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Cost of Living: Chicago vs Los Angeles (2026)

United States vs United States — relocation comparison

Your passport:
Chicago
Los Angeles
$2,388/mo
Rent

1BR centre

$2,839/mo
$75k/yr
Take-home savings

At each city's local median pay

$61k/yr
10 yr
PR path
10 yr
Freelance setup
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRChicago is 16% cheaper on rent ($2,388/mo vs $2,839/mo). Los Angeles is safer — homicide rate 7.0 vs 17.5 per 100k. You can get by in English in both — your Duolingo streak can wait.
Too close to call — 56 vs 53. Los Angeles has a slight edge, but Chicago might suit you better depending on your priorities.
Household
Chicago
Metric
Los Angeles
$819/mo
🛒
Living costs (no rent)
lower is better
$983/mo
$8623
🧳
Cost to land
lower is better
$9290
34 / 100
🛡️
Settler safety
higher is better
52 / 100
17.5 / 100k
🔒
Homicides
lower is better
7.0 / 100k
14.2 / 100k
🚗
Road deaths
lower is better
14.2 / 100k
35 / 100
🚨
Safety Index
higher is better
46 / 100
81°F
☀️
Summer high
personal taste
82°F
25°F
❄️
Winter low
personal taste
48°F
180 Mbps
Internet speed
higher is better
176 Mbps
11.3 μg/m³
🌬️
Air quality (PM2.5)
lower is better
23.7 μg/m³
80 / 100
🏥
Healthcare
higher is better
79 / 100
7.8 / 10
🗳️
Democracy
higher is better
7.8 / 10
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
67 / 100
100/100
🗣️
Street English
higher is better
100/100
$86k
💼
GDP per capita
higher is better
$86k
2.9% · Boringly steady
📈
Inflation
lower is better
2.9% · Boringly steady
83/100 — Mostly stable
Grid reliability
higher is better
83/100 — Mostly stable
80/100
🗽
Freedom House
higher is better
80/100
A median Software Engineer in Chicago takes home $11,064/mo under Standard employee. In Los Angeles: $10,650/mo under Standard employee.
$413/mo more in Chicago
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$191k
💰
Gross income
$191k
−$44k
🏛️
Income tax
Standard employee
−$49k
−$14k
🛡️
Social contributions
−$14k
$133k/yr
$11k/mo
💵
Take-home pay
$128k/yr
$11k/mo
−$57k
🏠
Cost of living
−$67k
$75k/yr
🐖
Annual savings
$61k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Chicago
$451/mo cheaper on rent alone
🔒
Safety
Los Angeles
7.0 homicides per 100k

Sun

How much sky you actually get

53% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
75% clear
Win
Spr
Sum
Fall
9.1h
Shortest day
Dec
9.9h
15.2h
Longest day
Jun
14.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
financetradinghealthcaremanufacturing
Industries
entertainmenttechfashionbiotech
hub
Startup ecosystem
hub
Easy
🇺🇸 Your visa
Easy
Moderate
EU visa
Moderate
Suspended
RU visa
Suspended
Moderate
UA visa
Moderate
⚠️ Partner work rights are very limited
Spouse works
⚠️ Partner work rights are very limited
Not recognized
Partner pathway
Not recognized

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
24 wk
Gestational limit
24 wk

Protected by the Reproductive Health Act; regional access hub for the Midwest.

Legal on request pre-viability under state constitution and statute.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Legal
Joint adoption
Adoption
Joint adoption
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Chicago vs Los Angeles — Common Questions

Is Chicago cheaper than Los Angeles?

Chicago is cheaper. A 1-bedroom apartment in city centre costs around $2388/month there vs $2839/month in the other city (Numbeo data).

Which is safer, Chicago or Los Angeles?

Los Angeles is statistically safer based on UNODC homicide data. Chicago has a rate of 17.50 per 100,000 and Los Angeles has 7.00 per 100,000.

Should I move to Chicago or Los Angeles?

Too close to call — 56 vs 53. Los Angeles has a slight edge, but Chicago might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Chicago or Los Angeles?

Chicago: US Employment-Based Green Card (complex process, Permanent residence). Los Angeles: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

What's the cost of rent in Chicago vs Los Angeles?

A 1-bedroom in the centre: $2388/month in Chicago, $2839/month in Los Angeles (Numbeo). That's 16% cheaper rent in Chicago.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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