Townleap

Cost of Living: Tokyo vs Warsaw (2026)

Japan vs Poland — relocation comparison

Your passport:
Tokyo
Warsaw
$1,359/mo
Rent

1BR centre

$1,224/mo
$2k/yr
Take-home savings

At each city's local median pay

$27k/yr
10 yr
PR path
5 yr
Freelance setup
Kojin Jigyō
  • VAT-free under €60k
  • €1000/yr accountant
WiseStripe
JDG
  • VAT-free under €47k
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRWarsaw is 10% cheaper on rent ($1,224/mo vs $1,359/mo). Poland gets you to permanent residency 5 years faster (5 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Too close to call — 74 vs 71. Warsaw has a slight edge, but Tokyo might suit you better depending on your priorities.
Household
Tokyo
Metric
Warsaw
$576/mo
🛒
Living costs (no rent)
lower is better
$681/mo
$6,924
🧳
Cost to land
lower is better
$4,950
90 / 100
🛡️
Settler safety
higher is better
81 / 100
0.2 / 100k
🔒
Homicides
lower is better
0.7 / 100k
2.7 / 100k
🚗
Road deaths
lower is better
6.5 / 100k
75 / 100
🚨
Safety Index
higher is better
75 / 100
82°F
☀️
Summer high
personal taste
73°F
39°F
❄️
Winter low
personal taste
25°F
53 Mbps
Internet speed
higher is better
109 Mbps
26.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
22.3 μg/m³
85 / 100
🏥
Healthcare
higher is better
73 / 100
8.5 / 10
🗳️
Democracy
higher is better
7.4 / 10
6.4 / 9
🤝
Migrant acceptance
higher is better
4.2 / 9
53 / 100
🏳️‍🌈
Rainbow Index
higher is better
18 / 100
22/100
🗣️
Street English
higher is better
68/100
$52k
💼
GDP per capita (PPP)
higher is better
$51k
2.7% · Boringly steady
📈
Inflation
lower is better
3.8% · Boringly steady
99/100 — Reliable
Grid reliability
higher is better
65/100 — Patchy
96/100
🗽
Freedom House
higher is better
82/100
A median Software Engineer in Tokyo takes home $3,155/mo under Standard employee. In Warsaw: $5,190/mo under Standard employee.
$2,035/mo more in Warsaw
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$54k
💰
Gross income
$108k
−$8k
🏛️
Income tax
Standard employee
−$23k
−$8k
🛡️
Social contributions
−$23k
$38k/yr
$3k/mo
💵
Take-home pay
$62k/yr
$5k/mo
−$35k
🏠
Cost of living
−$35k
$2k/yr
🐖
Annual savings
$27k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Warsaw
$134/mo cheaper on rent alone
🔒
Safety
Tokyo
0.2 homicides per 100k
🗳️
Democracy
Tokyo
8.5/10 EIU index
☀️
Weather
82°F vs 73°F summers
🗣️
English
Warsaw
higher proficiency score
📋
Residency
Warsaw
PR in 5 years

Sun

How much sky you actually get

53% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
44% clear
Win
Spr
Sum
Fall
9.7h
Shortest day
Dec
7.7h
14.6h
Longest day
Jun
16.8h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

improving
Democracy trend
improving
stable
Inflation trend
improving
financeautomotivegamingelectronics
Industries
software-itfinancegame-devbpo
hub
Startup ecosystem
active
Moderate
🇺🇸 Your visa
Moderate
Moderate
EU visa
Easy
Complex
RU visa
Moderate
Moderate
UA visa
Easy
Partner cannot work on this visa
Spouse works
Partner can work immediately
Not recognized
Partner pathway
Not recognized
konkubinat (informal — no legal recognition)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

Broad social grounds
Abortion access
Life-threatening only
22 wk
Gestational limit

Legal up to 22 weeks for economic reasons or health risk. Spousal consent requirement still in effect.

Near-total ban since 2021. Only permitted for life/health threat or rape/incest. One of Europe's most restrictive.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Not recognized
Marriage
Not recognized
Step-child only
Adoption
Not allowed
No
Job protection
Yes
No
Hate crime law
No

Tokyo vs Warsaw — Common Questions

Is Tokyo cheaper than Warsaw?

Warsaw is cheaper. A 1-bedroom apartment in city centre costs around $1224/month there vs $1359/month in the other city (Numbeo data).

Which is safer, Tokyo or Warsaw?

Tokyo is statistically safer based on UNODC homicide data. Tokyo has a rate of 0.23 per 100,000 and Warsaw has 0.68 per 100,000.

Should I move to Tokyo or Warsaw?

Too close to call — 74 vs 71. Warsaw has a slight edge, but Tokyo might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Tokyo or Warsaw?

Tokyo: Japan Digital Nomad Visa (moderate requirements, 6 months (no renewal)). Warsaw: Poland Temporary Residence (moderate requirements, Up to 3 years). See each city's profile page for full requirements.

Which has better weather, Tokyo or Warsaw?

Tokyo is warmer in summer (82°F vs 73°F). Warsaw has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Tokyo or Warsaw without speaking the local language?

Warsaw is easier for street-level English (68/100) than Tokyo (22/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Tokyo vs Warsaw?

A 1-bedroom in the centre: $1224/month in Warsaw, $1359/month in Tokyo (Numbeo). That's 10% cheaper rent in Warsaw.

Is Tokyo or Warsaw better for democracy and rule of law?

Tokyo scores 8.5/10 on the EIU Democracy Index vs 7.4/10 for Warsaw. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Tokyo or Warsaw?

Tokyo scores higher on our composite healthcare index (85/100 vs 73/100 for Warsaw). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

Quiz →