Townleap

Cost of Living: Chicago vs Singapore (2026)

United States vs Singapore — relocation comparison

Your passport:
Chicago
Singapore
$2,388/mo
Rent

1BR centre

$2,696/mo
$75k/yr
Take-home savings

At each city's local median pay

$26k/yr
10 yr
PR path
2 yr
Freelance setup
Self-employed / Sole Proprietor
  • No VAT exemption
  • 15.3% social
  • €1000/yr accountant
WiseStripe
Self-employed
  • VAT-free under €630k
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRChicago is 11% cheaper on rent ($2,388/mo vs $2,696/mo). Singapore gets you to permanent residency 8 years faster (2 vs 10 years). Both are solid options for settling down — the spreadsheet won't save you from this one.
Singapore scores 71 to Chicago's 53 on livability — the gap is real. Chicago has its charms, but the numbers favor Singapore.
How the livability score breaks down
Chicago
Singapore
5.9/25
💰 Affordability
2.9/25
0/15
🔒 Violent Crime
14.9/15
3.5/10
🛡️ Perceived Safety
7.8/10
13.5/15
Internet
15/15
11.8/15
🗳️ Democracy
9.3/15
10/10
🗣️ English
9.4/10
9.2/10
☀️ Climate
7/10
7.1/10
📊 Stability
7.6/10
3.4/10
🚗 Road Safety
10/10
4.2/10
🕊️ Geopolitical Safety
8.6/10
Household
Chicago
Metric
Singapore
$819/mo
🛒
Living costs (no rent)
lower is better
$622/mo
$8,623
🧳
Cost to land
lower is better
$7,761
34 / 100
🛡️
Settler safety
higher is better
87 / 100
17.5 / 100k
🔒
Homicides
lower is better
0.1 / 100k
14.2 / 100k
🚗
Road deaths
lower is better
1.9 / 100k
35 / 100
🚨
Safety Index
higher is better
78 / 100
81°F
☀️
Summer high
personal taste
88°F
25°F
❄️
Winter low
personal taste
77°F
180 Mbps
Internet speed
higher is better
279 Mbps
11.3 μg/m³
🌬️
Air quality (PM2.5)
lower is better
17.4 μg/m³
80 / 100
🏥
Healthcare
higher is better
84 / 100
7.8 / 10
🗳️
Democracy
higher is better
6.2 / 10
8.0 / 9
🤝
Migrant acceptance
higher is better
5.2 / 9
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
44 / 100
100/100
🗣️
Street English
higher is better
100/100
$86k
💼
GDP per capita (PPP)
higher is better
$151k
2.9% · Boringly steady
📈
Inflation
lower is better
2.4% · Boringly steady
83/100 — Mostly stable
Grid reliability
higher is better
99/100 — Reliable
80/100
🗽
Freedom House
higher is better
47/100
A median Software Engineer in Chicago takes home $11,064/mo under Standard employee. In Singapore: $7,014/mo under Standard employee.
$4,050/mo more in Chicago
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$191k
💰
Gross income
$90k
−$44k
🏛️
Income tax
Standard employee
−$6k
−$14k
🛡️
Social contributions
−$0
$133k/yr
$11k/mo
💵
Take-home pay
$84k/yr
$7k/mo
−$57k
🏠
Cost of living
−$58k
$75k/yr
🐖
Annual savings
$26k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Chicago
$308/mo cheaper on rent alone
🔒
Safety
Singapore
0.1 homicides per 100k
🗳️
Democracy
Chicago
7.8/10 EIU index
☀️
Weather
81°F vs 88°F summers
📋
Residency
Singapore
PR in 2 years

Sun

How much sky you actually get

53% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
15% clear
Win
Spr
Sum
Fall
9.1h
Shortest day
Dec
12.0h
15.2h
Longest day
Jun
12.2h

Sun clocks out early in Chicago's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
financetradinghealthcaremanufacturing
Industries
financelogisticsbiotechtech
hub
Startup ecosystem
hub
Easy
🇺🇸 Your visa
Moderate
Moderate
EU visa
Moderate
Suspended
RU visa
Complex
Moderate
UA visa
Moderate
⚠️ Partner work rights are very limited
Spouse works
⚠️ Partner work rights are very limited
Not recognized
Partner pathway
Not recognized

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
24 wk
Gestational limit
24 wk

Protected by the Reproductive Health Act; regional access hub for the Midwest.

Legal on request up to 24 weeks for citizens and PRs. Mandatory 48-hour counseling.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Not recognized
Joint adoption
Adoption
Not allowed
Yes
Job protection
No
Yes
Hate crime law
No

Chicago vs Singapore — Common Questions

Is Chicago cheaper than Singapore?

Chicago is cheaper. A 1-bedroom apartment in city centre costs around $2388/month there vs $2696/month in the other city (Numbeo data).

Which is safer, Chicago or Singapore?

Singapore is statistically safer based on UNODC homicide data. Chicago has a rate of 17.50 per 100,000 and Singapore has 0.12 per 100,000.

Should I move to Chicago or Singapore?

Singapore scores 71 to Chicago's 53 on livability — the gap is real. Chicago has its charms, but the numbers favor Singapore. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Chicago or Singapore?

Chicago: US Employment-Based Green Card (complex process, Permanent residence). Singapore: Singapore ONE Pass (complex process, 5 years (renewable)). See each city's profile page for full requirements.

Which has better weather, Chicago or Singapore?

Singapore is warmer in summer (88°F vs 81°F). Chicago has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Chicago vs Singapore?

A 1-bedroom in the centre: $2388/month in Chicago, $2696/month in Singapore (Numbeo). That's 11% cheaper rent in Chicago.

Is Chicago or Singapore better for democracy and rule of law?

Chicago scores 7.8/10 on the EIU Democracy Index vs 6.2/10 for Singapore. Both are functional democracies, though the gap matters if you're planning to stay long enough to care about local politics.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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