Cost of Living: Graz vs Malmo (2026)
Austria vs Sweden — relocation comparison
Your passport:
Graz
Malmo
$772/mo
Rent
1BR centre
$1,092/mo
$11k/yr
Take-home savings
At each city's local median pay
$10k/yr
5 yr
PR path
5 yr
Zuzugsfreibetrag (Researcher Relocation Allowance), Flat-Rate Foreign Income Tax (Zuzugsbegünstigung)
Tax breaks
Open incentive regimes for newcomers
—
Freelance setup
EPU
- VAT-free under €42k
- 27% social
- €1400/yr accountant
WiseStripe
Enskild firma
- VAT-free under €7k
- 29% social
- €1000/yr accountant
WiseStripe
Sourced from Numbeo · Updated May 2026
TL;DRGraz is 29% cheaper on rent ($772/mo vs $1,092/mo). Malmo scores 9.4 vs 8.3 on democracy. Both cities require a personal relationship with your winter coat.
Graz edges ahead 80 to 75. Malmo isn't far behind — it depends what matters to you.
How the livability score breaks down
Graz
Malmo
21.4/25
💰 Affordability
18.4/25
14.1/15
🔒 Violent Crime
13.9/15
7.3/10
🛡️ Perceived Safety
4.5/10
5.3/15
⚡ Internet
6.3/15
12.4/15
🗳️ Democracy
14.1/15
8.9/10
🗣️ English
8.6/10
9.9/10
☀️ Climate
7.5/10
7.1/10
📊 Stability
7.2/10
9.1/10
🚗 Road Safety
10/10
8.8/10
🕊️ Geopolitical Safety
7.2/10
Verdict delivered. Your move.
Household
Graz
Metric
Malmo
$909/mo
🛒
Living costs (no rent)
lower is better
$692/mo✓
$4,786
🧳
Cost to land
lower is better
$2,979✓
87 / 100
🛡️
Settler safety
higher is better
84 / 100
✓0.9 / 100k
🔒
Homicides
lower is better
1.1 / 100k
4.6 / 100k
🚗
Road deaths
lower is better
2.1 / 100k✓
✓73 / 100
🚨
Safety Index
higher is better
45 / 100
77°F
☀️
Summer high
personal taste
68°F
27°F
❄️
Winter low
personal taste
30°F
—
⚡
Internet speed
higher is better
84 Mbps
15.1 μg/m³
🌬️
Air quality (PM2.5)
lower is better
7.3 μg/m³✓
85 / 100
🏥
Healthcare
higher is better
84 / 100
8.3 / 10
🗳️
Democracy
higher is better
9.4 / 10✓
6.1 / 9
🤝
Migrant acceptance
higher is better
7.9 / 9✓
50 / 100
🏳️🌈
Rainbow Index
higher is better
64 / 100✓
74/100
🗣️
Street English
higher is better
71/100
$74k
💼
GDP per capita (PPP)
higher is better
$72k
2.9% · Boringly steady
📈
Inflation
lower is better
2.8% · Boringly steady
—
⚡
Grid reliability
higher is better
93/100 — Reliable
93/100
🗽
Freedom House
higher is better
99/100✓
A median Software Engineer in Graz takes home $3,610/mo under Standard employee. In Malmo: $3,686/mo under Standard employee.
$76/mo more in Malmo
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$82k
💰
Gross income
$78k
−$24k
🏛️
Income tax
Standard employee
−$28k
−$15k
🛡️
Social contributions
−$5k
$43k/yr
$4k/mo
💵
Take-home pay
$44k/yr✓
$4k/mo
−$32k
🏠
Cost of living
−$35k
✓$11k/yr
🐖
Annual savings
$10k/yr
Swap the local medians for your actual number
Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated May 2026
💰
Cost of Living
Graz
$320/mo cheaper on rent alone
🗳️
Democracy
Malmo
9.4/10 EIU index
☀️
Weather
—
77°F vs 68°F summers
🗣️
English
Graz
higher proficiency score
Sun
How much sky you actually get
40% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
43% clear
Win
Spr
Sum
Fall
8.6h
Shortest day
Dec
7.0h
15.8h
Longest day
Jun
17.5h
Sun clocks out before 5pm in both cities come December. Plan accordingly.
Source: WeatherSpark (clear-sky share of daytime hours)
Settler Essentials
Democracy trend
stable →
stable