Cost of Living: Cancun vs San Francisco (2026)
Mexico vs United States — relocation comparison
Your passport:
Cancun
San Francisco
$737/mo
Rent
1BR centre
$3,413/mo
$9k/yr
Take-home savings
At each city's local median pay
$66k/yr
4 yr
PR path
10 yr
Freelance setup
RESICO
- No VAT exemption
- €350/yr accountant
Stripe
Self-employed / Sole Proprietor
- No VAT exemption
- 15.3% social
- €1000/yr accountant
WiseStripe
Sourced from Numbeo · Updated April 2026
TL;DRCancun is 78% cheaper on rent ($737/mo vs $3,413/mo). Mexico gets you to permanent residency 6 years faster (4 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Too close to call — 56 vs 52. San Francisco has a slight edge, but Cancun might suit you better depending on your priorities.
Verdict delivered. Your move.
Household
Cancun
Metric
San Francisco
✓$573/mo
🛒
Living costs (no rent)
lower is better
$909/mo
✓$2,961
🧳
Cost to land
lower is better
$12,582
32 / 100
🛡️
Settler safety
higher is better
56 / 100✓
26.1 / 100k
🔒
Homicides
lower is better
4.4 / 100k✓
✓12.0 / 100k
🚗
Road deaths
lower is better
14.2 / 100k
✓46 / 100
🚨
Safety Index
higher is better
39 / 100
90°F
☀️
Summer high
personal taste
70°F
68°F
❄️
Winter low
personal taste
46°F
142 Mbps
⚡
Internet speed
higher is better
181 Mbps✓
✓8.3 μg/m³
🌬️
Air quality (PM2.5)
lower is better
13.1 μg/m³
65 / 100
🏥
Healthcare
higher is better
80 / 100✓
5.3 / 10
🗳️
Democracy
higher is better
7.8 / 10✓
✓71 / 100
🏳️🌈
Rainbow Index
higher is better
67 / 100
20/100
🗣️
Street English
higher is better
100/100✓
$26k
💼
GDP per capita
higher is better
$86k✓
4.7% · Boringly steady
📈
Inflation
lower is better
2.9% · Boringly steady✓
—
⚡
Grid reliability
higher is better
83/100 — Mostly stable
59/100
🗽
Freedom House
higher is better
80/100✓
A median Software Engineer in Cancun takes home $2,898/mo under Standard employee. In San Francisco: $11,851/mo under Standard employee.
$8,953/mo more in San Francisco
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$46k
💰
Gross income
$191k