Townleap

Cost of Living: Oslo vs Split (2026)

Norway vs Croatia — relocation comparison

Your passport:
Freelance setup
Obrt
  • VAT-free under €40k
  • 37% social
  • €450/yr accountant
WiseStripe
TL;DRSplit is 46% cheaper on rent ($1,077/mo vs $2,004/mo). Oslo is safer — homicide rate 0.1 vs 0.8 per 100k. You can get by in English in both — your Duolingo streak can wait.
Too close to call — 73 vs 70. Oslo has a slight edge, but Split might suit you better depending on your priorities.
Household
Oslo
Metric
Split
$1105/mo
🛒
Living costs (no rent)
lower is better
$670/mo
🧳
Cost to land
lower is better
$5,244
91 / 100
🛡️
Settler safety
higher is better
78 / 100
0.1 / 100k
🔒
Homicides
lower is better
0.8 / 100k
🚗
Road deaths
lower is better
8.1 / 100k
66 / 100
🚨
Safety Index
higher is better
70 / 100
70°F
☀️
Summer high
personal taste
86°F
23°F
❄️
Winter low
personal taste
39°F
258 Mbps
Internet speed
higher is better
🌬️
Air quality (PM2.5)
lower is better
8.9 μg/m³
87 / 100
🏥
Healthcare
higher is better
77 / 100
9.8 / 10
🗳️
Democracy
higher is better
6.5 / 10
69 / 100
🏳️‍🌈
Rainbow Index
higher is better
50 / 100
100/100
🗣️
Street English
higher is better
100/100
$102k
💼
GDP per capita
higher is better
$50k
3.1% · Boringly steady
📈
Inflation
lower is better
3.0% · Boringly steady
99/100
🗽
Freedom House
higher is better
See exactly what you keep after taxes in each city

Sources: Numbeo · UNODC · Ookla · WHO · EIU · World Bank · Freedom House · Updated May 2026

💰
Cost of Living
Split
$927/mo cheaper on rent alone
🔒
Safety
Oslo
0.1 homicides per 100k
🗳️
Democracy
Oslo
9.8/10 EIU index
☀️
Weather
70°F vs 86°F summers

Sun

How much sky you actually get

33% clear
Win
Spr
Sum
Fall
Sky clear
avg daytime
59% clear
Win
Spr
Sum
Fall
6.1h
Shortest day
Dec
8.9h
18.7h
Longest day
Jun
15.4h

Sun clocks out before 5pm in both cities come December. Plan accordingly.

Source: WeatherSpark (clear-sky share of daytime hours)

Settler Essentials

Democracy trend
stable
Inflation trend
improving
Recognized (2+ yr)
samboerskap
Partner pathway
Conditional (3+ yr)
izvanbračna zajednica / životno partnerstvo (same-sex)

Visa stamps:Easy <90 daysModerate 3–6 moComplex 6+ mo

Sources: EIU · Freedom House · Startup Genome · official immigration portals

Reproductive Rights

Because your body shouldn't need a visa too

On request
Abortion access
On request
18 wk
Gestational limit
10 wk

On request up to 18 weeks (extended from 12 weeks; law effective 1 June 2025). After 18 weeks, specialized committees review cases.

On request up to 10 weeks. Access limited in practice due to widespread conscientious objection.

Source: Center for Reproductive Rights

LGBTQ+ Rights

Can you hold hands without doing a risk assessment first

Legal
Marriage
Civil union
Joint adoption
Adoption
Step-child only
Yes
Job protection
Yes
Yes
Hate crime law
Yes

Oslo vs Split — Common Questions

Is Oslo cheaper than Split?

Split is cheaper. A 1-bedroom apartment in city centre costs around $1077/month there vs $2004/month in the other city (Numbeo data).

Which is safer, Oslo or Split?

Oslo is statistically safer based on UNODC homicide data. Oslo has a rate of 0.15 per 100,000 and Split has 0.77 per 100,000.

Should I move to Oslo or Split?

Too close to call — 73 vs 70. Oslo has a slight edge, but Split might suit you better depending on your priorities. See the full comparison above for rent, safety, internet speed, climate, and democracy scores to decide which city fits your priorities.

Which has better weather, Oslo or Split?

Split is warmer in summer (86°F vs 70°F). Oslo has milder summers, which suits those who prefer cooler weather. Climate preference is personal — use the weather section above to compare seasons.

What's the cost of rent in Oslo vs Split?

A 1-bedroom in the centre: $1077/month in Split, $2004/month in Oslo (Numbeo). That's 46% cheaper rent in Split.

Is Oslo or Split better for democracy and rule of law?

Oslo scores 9.8/10 on the EIU Democracy Index vs 6.5/10 for Split. That puts it in 'full democracy' territory — free press, independent courts, the works.

Is healthcare better in Oslo or Split?

Oslo scores higher on our composite healthcare index (87/100 vs 77/100 for Split). That score combines clinical outcomes (IHME), universal coverage (WHO), and resident perception (Numbeo) — not just whether hospitals exist but whether the system actually works for settlers.

Plot twist: other matchups exist

Maybe the real city was the comparisons we made along the way.

Let the algorithm judge you

2 min quiz — surprisingly accurate

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