Cost of Living: Lisbon vs Warsaw (2026)
Portugal vs Poland — relocation comparison
Your passport:
Lisbon
Warsaw
$1,616/mo
Rent
1BR centre
$1,224/mo
−$3k/yr
Take-home savings
At each city's local median pay
$27k/yr
5 yr
PR path
5 yr
IFICI (NHR 2.0)
Tax breaks
Open incentive regimes for newcomers
—
Freelance setup
Trabalhador Independente
- VAT-free under €15k
- 21.4% social
- €900/yr accountant
WiseStripe
JDG
- VAT-free under €47k
- €450/yr accountant
WiseStripe
Sourced from Numbeo · Updated April 2026
TL;DRWarsaw is 24% cheaper on rent ($1,224/mo vs $1,616/mo). Lisbon has milder winters (48°F vs 25°F lows). You can get by in English in both — your Duolingo streak can wait.
Lisbon edges ahead 79 to 74. Warsaw isn't far behind — it depends what matters to you.
Verdict delivered. Your move.
Household
Lisbon
Metric
Warsaw
✓$567/mo
🛒
Living costs (no rent)
lower is better
$681/mo
$7,362
🧳
Cost to land
lower is better
$4,950✓
83 / 100
🛡️
Settler safety
higher is better
81 / 100
0.7 / 100k
🔒
Homicides
lower is better
0.7 / 100k
7.2 / 100k
🚗
Road deaths
lower is better
6.5 / 100k✓
67 / 100
🚨
Safety Index
higher is better
75 / 100✓
81°F
☀️
Summer high
personal taste
73°F
48°F
❄️
Winter low
personal taste
25°F
✓238 Mbps
⚡
Internet speed
higher is better
109 Mbps
✓10.6 μg/m³
🌬️
Air quality (PM2.5)
lower is better
22.3 μg/m³
✓81 / 100
🏥
Healthcare
higher is better
73 / 100
✓8.1 / 10
🗳️
Democracy
higher is better
7.4 / 10
✓6.7 / 9
🤝
Migrant acceptance
higher is better
4.2 / 9
✓67 / 100
🏳️🌈
Rainbow Index
higher is better
18 / 100
✓72/100
🗣️
Street English
higher is better
68/100
$52k
💼
GDP per capita (PPP)
higher is better
$51k
✓2.4% · Boringly steady
📈
Inflation
lower is better
3.8% · Boringly steady
✓78/100 — Mostly stable
⚡
Grid reliability
higher is better
65/100 — Patchy
✓96/100
🗽
Freedom House
higher is better
82/100
A median Software Engineer in Lisbon takes home $3,150/mo under Standard employee. In Warsaw: $5,190/mo under Standard employee.
$2,040/mo more in Warsaw