
Democracy
8.7 / 10
Very High (84/100)
🗣️
English ease
Very High (91/100)
$50k
💼
GDP per capita
$65k
3.0%
📈
Inflation
2.4%
68 / 100
🏅
Livability Score
73 / 100
Grid reliability
92/100 — Reliable
🗽
Freedom House
97/100
📋
Time to PR
3 years

For the Kids

Schools, pediatric care, and whether your children can actually enroll

474
PISA
country avg
506
4
Intl schools
3
Public school
Yes (English)
Pediatric care
Fully covered once Medicare kicks in
Specialist wait
6–12 weeks
$650/mo
Childcare
full-day
$962/mo

Sources: OECD PISA 2022 · Wikipedia · Numbeo · official health systems

Settler Essentials

stable
Democracy trend
declining
Industries
fintechaihealthcaremedia
Startup ecosystem
hub
Grid reliability
92/100
Time to PR
3 yrs
EU visa
Moderate
RU visa
Complex
UA visa
Moderate
Spouse works
Your partner can also work

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 35% cheaper in Split ($1077/mo vs $1659/mo for a 1BR city centre).
  • Summers are noticeably warmer in Split (30°C vs 24°C).
  • Split is safer by homicide rate (0.8 vs 2.3 per 100k).
  • Toronto scores higher on democracy (8.7 vs 6.5 / 10 EIU).
  • English is easier to get by in Toronto (91/100 vs 84/100 English proficiency).

Split vs Toronto — Common Questions

Is Split cheaper than Toronto?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month in Split vs $1659/month in the other city (Numbeo data).

Which is safer, Split or Toronto?

Split is statistically safer based on UNODC homicide data. Split has a rate of 0.77 per 100,000 and Toronto has 2.27 per 100,000.

Should I move to Split or Toronto?

Toronto edges ahead 73 to 68. Split isn't far behind — it depends what matters to you. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Split or Toronto?

Split: no specific remote work visa. Toronto: Canada Express Entry (complex process, Permanent residence). See each city's profile page for full requirements.

Which has better weather, Split or Toronto?

Split is warmer in summer (30°C vs 24°C). Toronto has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Split or Toronto without speaking the local language?

English is easier to get by in Toronto (EF EPI score: 91/100) than in Split (84/100). In Toronto, daily life and professional settings often work in English. In Split, learning some of the local language will make long-term settlement significantly smoother.

Don't agree? Take the quiz and see what fits you.

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