Cost of Living: Chicago vs Phoenix (2026)
United States vs United States — relocation comparison
Your passport:
Chicago
Phoenix
$2388/mo
Rent
$1787/mo
53/100
Livability
52/100
34/100
Safety
49/100
80/100
Healthcare
80/100
10 yr
PR path
10 yr
180 Mbps
Internet
—
Freelance setup
Self-employed / Sole Proprietor
- No VAT exemption
- 15.3% social
- €1000/yr accountant
WiseStripe
Self-employed / Sole Proprietor
- No VAT exemption
- 15.3% social
- €1000/yr accountant
WiseStripe
Sourced from Numbeo · Updated April 2026
TL;DRPhoenix is 25% cheaper on rent ($1787/mo vs $2388/mo). Phoenix is safer — homicide rate 8.4 vs 17.5 per 100k. You can get by in English in both — your Duolingo streak can wait.
Chicago and Phoenix are almost suspiciously well-matched. Flip a coin.
Household
Chicago
Metric
Phoenix
$2388/mo
🏠
Rent (1BR centre)
$1787/mo✓
✓$819/mo
🛒
Living costs (no rent)
$941/mo
$8,623
🧳
Cost to land
$6,697✓
17.5 / 100k
🔒
Homicides
8.4 / 100k✓
66 / 100
🚨
Crime perception
lower is better
—
27°C
☀️
Summer high
40°C
-4°C
❄️
Winter low
9°C
180 Mbps
⚡
Internet speed
—
✓11.3 μg/m³
🌬️
Air quality (PM2.5)
12.8 μg/m³
7.8 / 10
🗳️
Democracy
7.8 / 10
100/100
🗣️
Street English
100/100
$86k
💼
GDP per capita
$86k
2.9% · Boringly steady