Cost of Living: Chicago vs Madrid (2026)

United States vs Spain — relocation comparison

TL;DRMadrid is 37% cheaper on rent ($1498/mo vs $2388/mo). Madrid is safer — homicide rate 0.6 vs 18.2 per 100k. Both are solid options for settling down — the spreadsheet won't save you from this one.
54
Livability Score
🇺🇸 Chicago
United States
Full profile
69
Livability Score
🇪🇸 Madrid
Spain
Full profile
Madrid scores 69 to Chicago's 54 on livability — the gap is real. Chicago has its charms, but the numbers favor Madrid.
💰
Cost of Living
Madrid
$890/mo cheaper on rent alone
🔒
Safety
Madrid
0.6 homicides per 100k
☀️
Weather
27°C vs 31°C summers
🗣️
English
Chicago
higher proficiency score
Chicago
Metric
Madrid
$2388/mo
🏠
Rent (1BR centre)
$1498/mo
$819/mo
🛒
Living costs (no rent)
$627/mo
$8,623
🧳
Cost to land
$7,448
18.2 / 100k
🔒
Homicides
0.6 / 100k
66 / 100
🚨
Crime perception
lower is better
29 / 100
27°C
☀️
Summer high
31°C
-4°C
❄️
Winter low
1°C
180 Mbps
Internet speed
94 Mbps
7.8 / 10
🗳️
Democracy
8.1 / 10
Very High (100/100)
🗣️
English ease
High (62/100)
$86k
💼
GDP per capita
$58k
2.9%
📈
Inflation
2.8%
54 / 100
🏅
Livability Score
69 / 100
83/100 — Mostly stable
Grid reliability
70/100 — Mostly stable
80/100
🗽
Freedom House
90/100
5 years
📋
Time to PR
5 years

For the Kids

Schools, pediatric care, and whether your children can actually enroll

489
PISA
country avg
477
4
Intl schools
3
Yes (English)
Public school
Yes (Spanish)
CHIP covers children in low-income families; otherwise depends on employer plan
Pediatric care
Pediatric coverage included in public system
2–6 weeks
Specialist wait
4–12 weeks
$1825/mo
Childcare
full-day
$720/mo

Sources: OECD PISA 2022 · Wikipedia · Numbeo · official health systems

Settler Essentials

stable
Democracy trend
stable
financetradinghealthcaremanufacturing
Industries
financeconsultingtechmedia
hub
Startup ecosystem
hub
83/100
Grid reliability
70/100
5 yrs
Time to PR
5 yrs
Moderate
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Moderate
⚠️ Your partner can exist, not earn
Spouse works
Your partner can also work

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 37% cheaper in Madrid ($1498/mo vs $2388/mo for a 1BR city centre).
  • Summers are noticeably warmer in Madrid (31°C vs 27°C).
  • Madrid is safer by homicide rate (0.6 vs 18.2 per 100k).
  • English is easier to get by in Chicago (100/100 vs 62/100 English proficiency).

Chicago vs Madrid — Common Questions

Is Chicago cheaper than Madrid?

Madrid is cheaper. A 1-bedroom apartment in city centre costs around $1498/month in Madrid vs $2388/month in the other city (Numbeo data).

Which is safer, Chicago or Madrid?

Madrid is statistically safer based on UNODC homicide data. Chicago has a rate of 18.20 per 100,000 and Madrid has 0.61 per 100,000.

Should I move to Chicago or Madrid?

Madrid scores 69 to Chicago's 54 on livability — the gap is real. Chicago has its charms, but the numbers favor Madrid. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Chicago or Madrid?

Chicago: US Employment-Based Green Card (complex process, Permanent residence). Madrid: Spain Digital Nomad Visa (moderate requirements, 1 year (renewable to 5)). See each city's profile page for full requirements.

Which has better weather, Chicago or Madrid?

Madrid is warmer in summer (31°C vs 27°C). Chicago has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Chicago or Madrid without speaking the local language?

English is easier to get by in Chicago (EF EPI score: 100/100) than in Madrid (62/100). In Chicago, daily life and professional settings often work in English. In Madrid, learning some of the local language will make long-term settlement significantly smoother.

Don't agree? Take the quiz and see what fits you.

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