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Retire Abroad

Warm, safe, affordable — and your pension actually buys something.

Cities that make sense for long-term retirement: warm climate, low crime, political stability, and a cost of living that makes a fixed income feel generous again.

105 cities ranked by collection score

How we rank

Democracy index > 4.5 required. Safety (30%, UNODC), rent (30%, Numbeo), warm winters (20%), mild summers (15%), political stability (5%). Your pension should buy peace, not groceries.

Sources: Numbeo · UNODC · EIU · OECD PISA · Ookla · EF EPI · World Bank

🇹🇼
TaipeiTaiwan
🌡 32°Crent $735/mo0.6 crime142 Mbps
2🇲🇾
Kuala LumpurMalaysia
🌡 32°C🌙 OKrent $690/mo1.0 crime135 Mbps
3🇮🇳
GoaIndia
🌊 Sea🌡 29°Crent $167/mo2.8 crime
4🇮🇩
BaliIndonesia
🌊 Sea🌡 29°C🌙 OKrent $1082/mo0.3 crime36 Mbps
5🇮🇳
BangaloreIndia
🌡 28°C🌙 OKrent $324/mo2.8 crime94 Mbps
6🇬🇷
AthensGreece
🌊 Sea🌡 32°C🌙 OKrent $737/mo1.1 crime98 Mbps
7🇵🇹
FaroPortugal
🌊 Ocean🌡 28°C🌙 DEADrent $1077/mo0.7 crime49 Mbps
8🇪🇸
SevilleSpain
🌡 34°Crent $980/mo0.6 crime
9🇲🇦
MarrakechMorocco
🌡 35°Crent $495/mo1.7 crime
10🇵🇹
LagosPortugal
🌊 Ocean🌡 28°Crent $1233/mo0.7 crime84 Mbps
11🇪🇸
TenerifeSpain
🌊 Ocean🌡 27°Crent $1217/mo0.9 crime
12🇮🇱
HaifaIsrael
🌊 Sea🌡 29°C🌙 DEADrent $1054/mo1.6 crime63 Mbps
13🇪🇸
MalagaSpain
🌊 Sea🌡 29°Crent $1392/mo0.6 crime
14🇬🇪
BatumiGeorgia
🌊 Sea🌡 26°C🌙 DEADrent $461/mo2.3 crime32 Mbps
15🇪🇸
BilbaoSpain
🌊 Sea🌡 25°Crent $1259/mo0.7 crime
16🇫🇷
MontpellierFrance
🌊 Sea🌡 30°Crent $930/mo1.3 crime
17🇭🇷
SplitCroatia
🌊 Sea🌡 30°Crent $1077/mo0.8 crime
18🇫🇷
MarseilleFrance
🌊 Sea🌡 27°C🌙 OKrent $902/mo1.6 crime169 Mbps
19🇵🇹
FunchalPortugal
🌊 Ocean🌡 24°Crent $1568/mo0.7 crime
20🇸🇬
SingaporeSingapore
🌊 Sea🌡 31°C🌙 OKrent $2696/mo0.1 crime279 Mbps
21🇪🇸
ValenciaSpain
🌊 Sea🌡 29°C🌙 OKrent $1429/mo0.7 crime99 Mbps
22🇫🇷
NiceFrance
🌊 Sea🌡 28°Crent $1142/mo1.3 crime
23🇮🇹
BolognaItaly
🌡 31°Crent $1130/mo0.6 crime
24🇯🇵
TokyoJapan
🌊 Ocean🌡 28°C🌙 WILDrent $1359/mo0.2 crime53 Mbps
25🇵🇹
LisbonPortugal
🌊 Ocean🌡 27°C🌙 OKrent $1616/mo0.7 crime238 Mbps
26🇭🇰
Hong KongHong Kong
🌊 Sea🌡 30°Crent $2225/mo0.4 crime
27🇵🇹
PortoPortugal
🌊 Ocean🌡 23°C🌙 OKrent $1297/mo0.7 crime226 Mbps
28🇦🇹
GrazAustria
🌡 25°Crent $772/mo0.9 crime
29🇦🇺
Gold CoastAustralia
🌊 Ocean🌡 28°Crent $2267/mo0.8 crime
30🇮🇹
FlorenceItaly
🌡 30°C🌙 OKrent $1316/mo0.5 crime46 Mbps
31🇮🇹
RomeItaly
🌊 Sea🌡 30°C🌙 OKrent $1355/mo0.5 crime75 Mbps
32🇦🇺
PerthAustralia
🌊 Ocean🌡 29°Crent $1821/mo0.8 crime
33🇦🇺
SydneyAustralia
🌊 Ocean🌡 26°Crent $2506/mo0.8 crime114 Mbps
34🇰🇷
SeoulSouth Korea
🌡 28°C🌙 OKrent $871/mo0.5 crime182 Mbps
35🇫🇷
LyonFrance
🌡 26°C🌙 OKrent $972/mo1.6 crime146 Mbps
36🇭🇺
BudapestHungary
🌡 26°C🌙 OKrent $918/mo0.7 crime80 Mbps
37🇷🇸
BelgradeSerbia
🌡 27°C🌙 OKrent $904/mo1.0 crime68 Mbps
38🇹🇭
Chiang MaiThailand
🌡 31°C🌙 DEADrent $463/mo4.8 crime143 Mbps
39🇪🇸
BarcelonaSpain
🌊 Sea🌡 27°C🌙 WILDrent $1712/mo0.6 crime84 Mbps
40🇺🇸
HonoluluUnited States
🌊 Ocean🌡 30°Crent $2703/mo1.5 crime
41🇮🇱
Tel AvivIsrael
🌊 Sea🌡 29°C🌙 WILDrent $2194/mo1.6 crime92 Mbps
42🇵🇱
KrakowPoland
🌡 23°C🌙 OKrent $976/mo0.4 crime88 Mbps
43🇷🇴
BucharestRomania
🌡 30°C🌙 OKrent $668/mo1.3 crime255 Mbps
44🇦🇷
Buenos AiresArgentina
🌡 27°C🌙 WILDrent $767/mo4.3 crime55 Mbps
45🇧🇷
FlorianopolisBrazil
🌊 Ocean🌡 29°Crent $627/mo20.6 crime
46🇨🇷
AtenasCosta Rica
🌡 27°Crent $650/mo17.7 crime
47🇪🇸
MadridSpain
🌡 31°C🌙 WILDrent $1498/mo0.6 crime94 Mbps
48🇲🇽
MeridaMexico
🌡 34°Crent $601/mo24.9 crime
49🇹🇭
BangkokThailand
🌡 33°C🌙 WILDrent $703/mo4.8 crime77 Mbps
50🇹🇭
PhuketThailand
🌊 Sea🌡 31°Crent $708/mo4.8 crime
51🇧🇷
Rio de JaneiroBrazil
🌊 Ocean🌡 31°Crent $661/mo20.6 crime143 Mbps
52🇬🇪
TbilisiGeorgia
🌡 29°C🌙 OKrent $681/mo2.3 crime45 Mbps
53🇨🇴
MedellinColombia
🌡 26°C🌙 OKrent $703/mo25.3 crime79 Mbps
54🇲🇽
CancunMexico
🌊 Sea🌡 32°Crent $737/mo26.1 crime
55🇦🇹
ViennaAustria
🌡 24°C🌙 OKrent $1303/mo1.0 crime101 Mbps
56🇦🇲
YerevanArmenia
🌡 34°C🌙 DEADrent $680/mo2.2 crime65 Mbps
57🇨🇭
BaselSwitzerland
🌡 26°Crent $2060/mo0.6 crime
58🇨🇭
GenevaSwitzerland
🌊 Lake🌡 26°Crent $2887/mo0.6 crime122 Mbps
59🇨🇷
TamarindoCosta Rica
🌊 Ocean🌡 30°Crent $950/mo17.7 crime
60🇫🇷
ParisFrance
🌡 24°C🌙 WILDrent $1604/mo1.1 crime173 Mbps
61🇮🇱
JerusalemIsrael
🌡 29°C🌙 DEADrent $1920/mo1.6 crime88 Mbps
62🇮🇹
MilanItaly
🌊 Lake🌡 28°C🌙 OKrent $1737/mo0.5 crime90 Mbps
63🇲🇽
AjijicMexico
🌊 Lake🌡 26°Crent $879/mo24.9 crime
64🇵🇱
WarsawPoland
🌡 23°C🌙 OKrent $1224/mo0.7 crime109 Mbps
65🇸🇪
MalmoSweden
🌊 Sea🌡 20°C🌙 DEADrent $1092/mo1.1 crime84 Mbps
66🇨🇷
San JoseCosta Rica
🌡 25°Crent $998/mo17.7 crime82 Mbps
67🇩🇪
BerlinGermany
🌊 Lake🌡 25°C🌙 WILDrent $1550/mo1.2 crime128 Mbps
68🇳🇱
The HagueNetherlands
🌊 Sea🌡 20°C🌙 DEADrent $1548/mo0.7 crime99 Mbps
69🇦🇹
SalzburgAustria
🌡 24°Crent $1537/mo0.9 crime
70🇬🇧
LondonUnited Kingdom
🌡 22°C🌙 WILDrent $3000/mo1.1 crime87 Mbps
71🇲🇽
Playa del CarmenMexico
🌊 Sea🌡 32°Crent $1068/mo26.1 crime
72🇲🇽
TulumMexico
🌊 Sea🌡 32°Crent $1045/mo26.1 crime41 Mbps
73🇨🇭
ZurichSwitzerland
🌊 Lake🌡 23°C🌙 DEADrent $3006/mo0.5 crime213 Mbps
74🇸🇪
GothenburgSweden
🌊 Sea🌡 19°C🌙 OKrent $1080/mo1.1 crime163 Mbps
75🇨🇭
BernSwitzerland
🌡 24°Crent $1960/mo0.6 crime
76🇨🇿
PragueCzech Republic
🌡 23°C🌙 OKrent $1228/mo2.0 crime137 Mbps
77🇩🇪
FrankfurtGermany
🌡 26°Crent $1358/mo2.7 crime
78🇩🇪
HamburgGermany
🌡 21°C🌙 OKrent $1359/mo1.5 crime96 Mbps
79🇪🇪
TallinnEstonia
🌊 Sea🌡 20°C🌙 DEADrent $816/mo1.5 crime112 Mbps
80🇿🇦
Cape TownSouth Africa
🌊 Ocean🌡 24°C🌙 OKrent $1026/mo45.5 crime53 Mbps
81🇬🇧
ManchesterUnited Kingdom
🌡 20°C🌙 OKrent $1703/mo1.1 crime102 Mbps
82🇳🇱
RotterdamNetherlands
🌊 Sea🌡 21°C🌙 OKrent $1805/mo0.7 crime141 Mbps
83🇮🇪
DublinIreland
🌊 Ocean🌡 18°C🌙 OKrent $2522/mo0.9 crime91 Mbps
84🇲🇽
San Miguel de AllendeMexico
🌡 26°Crent $1106/mo24.9 crime
85🇳🇱
AmsterdamNetherlands
🌊 Sea🌡 20°C🌙 WILDrent $2602/mo0.7 crime122 Mbps
86🇩🇪
MunichGermany
🌡 22°C🌙 OKrent $1678/mo0.9 crime92 Mbps
87🇨🇦
MontrealCanada
🌊 Lake🌡 25°C🌙 OKrent $1309/mo2.3 crime112 Mbps
88🇲🇽
Puerto VallartaMexico
🌊 Ocean🌡 30°Crent $1435/mo24.9 crime
89🇲🇽
Mexico CityMexico
🌊 Lake🌡 24°C🌙 OKrent $1173/mo26.1 crime33 Mbps
90🇩🇰
CopenhagenDenmark
🌊 Sea🌡 20°C🌙 OKrent $1970/mo1.0 crime245 Mbps
91🇬🇧
EdinburghUnited Kingdom
🌊 Sea🌡 17°C🌙 OKrent $1620/mo1.1 crime89 Mbps
92🇨🇦
VancouverCanada
🌊 Ocean🌡 21°C🌙 OKrent $1925/mo2.3 crime183 Mbps
93🇺🇸
MiamiUnited States
🌊 Ocean🌡 32°Crent $3010/mo6.1 crime
94🇵🇦
Panama CityPanama
🌊 Ocean🌡 29°C12.5 crime31 Mbps
95🇺🇸
Los AngelesUnited States
🌊 Ocean🌡 28°C🌙 WILDrent $2839/mo7.0 crime176 Mbps
96🇵🇦
BoquetePanama
🌡 24°C12.5 crime
97🇸🇪
StockholmSweden
🌊 Sea🌡 20°C🌙 OKrent $1816/mo1.1 crime190 Mbps
98🇨🇦
TorontoCanada
🌊 Lake🌡 24°C🌙 OKrent $1659/mo2.3 crime125 Mbps
99🇺🇸
TucsonUnited States
🌡 37°Crent $1322/mo6.7 crime
100🇺🇸
San FranciscoUnited States
🌊 Ocean🌡 21°C🌙 OKrent $3413/mo4.4 crime181 Mbps
101🇺🇸
New YorkUnited States
🌊 Ocean🌡 28°C🌙 WILDrent $4281/mo3.9 crime162 Mbps
102🇺🇸
SeattleUnited States
🌊 Ocean🌡 24°C🌙 OKrent $2442/mo6.8 crime185 Mbps
103🇺🇸
Las VegasUnited States
🌡 39°Crent $1587/mo8.7 crime
104🇺🇸
PhoenixUnited States
🌡 40°Crent $1787/mo8.4 crime
105🇺🇸
ChicagoUnited States
🌊 Lake🌡 27°C🌙 WILDrent $2388/mo17.5 crime180 Mbps

Frequently Asked Questions

OK but which retire abroad city actually wins?

Taipei (Taiwan) sits at #1 right now — city-centre rent starts around $735/month. That's based on data, not vibes.

Top 3, no hedging?

#1 Taipei (Taiwan), #2 Kuala Lumpur (Malaysia), #3 Goa (India). These scored highest on the actual metrics we use for this collection — not on how many Instagram reels mention them.

Where can I do this without burning through savings?

Goa (India) — rent starts at ~$167/month for a 1-bed in the centre. Your mileage varies with lifestyle, but the signal is clear.

Which one won't keep me up at night?

Singapore (Singapore) — 0.1 homicides per 100k residents (UNODC). That's the lowest in this collection, and a strong proxy for overall safety.

How does this ranking actually work?

Cities that make sense for long-term retirement: warm climate, low crime, political stability, and a cost of living that makes a fixed income feel generous again. Scores come from real data: Numbeo (rent), UNODC (crime), EIU (democracy), Ookla (internet speed), EF EPI (English). No one paid to be here.

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