Cost of Living: Tbilisi vs Warsaw (2026)
Georgia vs Poland — relocation comparison
Your passport:
Tbilisi
Warsaw
$681/mo
Rent
1BR centre
$1,224/mo
$17k/yr
Take-home savings
At each city's local median pay
$27k/yr
6 yr
PR path
5 yr
Freelance setup
Small Business Status
- VAT-free under €33k
- 2% social
- €350/yr accountant
JDG
- VAT-free under €47k
- €450/yr accountant
WiseStripe
Sourced from Numbeo · Updated April 2026
TL;DRTbilisi is 44% cheaper on rent ($681/mo vs $1,224/mo). Poland gets you to permanent residency a year faster (5 vs 6 years). Both cities require a personal relationship with your winter coat.
Warsaw edges ahead 74 to 66. Tbilisi isn't far behind — it depends what matters to you.
Verdict delivered. Your move.
Household
Tbilisi
Metric
Warsaw
✓$358/mo
🛒
Living costs (no rent)
lower is better
$681/mo
✓$2,453
🧳
Cost to land
lower is better
$4,950
62 / 100
🛡️
Settler safety
higher is better
81 / 100✓
2.3 / 100k
🔒
Homicides
lower is better
0.7 / 100k✓
12.7 / 100k
🚗
Road deaths
lower is better
6.5 / 100k✓
74 / 100
🚨
Safety Index
higher is better
75 / 100
84°F
☀️
Summer high
personal taste
73°F
30°F
❄️
Winter low
personal taste
25°F
45 Mbps
⚡
Internet speed
higher is better
109 Mbps✓
✓10.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
22.3 μg/m³
63 / 100
🏥
Healthcare
higher is better
73 / 100✓
4.7 / 10
🗳️
Democracy
higher is better
7.4 / 10✓
12 / 100
🏳️🌈
Rainbow Index
higher is better
18 / 100✓
39/100
🗣️
Street English
higher is better
100/100✓
$28k
💼
GDP per capita
higher is better
$51k✓
✓1.1% · Boringly steady
📈
Inflation
lower is better
3.8% · Boringly steady
57/100 — Patchy
⚡
Grid reliability
higher is better
65/100 — Patchy✓
51/100
🗽
Freedom House
higher is better
82/100✓
A median Software Engineer in Tbilisi takes home $3,292/mo under Standard employee. In Warsaw: $5,190/mo under Standard employee.
$1,898/mo more in Warsaw
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$51k
💰
Gross income
$108k
−$10k
🏛️
Income tax
Standard employee
−$23k
−$1k
🛡️
Social contributions
−$23k
$40k/yr
$3k/mo
💵
Take-home pay
$62k/yr✓
$5k/mo
−$22k
🏠
Cost of living
−$35k
$17k/yr
🐖
Annual savings
$27k/yr✓
Swap the local medians for your actual number
Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026