Cost of Living: Chicago vs Milan (2026)

United States vs Italy — relocation comparison

TL;DRMilan is 27% cheaper on rent ($1737/mo vs $2388/mo). Milan is safer — homicide rate 0.5 vs 18.2 per 100k. Both are solid options for settling down — the spreadsheet won't save you from this one.
54
Livability Score
🇺🇸 Chicago
United States
Full profile
67
Livability Score
🇮🇹 Milan
Italy
Full profile
Milan scores 67 to Chicago's 54 on livability — the gap is real. Chicago has its charms, but the numbers favor Milan.
💰
Cost of Living
Milan
$651/mo cheaper on rent alone
🔒
Safety
Milan
0.5 homicides per 100k
🗣️
English
Chicago
higher proficiency score
Chicago
Metric
Milan
$2388/mo
🏠
Rent (1BR centre)
$1737/mo
$819/mo
🛒
Living costs (no rent)
$760/mo
$8,623
🧳
Cost to land
$9,944
18.2 / 100k
🔒
Homicides
0.5 / 100k
66 / 100
🚨
Crime perception
lower is better
54 / 100
27°C
☀️
Summer high
28°C
-4°C
❄️
Winter low
0°C
180 Mbps
Internet speed
90 Mbps
7.8 / 10
🗳️
Democracy
7.7 / 10
Very High (100/100)
🗣️
English ease
High (62/100)
$86k
💼
GDP per capita
$62k
2.9%
📈
Inflation
1.0%
54 / 100
🏅
Livability Score
67 / 100
83/100 — Mostly stable
Grid reliability
89/100 — Mostly stable
80/100
🗽
Freedom House
87/100
5 years
📋
Time to PR
5 years

For the Kids

Schools, pediatric care, and whether your children can actually enroll

489
PISA
country avg
477
4
Intl schools
4
Yes (English)
Public school
Yes (Italian)
CHIP covers children in low-income families; otherwise depends on employer plan
Pediatric care
Free pediatric care for all resident children under 14
2–6 weeks
Specialist wait
4–12 weeks public
$1825/mo
Childcare
full-day
$848/mo

Sources: OECD PISA 2022 · Wikipedia · Numbeo · official health systems

Settler Essentials

stable
Democracy trend
stable
financetradinghealthcaremanufacturing
Industries
fashionfinanceluxurytech
hub
Startup ecosystem
active
83/100
Grid reliability
89/100
5 yrs
Time to PR
5 yrs
Moderate
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Easy
⚠️ Your partner can exist, not earn
Spouse works
Your partner can also work

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 27% cheaper in Milan ($1737/mo vs $2388/mo for a 1BR city centre).
  • Summers are slightly warmer in Milan (28°C vs 27°C).
  • Milan is safer by homicide rate (0.5 vs 18.2 per 100k).
  • English is easier to get by in Chicago (100/100 vs 62/100 English proficiency).

Chicago vs Milan — Common Questions

Is Chicago cheaper than Milan?

Milan is cheaper. A 1-bedroom apartment in city centre costs around $1737/month in Milan vs $2388/month in the other city (Numbeo data).

Which is safer, Chicago or Milan?

Milan is statistically safer based on UNODC homicide data. Chicago has a rate of 18.20 per 100,000 and Milan has 0.55 per 100,000.

Should I move to Chicago or Milan?

Milan scores 67 to Chicago's 54 on livability — the gap is real. Chicago has its charms, but the numbers favor Milan. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Chicago or Milan?

Chicago: US Employment-Based Green Card (complex process, Permanent residence). Milan: Italy Digital Nomad Visa (moderate requirements, 1 year (renewable)). See each city's profile page for full requirements.

Can I live in Chicago or Milan without speaking the local language?

English is easier to get by in Chicago (EF EPI score: 100/100) than in Milan (62/100). In Chicago, daily life and professional settings often work in English. In Milan, learning some of the local language will make long-term settlement significantly smoother.

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