Cost of Living: Funchal vs Montpellier (2026)
Portugal vs France — relocation comparison
Your passport:
Funchal
Montpellier
$1568/mo
Rent
$930/mo
73/100
Livability
71/100
85/100
Settler safety
83/100
84/100
Healthcare
—
5 yr
PR path
5 yr
Freelance setup
Trabalhador Independente
- VAT-free under €15k
- 21.4% social
- €900/yr accountant
WiseStripe
Micro-entrepreneur
- VAT-free under €38k
- 22% social
- €1000/yr accountant
WiseStripe
Sourced from Numbeo · Updated May 2026
TL;DRMontpellier is 41% cheaper on rent ($930/mo vs $1568/mo). Funchal is safer — homicide rate 0.7 vs 1.3 per 100k. Both are solid options for settling down — the spreadsheet won't save you from this one.
Funchal and Montpellier are almost suspiciously well-matched. Flip a coin.
Household
Funchal
Metric
Montpellier
$1568/mo
🏠
Rent (1BR centre)
lower is better
$930/mo✓
✓$487/mo
🛒
Living costs (no rent)
lower is better
$639/mo
$7,039
🧳
Cost to land
lower is better
$3,882✓
85 / 100
🛡️
Settler safety
higher is better
83 / 100
✓0.7 / 100k
🔒
Homicides
lower is better
1.3 / 100k
7.2 / 100k
🚗
Road deaths
lower is better
4.7 / 100k✓
80 / 100
🚨
Safety Index
higher is better
—
24°C
☀️
Summer high
personal taste
30°C
13°C
❄️
Winter low
personal taste
4°C
✓4.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
7.3 μg/m³
8.1 / 10
🗳️
Democracy
higher is better
8.0 / 10
✓100/100
🗣️
Street English
higher is better
38/100
$52k
💼
GDP per capita
higher is better
$63k✓
2.4% · Boringly steady
📈
Inflation
lower is better
2.0% · Boringly steady✓
73 / 100
🏅
Livability Score
higher is better
71 / 100
5 years
📋
Time to PR
lower is better
5 years
See exactly what you keep after taxes in each city
Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated May 2026
💰
Cost of Living
Montpellier
$638/mo cheaper on rent alone