Cost of Living: Madrid vs San Francisco (2026)

Spain vs United States — relocation comparison

TL;DRMadrid is 56% cheaper on rent ($1498/mo vs $3413/mo). Madrid is safer — homicide rate 0.6 vs 6.3 per 100k. Both are solid options for settling down — the spreadsheet won't save you from this one.
69
Livability Score
🇪🇸 Madrid
Spain
Full profile
56
Livability Score
🇺🇸 San Francisco
United States
Full profile
Madrid scores 69 to San Francisco's 56 on livability — the gap is real. San Francisco has its charms, but the numbers favor Madrid.
💰
Cost of Living
Madrid
$1915/mo cheaper on rent alone
🔒
Safety
Madrid
0.6 homicides per 100k
☀️
Weather
31°C vs 21°C summers
🗣️
English
San Francisco
higher proficiency score
Madrid
Metric
San Francisco
$1498/mo
🏠
Rent (1BR centre)
$3413/mo
$627/mo
🛒
Living costs (no rent)
$909/mo
$7,448
🧳
Cost to land
$12,582
0.6 / 100k
🔒
Homicides
6.3 / 100k
29 / 100
🚨
Crime perception
lower is better
61 / 100
31°C
☀️
Summer high
21°C
1°C
❄️
Winter low
8°C
94 Mbps
Internet speed
181 Mbps
8.1 / 10
🗳️
Democracy
7.8 / 10
High (62/100)
🗣️
English ease
Very High (100/100)
$58k
💼
GDP per capita
$86k
2.8%
📈
Inflation
2.9%
69 / 100
🏅
Livability Score
56 / 100
70/100 — Mostly stable
Grid reliability
83/100 — Mostly stable
90/100
🗽
Freedom House
80/100
5 years
📋
Time to PR
5 years

For the Kids

Schools, pediatric care, and whether your children can actually enroll

477
PISA
country avg
489
3
Intl schools
3
Yes (Spanish)
Public school
Yes (English)
Pediatric coverage included in public system
Pediatric care
CHIP covers children in low-income families; otherwise depends on employer plan
4–12 weeks
Specialist wait
2–6 weeks
$720/mo
Childcare
full-day
$3018/mo

Sources: OECD PISA 2022 · Wikipedia · Numbeo · official health systems

Settler Essentials

stable
Democracy trend
stable
financeconsultingtechmedia
Industries
techaifintechbiotech
hub
Startup ecosystem
hub
70/100
Grid reliability
83/100
5 yrs
Time to PR
5 yrs
Easy
EU visa
Moderate
Complex
RU visa
Complex
Moderate
UA visa
Moderate
Your partner can also work
Spouse works
⚠️ Your partner can exist, not earn

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

The Short Version

  • Rent is 56% cheaper in Madrid ($1498/mo vs $3413/mo for a 1BR city centre).
  • Summers are dramatically warmer in Madrid (31°C vs 21°C).
  • Madrid is safer by homicide rate (0.6 vs 6.3 per 100k).
  • English is easier to get by in San Francisco (100/100 vs 62/100 English proficiency).

Madrid vs San Francisco — Common Questions

Is Madrid cheaper than San Francisco?

Madrid is cheaper. A 1-bedroom apartment in city centre costs around $1498/month in Madrid vs $3413/month in the other city (Numbeo data).

Which is safer, Madrid or San Francisco?

Madrid is statistically safer based on UNODC homicide data. Madrid has a rate of 0.61 per 100,000 and San Francisco has 6.30 per 100,000.

Should I move to Madrid or San Francisco?

Madrid scores 69 to San Francisco's 56 on livability — the gap is real. San Francisco has its charms, but the numbers favor Madrid. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Madrid or San Francisco?

Madrid: Spain Digital Nomad Visa (moderate requirements, 1 year (renewable to 5)). San Francisco: US Employment-Based Green Card (complex process, Permanent residence). See each city's profile page for full requirements.

Which has better weather, Madrid or San Francisco?

Madrid is warmer in summer (31°C vs 21°C). San Francisco has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Madrid or San Francisco without speaking the local language?

English is easier to get by in San Francisco (EF EPI score: 100/100) than in Madrid (62/100). In San Francisco, daily life and professional settings often work in English. In Madrid, learning some of the local language will make long-term settlement significantly smoother.

Don't agree? Take the quiz and see what fits you.

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