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Cost of Living: Moscow vs Split (2026)

Russia vs Croatia — relocation comparison

Your passport:
43
Livability Score
🇷🇺 Moscow
Russia
Full profile
68
Livability Score
🇭🇷 Split
Croatia
Full profile
Moscow
Split
$1499/mo
Rent
$1077/mo
43/100
Livability
68/100
5/100
Safety
79/100
72/100
Healthcare
77/100
Freelance setup
Самозанятый / ИП
  • No VAT exemption
  • €300/yr accountant
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe

Sourced from Numbeo · Updated April 2026

TL;DRSplit is 28% cheaper on rent ($1077/mo vs $1499/mo). Split is safer — homicide rate 0.8 vs 7.8 per 100k. Both are solid options for settling down — the spreadsheet won't save you from this one.
Split scores 68 to Moscow's 43 on livability — the gap is real. Moscow has its charms, but the numbers favor Split.
Household
Moscow
Metric
Split
$1499/mo
🏠
Rent (1BR centre)
$1077/mo
$533/mo
🛒
Living costs (no rent)
$670/mo
$5,522
🧳
Cost to land
$5,244
7.8 / 100k
🔒
Homicides
0.8 / 100k
22°C
☀️
Summer high
30°C
-9°C
❄️
Winter low
4°C
30 μg/m³
🌬️
Air quality (PM2.5)
8.9 μg/m³
2.2 / 10
🗳️
Democracy
6.5 / 10
32/100
🗣️
Street English
100/100
$47k
💼
GDP per capita
$50k
8.4% · Noticeable price creep
📈
Inflation
3.0% · Boringly steady
43 / 100
🏅
Livability Score
68 / 100
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated April 2026

💰
Cost of Living
Split
$422/mo cheaper on rent alone
🔒
Safety
Split
0.8 homicides per 100k
🗳️
Democracy
Split
6.5/10 EIU index
☀️
Weather
22°C vs 30°C summers
🗣️
English
Split
higher proficiency score

Sun

How much sky you actually get

39% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
7.0h
Shortest day
Dec
8.9h
17.6h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

declining
Democracy trend
stable
improving
Inflation trend
improving
⚠️ Needs a separate work permit
Spouse works
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · IEA · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
12 wk
Gestational limit
10 wk

On request up to 12 weeks. Access increasingly restricted since 2023 with regional restrictions.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

2/100
Rainbow Index
50/100
Not recognized
Marriage
Civil union
Not allowed
Adoption
Step-child only
No
Job protection
Yes
No
Hate crime law
Yes

Source: Rainbow Europe (ILGA-Europe)

The Short Version

  • Rent is 28% cheaper in Split ($1077/mo vs $1499/mo for a 1BR city centre).
  • Summers are noticeably warmer in Split (30°C vs 22°C).
  • Split is safer by homicide rate (0.8 vs 7.8 per 100k).
  • Split scores higher on democracy (6.5 vs 2.2 / 10 EIU).
  • Street-level English is easier in Split (100/100 vs 32/100).

Moscow vs Split — Common Questions

Is Moscow cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month in Split vs $1499/month in the other city (Numbeo data).

Which is safer, Moscow or Split?

Split is statistically safer based on UNODC homicide data. Moscow has a rate of 7.82 per 100,000 and Split has 0.77 per 100,000.

Should I move to Moscow or Split?

Split scores 68 to Moscow's 43 on livability — the gap is real. Moscow has its charms, but the numbers favor Split. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Is it easier to get residency in Moscow or Split?

Moscow: Russia HQS Work Permit (ВКС) (moderate requirements, Up to 3 years (renewable)). Split: no specific remote work visa. See each city's profile page for full requirements.

Which has better weather, Moscow or Split?

Split is warmer in summer (30°C vs 22°C). Moscow has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

Can I live in Moscow or Split without speaking the local language?

Split is easier for street-level English (100/100) than Moscow (32/100). That's the score that matters for doctors, landlords, and bureaucracy. Office English can still run higher than street English in both cities.

What's the cost of rent in Moscow vs Split?

A 1-bedroom in the centre: $1077/month in Split, $1499/month in Moscow (Numbeo). That's 28% cheaper rent in Split.

Is Moscow or Split better for democracy and rule of law?

Split scores 6.5/10 on the EIU Democracy Index vs 2.2/10 for Moscow. Both are functional democracies, though the gap matters if you're planning to stay long enough to care about local politics.

Is healthcare better in Moscow or Split?

Split scores higher on our composite healthcare index (77/100 vs 72/100 for Moscow). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

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