Townleap

Cost of Living: Milan vs Split (2026)

Italy vs Croatia — relocation comparison

Your passport:
Milan
Split
$1,737/mo
Rent

1BR centre

$1,077/mo
−$20k/yr
Take-home savings

At each city's local median pay

−$9k/yr
5 yr
PR path
Impatriati Regime, Regime Forfettario, New Residents Flat Tax, 7% Retiree Flat Tax
Tax breaks

Open incentive regimes for newcomers

Freelance setup
Regime Forfettario
  • VAT-free under €85k
  • 26% social
  • €1000/yr accountant
WiseStripe
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRSplit is 38% cheaper on rent ($1,077/mo vs $1,737/mo). Milan scores 7.6 vs 6.5 on democracy. Both are solid options for settling down — the spreadsheet won't save you from this one.
Milan and Split are almost suspiciously well-matched. Flip a coin.
Household
Milan
Metric
Split
$760/mo
🛒
Living costs (no rent)
lower is better
$670/mo
$9,944
🧳
Cost to land
lower is better
$5,244
80 / 100
🛡️
Settler safety
higher is better
78 / 100
0.5 / 100k
🔒
Homicides
lower is better
0.8 / 100k
5.0 / 100k
🚗
Road deaths
lower is better
8.1 / 100k
46 / 100
🚨
Safety Index
higher is better
70 / 100
82°F
☀️
Summer high
personal taste
86°F
32°F
❄️
Winter low
personal taste
39°F
90 Mbps
Internet speed
higher is better
27.9 μg/m³
🌬️
Air quality (PM2.5)
lower is better
8.9 μg/m³
84 / 100
🏥
Healthcare
higher is better
77 / 100
7.6 / 10
🗳️
Democracy
higher is better
6.5 / 10
6.5 / 9
🤝
Migrant acceptance
higher is better
1.8 / 9
25 / 100
🏳️‍🌈
Rainbow Index
higher is better
50 / 100
29/100
🗣️
Street English
higher is better
74/100
$62k
💼
GDP per capita (PPP)
higher is better
$50k
1.0% · Practically frozen
📈
Inflation
lower is better
3.0% · Boringly steady
89/100 — Mostly stable
Grid reliability
higher is better
87/100
🗽
Freedom House
higher is better
A median Software Engineer in Milan takes home $2,350/mo under Standard employee. In Split: $2,122/mo under Standard employee.
$228/mo more in Milan
🎯 Milan's Impatriati Regime isn't modelled above — if you qualify, take-home would be $2,962/mo instead.
Each city pays its own median — Software Engineer gross via Levels.fyi / Eurostat. Moving changes your salary too; that's the point.
$46k
💰
Gross income
$38k
−$13k
🏛️
Income tax
Standard employee
−$5k
−$4k
🛡️
Social contributions
−$8k
$28k/yr
$2k/mo
💵
Take-home pay
$25k/yr
$2k/mo
−$48k
🏠
Cost of living
−$34k
−$20k/yr
🐖
Annual savings
−$9k/yr
Swap the local medians for your actual number

Sources: Numbeo · UNODC · Ookla · WHO · EIU · Gallup · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Split
$660/mo cheaper on rent alone
🗳️
Democracy
Milan
7.6/10 EIU index
🗣️
English
Split
higher proficiency score

Sun

How much sky you actually get

57% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
8.7h
Shortest day
Dec
8.9h
15.7h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

stable
Democracy trend
stable
improving
Inflation trend
improving
fashionfinanceluxurytech
Industries
active
Startup ecosystem
Moderate
🇺🇸 Your visa
Easy
EU visa
Complex
RU visa
Easy
UA visa
Partner can work immediately
Spouse works
Not recognized
unione civile / convivenza di fatto (no immigration rights)
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)
2,583/mo
Retiree visa

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
12 wk
Gestational limit
10 wk

On request up to 90 days. 7-day waiting period. High rates of conscientious objection limit practical access.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Civil union
Marriage
Civil union
Step-child only
Adoption
Step-child only
Yes
Job protection
Yes
No
Hate crime law
Yes

Milan vs Split — Common Questions

Is Milan cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month there vs $1737/month in the other city (Numbeo data).

Which is safer, Milan or Split?

Milan is statistically safer based on UNODC homicide data. Milan has a rate of 0.55 per 100,000 and Split has 0.77 per 100,000.

Should I move to Milan or Split?

Milan and Split are almost suspiciously well-matched. Flip a coin. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Milan or Split?

Milan: Italy Digital Nomad Visa (moderate requirements, 1 year (renewable)). Split: no specific remote work visa. See each city's profile page for full requirements.

Can I live in Milan or Split without speaking the local language?

Split is easier for street-level English (74/100) than Milan (29/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Milan vs Split?

A 1-bedroom in the centre: $1077/month in Split, $1737/month in Milan (Numbeo). That's 38% cheaper rent in Split.

Is Milan or Split better for democracy and rule of law?

Milan scores 7.6/10 on the EIU Democracy Index vs 6.5/10 for Split. Both are functional democracies, though the gap matters if you're planning to stay long enough to care about local politics.

Is healthcare better in Milan or Split?

Milan scores higher on our composite healthcare index (84/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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