Cost of Living: Bern vs Malmo (2026)
Switzerland vs Sweden — relocation comparison
Your passport:
Bern
Malmo
$1960/mo
Rent
$1092/mo
71/100
Livability
75/100
95/100
Settler safety
84/100
86/100
Healthcare
84/100
10 yr
PR path
5 yr
—
Internet
84 Mbps
Freelance setup
Einzelfirma
- VAT-free under €93k
- 11% social
- €2000/yr accountant
WiseStripe
Enskild firma
- VAT-free under €7k
- 29% social
- €1000/yr accountant
WiseStripe
Sourced from Numbeo · Updated May 2026
TL;DRMalmo is 44% cheaper on rent ($1092/mo vs $1960/mo). Sweden gets you to permanent residency 5 years faster (5 vs 10 years). Both cities require a personal relationship with your winter coat.
Too close to call — 75 vs 71. Malmo has a slight edge, but Bern might suit you better depending on your priorities.
Household
Bern
Metric
Malmo
$1960/mo
🏠
Rent (1BR centre)
lower is better
$1092/mo✓
$1059/mo
🛒
Living costs (no rent)
lower is better
$692/mo✓
$11,966
🧳
Cost to land
lower is better
$2,979✓
✓95 / 100
🛡️
Settler safety
higher is better
84 / 100
✓0.6 / 100k
🔒
Homicides
lower is better
1.1 / 100k
2.4 / 100k
🚗
Road deaths
lower is better
2.1 / 100k✓
—
🚨
Safety Index
higher is better
45 / 100
24°C
☀️
Summer high
personal taste
20°C
-2°C
❄️
Winter low
personal taste
-1°C
—
⚡
Internet speed
higher is better
84 Mbps
9.2 μg/m³
🌬️
Air quality (PM2.5)
lower is better
7.3 μg/m³✓
9.3 / 10
🗳️
Democracy
higher is better
9.4 / 10
51/100
🗣️
Street English
higher is better
100/100✓
✓$96k
💼
GDP per capita
higher is better
$72k
✓1.1% · Boringly steady
📈
Inflation
lower is better
2.8% · Boringly steady
71 / 100
🏅
Livability Score
higher is better
75 / 100✓