Townleap

Cost of Living: Funchal vs Rome (2026)

Portugal vs Italy — relocation comparison

Your passport:
Funchal
Rome
$1,568/mo
Rent

1BR centre

$1,355/mo
−$7k/yr
Take-home savings

At each city's local median pay

−$10k/yr
5 yr
PR path
5 yr
Tax breaks

Open incentive regimes for newcomers

Impatriati Regime, Regime Forfettario, New Residents Flat Tax, 7% Retiree Flat Tax
Freelance setup
Trabalhador Independente
  • VAT-free under €15k
  • 21.4% social
  • €900/yr accountant
WiseStripe
Regime Forfettario
  • VAT-free under €85k
  • 26% social
  • €1000/yr accountant
WiseStripe

Sourced from Numbeo · Updated May 2026

TL;DRRome is 14% cheaper on rent ($1,355/mo vs $1,568/mo). Rome summers average 86°F vs 75°F. Both are solid options for settling down — the spreadsheet won't save you from this one.
Too close to call — 73 vs 70. Funchal has a slight edge, but Rome might suit you better depending on your priorities.
How the livability score breaks down
Funchal
Rome
13.8/25
💰 Affordability
15.8/25
14.3/15
🔒 Violent Crime
14.5/15
8/10
🛡️ Perceived Safety
5.3/10
5.3/15
Internet
5.6/15
12.1/15
🗳️ Democracy
11.4/15
8.7/10
🗣️ English
5.4/10
9.5/10
☀️ Climate
7.7/10
7.6/10
📊 Stability
9/10
7.5/10
🚗 Road Safety
8.8/10
8.5/10
🕊️ Geopolitical Safety
7.4/10
Household
Funchal
Metric
Rome
$487/mo
🛒
Living costs (no rent)
lower is better
$635/mo
$7,039
🧳
Cost to land
lower is better
$7,957
85 / 100
🛡️
Settler safety
higher is better
81 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.5 / 100k
7.2 / 100k
🚗
Road deaths
lower is better
5.0 / 100k
80 / 100
🚨
Safety Index
higher is better
53 / 100
75°F
☀️
Summer high
personal taste
86°F
55°F
❄️
Winter low
personal taste
37°F
Internet speed
higher is better
75 Mbps
4.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
12.7 μg/m³
84 / 100
🏥
Healthcare
higher is better
82 / 100
8.1 / 10
🗳️
Democracy
higher is better
7.6 / 10
6.7 / 9
🤝
Migrant acceptance
higher is better
6.5 / 9
67 / 100
🏳️‍🌈
Rainbow Index
higher is better
25 / 100
72/100
🗣️
Street English
higher is better
29/100
$52k
💼
GDP per capita (PPP)
higher is better
$62k
2.4% · Boringly steady
📈
Inflation
lower is better
1.0% · Practically frozen
Grid reliability
higher is better
89/100 — Mostly stable
96/100
🗽
Freedom House
higher is better
87/100
A median Software Engineer in Funchal takes home $2,624/mo under Standard employee. In Rome: $2,342/mo under Standard employee.
$282/mo more in Funchal
🎯 Rome's Impatriati Regime isn't modelled above — if you qualify, take-home would be $2,950/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$50k
💰
Gross income
$45k
−$13k
🏛️
Income tax
Standard employee
−$13k
−$6k
🛡️
Social contributions
−$4k
$31k/yr
$3k/mo
💵
Take-home pay
$28k/yr
$2k/mo
−$39k
🏠
Cost of living
−$38k
−$7k/yr
🐖
Annual savings
−$10k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Rome
$214/mo cheaper on rent alone
🗳️
Democracy
Funchal
8.1/10 EIU index
☀️
Weather
75°F vs 86°F summers
🗣️
English
Funchal
higher proficiency score

Sun

How much sky you actually get

45% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
63% clear
Win
Spr
Sum
Fall
10.0h
Shortest day
Dec
9.1h
14.3h
Longest day
Jun
15.2h

Sun clocks out early in Rome's winter. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
declining
Inflation trend
improving
Industries
governmenttourismmediaaerospace
Startup ecosystem
nascent
Moderate
🇺🇸 Your visa
Moderate
Easy
EU visa
Easy
Complex
RU visa
Complex
Moderate
UA visa
Easy
Partner can work immediately
Spouse works
Partner can work immediately
Recognized (2+ yr)
união de facto
Partner pathway
Not recognized
unione civile / convivenza di fatto (no immigration rights)
920/mo
Retiree visa
2,583/mo

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
10 wk
Gestational limit
12 wk

On request up to 10 weeks since 2007 referendum. Mandatory 3-day reflection period.

On request up to 90 days. 7-day waiting period. High rates of conscientious objection limit practical access.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Civil union
Joint adoption
Adoption
Step-child only
Yes
Job protection
Yes
Yes
Hate crime law
No

Funchal vs Rome — Common Questions

Is Funchal cheaper than Rome?

Rome is cheaper. A 1-bedroom apartment in city centre costs around $1355/month there vs $1568/month in the other city (Numbeo data).

Which is safer, Funchal or Rome?

Rome is statistically safer based on UNODC homicide data. Funchal has a rate of 0.72 per 100,000 and Rome has 0.55 per 100,000.

Should I move to Funchal or Rome?

Too close to call — 73 vs 70. Funchal has a slight edge, but Rome might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Funchal or Rome?

Funchal: Portugal Digital Nomad Visa (moderate requirements, 2 years (renewable for 3-year periods)). Rome: Italy Digital Nomad Visa (moderate requirements, 1 year (renewable)). See each city's profile page for full requirements.

Which has better weather, Funchal or Rome?

Rome is warmer in summer (86°F vs 75°F). Funchal has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Funchal or Rome without speaking the local language?

Funchal is easier for street-level English (72/100) than Rome (29/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Funchal vs Rome?

A 1-bedroom in the centre: $1355/month in Rome, $1568/month in Funchal (Numbeo). That's 14% cheaper rent in Rome.

Is Funchal or Rome better for democracy and rule of law?

Funchal scores 8.1/10 on the EIU Democracy Index vs 7.6/10 for Rome. That puts it in 'full democracy' territory — free press, independent courts, the works.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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