Townleap

Cost of Living: Bern vs Split (2026)

Switzerland vs Croatia — relocation comparison

TL;DRSplit is 45% cheaper on rent ($1077/mo vs $1960/mo). Bern scores 9.3 vs 6.5 on democracy. You can get by in English in both — your Duolingo streak can wait.
69
Livability Score
🇨🇭 Bern
Switzerland
Full profile
68
Livability Score
🇭🇷 Split
Croatia
Full profile
Bern and Split are almost suspiciously well-matched. Flip a coin.
Bern
Split
$1960/mo
Rent
$1077/mo
9.3/10
Democracy
6.5/10
0.6/100k
Safety
0.8/100k
51/100
English
74/100
💰
Cost of Living
Split
$883/mo cheaper on rent alone
🗳️
Democracy
Bern
9.3/10 EIU index
☀️
Weather
24°C vs 30°C summers
🗣️
English
Split
higher proficiency score
Bern
Metric
Split
$1960/mo
🏠
Rent (1BR centre)
$1077/mo
$1059/mo
🛒
Living costs (no rent)
$670/mo
🧳
Cost to land
$5,244
0.6 / 100k
🔒
Homicides
0.8 / 100k
24°C
☀️
Summer high
30°C
-2°C
❄️
Winter low
4°C
9.2 μg/m³
🌬️
Air quality (PM2.5)
8.9 μg/m³
9.3 / 10
🗳️
Democracy
6.5 / 10
51/100
🗣️
Street English
74/100
$96k
💼
GDP per capita
$50k
1.1% · Boringly steady
📈
Inflation
3.0% · Boringly steady
69 / 100
🏅
Livability Score
68 / 100

Settler Essentials

Democracy trend
stable

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 45% cheaper in Split ($1077/mo vs $1960/mo for a 1BR city centre).
  • Summers are noticeably warmer in Split (30°C vs 24°C).
  • Bern scores higher on democracy (9.3 vs 6.5 / 10 EIU).
  • Street-level English is easier in Split (74/100 vs 51/100).

Bern vs Split — Common Questions

Is Bern cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month in Split vs $1960/month in the other city (Numbeo data).

Which is safer, Bern or Split?

Bern is statistically safer based on UNODC homicide data. Bern has a rate of 0.60 per 100,000 and Split has 0.77 per 100,000.

Should I move to Bern or Split?

Bern and Split are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Which has better weather, Bern or Split?

Split is warmer in summer (30°C vs 24°C). Bern has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Bern or Split without speaking the local language?

Split is easier for street-level English (74/100) than Bern (51/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

Don't agree? Take the quiz and see what fits you.

Factor in your salary, family size, weather preferences, and deal-breakers.